AerialNot listedEstimate $677k – $900k
3
594 Pine Hill Road, Pine Hill
2 title boundaries · 28,798 m² · LINZ
Unclaimed
95 Hillary Street
Pine Hill, Dunedin · Dunedin City
Last sold Nov 2025
OwnBetter estimate
$1.06m
Medium confidence
We estimate it would sell for $1,060,000 as at 5 October 2026, in a range of $950,000 to $1,200,000.
Typical home in Pine Hill
$630k
The median of our estimates of its 225 homes
$950kLow
$1.06mEstimate
$1.06mCouncil value
$1.2mHigh
How we worked this out
| Council valuation, Jun 2025 | $1,060,000 |
|---|---|
| Market movement in Dunedin City since the council valuation | +3.3% |
| How Pine Hill sells against council values | +0.7% |
| Homes of this age in Pine Hill | −0.2% |
| Homes in this price range | −0.6% |
| Land as a share of the value | +0.4% |
| Nearby recent sales (15) | +0.2% |
| Its own sale in 2025 | −3.8% |
| Our estimate | $1,060,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 95 Hillary Street
Estimated repayments
$1,980
$848,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $205 less a fortnight — about $5,321 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,980/fn
ICBC4.65%s$2,017/fn
Bank of China4.68%s$2,024/fn
AIA New Zealand4.99%$2,098/fn
ANZ Bank New Zealand4.99%s$2,098/fn
ASB Bank4.99%$2,098/fn
Bank of Baroda4.99%$2,098/fn
Police Credit Union4.99%$2,098/fn
Unity Credit Union4.99%s$2,098/fn
Kiwibank5.15%s$2,136/fn
Bank of New Zealand5.19%$2,146/fn
SBS Bank5.19%s$2,146/fn
The Co-operative Bank5.19%s$2,146/fn
TSB Bank5.19%s$2,146/fn
Westpac New Zealand5.19%s$2,146/fn
First Credit Union5.29%s$2,170/fn- Kookmin Bank Auckland Branch5.35%$2,184/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 95 Hillary Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
95 Hillary Street as a rental
Rent estimate$780/wk$680–$900 · Little evidence
Gross yield3.8%$40,560 a year on $1.06m
Net yield3.1%After $7,176 of costs
Cash flow−$76/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $40,560 |
|---|---|
| Empty between tenants 2 weeks | −$1,560 |
| Property management 9.2% incl. GST | −$3,588 |
| Maintenance 5% of rent | −$2,028 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $33,384 |
| Interest $742,000 at 5.03%, interest only | −$37,323 |
| Cash flow before tax | −$3,939 |
The rent covers the interest at rates up to 4.50%. That is -1.2% a year on a $318k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area250 m²
- Decade built1900s
- Bedrooms3
- Bathrooms3
- Parking2 car spaces
- Property categoryUse not published
- CouncilDunedin City
- Valuation #26750-55100
- Valuation date1 Jun 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numbersOT4C/264, OT66/241
- Title typeFreehold, with a 1/2 share of common land
- Estate descriptionFee Simple, 1/1, Part Section 63 Block XI North Harbour & Blueskin Survey District, 28,773 m2
- Land area28,773 m²
- Shared land1/2 share of 1,014 m² common lot · held with 2 other places
- Title issued4 Nov 1970
- Land districtOtago
Instruments on these titles2 registered instrumentsMortgage · Transfer and Grant of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 2 land use or subdivision consents within 250 m.
Within 250 m
- 12 Apr 2024Land use
To establish a single storey residential dwelling with attached garage.
LUC-2024-141 · Dunedin City214 mGranted - 21 Sep 2022202 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
Free. Takes about a minute.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Dunedin City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Otago Regional Council will say more about a listed site on request; quote its HAIL number.
Ask Otago Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Pine Hill
Dunedin City
236
Properties on the rating roll
1 Jun 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Pine Hill
People whose office is within 5 km of Pine Hill, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Alan CooperSalesperson
Independent
Matthew CutlerAgent
Independent
Sandra EdwardsSalesperson
Independent
Daniel HofmannSalesperson
Independent
Peter JacksonSalesperson
Independent
Andrew JamesSalesperson
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Jachary JosephSalesperson
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Keith KippenbergerSalesperson
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Sarah KippenbergerSalesperson
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Thomas LeonardSalesperson
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Hamish McDonaldSalesperson
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Donald MuldrewBranch Manager
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
Free for property owners
Claim it, then find everything else you own.
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