The loyalty tax is real, and it’s paid in time as much as money
Most New Zealand homeowners are paying more than they need to. Not on one bill, but on almost all of them. The mortgage rolls onto whatever rate the bank offers at refix time. The power plan was picked years ago, before the heat pump and the EV. The insurance premium goes up at every renewal while the sum insured falls further behind the cost of rebuilding. The broadband promo quietly ended last spring.
None of that is because people are careless. It is because checking takes time nobody has. Each provider wants you to dig out statements, fill in the same details again and sit on hold, and by the time you have done it for one bill the next renewal letter has arrived.
So we set out to do that work for you. Tell us your address once, and OwnBetter keeps an eye on everything it costs to own and run your home — comparing it against the market, month after month, and letting you know only when there is a better deal worth taking.