Mortgage rates

Every New Zealand lender’s advertised home loan rates, by term.

Floating
6 months
1 year
18 months
2 years
3 years
4 years
5 years
Show
LenderFloatingFloat6 months6m1 year1y18 months18m2 years2y3 years3y4 years4y5 years5y
Nothing to show.

Advertised card rates, read daily from each lender’s own rates page (and the interest.co.nz table where a lender has none we can read). For reference only: lenders often do better through an adviser, and top-ups and construction products are capped. Confirm with the lender before you decide.

Find your properties and OwnBetter puts your rate and fixed expiry beside every rate on this page.

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