AerialNot listed$890,000 CV
64 Kopper Crescent, Marshland
Title boundary · 1,750 m² · LINZ
Rent estimate · 11 Oct 2026
$620 – $830/week
Most likely about $720 a week · Little evidence: a rough guide
Estimated rental yield
4.2%
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $720 × 52 weeks = $37,440, against the council valuation of $890,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| 2 rentals advertised nearby each adjusted to this property’s bedrooms and value | $994 | 1% |
| From its value what rentals in the area typically yield | $717 | 99% |
We read this property as a house. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
Rentals it leaned on
| Address | Beds | Asked | As this one | When | Away |
|---|---|---|---|---|---|
| 25 Rutherglen Avenuerealestate.co.nz ↗ | 3 | $1,100 | $994 | Oct 2026 | 7.7 km |
| 1/28 Matipo Streetrealestate.co.nz ↗ | 2 | $499 | $598 | Oct 2026 | 7.9 km |
These are computer-generated guides only, not a rental appraisal.
My notes
Sign in to keep private notes on this property and record what you think it is worth.
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 4 Gingko Lane
Estimated repayments
$1,662
$712,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $172 less a fortnight — about $4,468 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,662/fn
ICBC4.65%s$1,694/fn
Bank of China4.68%s$1,700/fn
AIA New Zealand4.99%$1,761/fn
ANZ Bank New Zealand4.99%s$1,761/fn
ASB Bank4.99%$1,761/fn
Bank of Baroda4.99%$1,761/fn
Police Credit Union4.99%$1,761/fn
Unity Credit Union4.99%s$1,761/fn
Kiwibank5.15%s$1,793/fn
Bank of New Zealand5.19%$1,802/fn
SBS Bank5.19%s$1,802/fn
The Co-operative Bank5.19%s$1,802/fn
TSB Bank5.19%s$1,802/fn
Westpac New Zealand5.19%s$1,802/fn
First Credit Union5.29%s$1,822/fn- Kookmin Bank Auckland Branch5.35%$1,834/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 4 Gingko Lane. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
4 Gingko Lane as a rental
Rent estimate$720/wk$620–$830 · Little evidence
Gross yield4.2%$37,440 a year on $890k
Net yield3.5%After $6,624 of costs
Cash flow−$10/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $37,440 |
|---|---|
| Empty between tenants 2 weeks | −$1,440 |
| Property management 9.2% incl. GST | −$3,312 |
| Maintenance 5% of rent | −$1,872 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $30,816 |
| Interest $623,000 at 5.03%, interest only | −$31,337 |
| Cash flow before tax | −$521 |
The rent covers the interest at rates up to 4.95%. That is -0.2% a year on a $267k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area171 m²
- Land area402 m²
- Decade built2020s
- Parking2 car spaces
- Property categoryRD202B
- Zoning (valuer’s record)9X
- CouncilChristchurch City
- Valuation #21800-58305
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number1056002
- Title typeFreehold, with a 1/14 share of common land
- Estate descriptionFee Simple, 1/14, Lot 800 Deposited Plan 575457, 1,350 m2; Fee Simple, 1/1, Lot 86 Deposited Plan 575457, 402 m2
- Land area402 m²
- Shared land1/14 share of 1,350 m² common lot · held with 13 other places
- Title issued26 Aug 2022
- Land districtCanterbury
Instruments on this title9 registered instrumentsEasement Instrument ×4 · Land Covenant under s116(1)(a) or (b) Land Transfer Act 2017 ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Mortgage · Order for New Certificate of Title See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 6 on this property · 25 land use or subdivision consents within 250 m.
On this property
- 2 Mar 2023Granted
- 27 Feb 2023Land use
Proposed single-story residential dwelling with attached garage
RMA/2023/462 · Christchurch CityGranted - 20 Feb 2023Granted
- 13 Dec 2022Granted
- 13 Dec 2022Land use
Construction of a single storey dwelling with attached garage
RMA/2022/3819 · Christchurch CityGranted - 19 Oct 2022Granted
Within 250 m
- 14 May 2025178 mGranted
- 18 Mar 2025207 mGranted
- 4 Feb 2025239 mGranted
- 23 Oct 2024248 mGranted
- 23 Oct 2024211 mGranted
- 19 Aug 2024194 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
Free. Takes about a minute.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Zoning (rating roll)9X
We do not hold flood maps for Christchurch City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Environment Canterbury's Listed Land Use Register can be searched property by property on its own site, but is not published as data.
See the Listed Land Use RegisterWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Marshland
Christchurch City
2,299
Properties on the rating roll
1 Aug 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
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