Title boundary · 759 m² · LINZ
Unclaimed

45 Knowles Street

Terrace End, Palmerston North · Palmerston North City

Last sold Aug 2011

OwnBetter estimate
$594k
Medium confidence

We estimate it would sell for $594,000 as at 5 October 2026, in a range of $508,000 to $675,000.

Typical home in Terrace End
$605k
The median of our estimates of its 1,694 homes
How we worked this out
Council valuation, Sept 2024$610,000
Market movement in Palmerston North City since the council valuation−2.3%
How Terrace End sells against council values−0.2%
Homes of this age in Terrace End−0.7%
Homes in this price range+0.5%
Land as a share of the value−1.7%
Nearby recent sales (15)+1.8%
Our estimate$594,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes

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What it costs to live here

Home expense estimates

Mortgage: open the section
$2,409a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 45 Knowles Street

Every rate from 36 lenders →
Estimated repayments
$1,111
$476,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $115 less a fortnight — about $2,987 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,111/fn
  • ICBC4.65%s$1,132/fn
  • Bank of China4.68%s$1,136/fn
  • AIA New Zealand4.99%$1,177/fn
  • ANZ Bank New Zealand4.99%s$1,177/fn
  • ASB Bank4.99%$1,177/fn
  • Bank of Baroda4.99%$1,177/fn
  • Police Credit Union4.99%$1,177/fn
  • The Co-operative Bank4.99%s$1,177/fn
  • Unity Credit Union4.99%s$1,177/fn
  • Kiwibank5.15%s$1,199/fn
  • Bank of New Zealand5.19%$1,204/fn
  • SBS Bank5.19%s$1,204/fn
  • TSB Bank5.19%s$1,204/fn
  • Westpac New Zealand5.19%s$1,204/fn
  • First Credit Union5.29%s$1,218/fn
  • Kookmin Bank Auckland Branch5.35%$1,226/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 45 Knowles Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.

Property data

  • Floor area119 m²
  • Decade built1910s
  • Bedrooms3
  • Bathrooms1
  • Parking1 car space
  • Property categoryUse not published
  • CouncilPalmerston North City
  • Valuation #14680-41300
  • Valuation date1 Sep 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberWN259/229
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 8 Deposited Plan 3600, 759 m2
  • Land area759 m²
  • Title issued9 Jun 1919
  • Land districtWellington
Instruments on this title1 registered instrumentMortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Real-estate Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 1 consent on record.

  1. 1 May 2020
    Adds/Alts$25,000 declared

    Internal & external wall removal & new verandah

    Consent 200162 · Palmerston North City

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 15 land use or subdivision consents within 250 m.

Within 250 m

  1. 12 Sep 2022
    Land use

    Multi unit development outside multi unit area and associated subdivis

    7075 · Palmerston North City
    83 mGranted
  2. 12 Sep 2022
    Subdivision

    Multi unit development outside multi unit area and associated subdivis

    7036 · Palmerston North City
    83 mGranted
  3. 13 Jun 2022
    Land use

    New dwelling unable to comply with net site area and site coverage req

    6885 · Palmerston North City
    184 mGranted
  4. 11 Dec 2019
    Land use

    Two lot infill subdivision with separation distance non-compliance. (Connected to LU 5467)

    5440*.1 · Palmerston North City
    212 mGranted
  5. 11 Dec 2019
    Subdivision

    Two lot infill subdivision with separation distance non-compliance. (Connected to LU 5467)

    5440*.2 · Palmerston North City
    212 mGranted
  6. 31 Oct 2019
    Subdivision

    Two lot infill subdivision with access, separation distance and height recession plane non-compliance. (Connected to LU 5399)

    5376*.2 · Palmerston North City
    78 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Palmerston North City yet.

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Terrace End

Palmerston North City
1,838
Properties on the rating roll
10 Jun 2026
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Terrace End

People whose office is within 5 km of Terrace End, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Terrace End →

Land and title information sourced from Toitū Te Whenua Land Information New Zealand. Rating valuations from the relevant territorial authority. The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation. No ownership or mortgage information is published on this page.

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