Finding a picture…
Not listedEstimate $342k – $454k
2
9 Normanby Street, Saint Kilda
Shared parcel · 816 m² · LINZ
Unclaimed
56F Grove Street
Saint Kilda, Dunedin · Dunedin City
Last sold Nov 2004
OwnBetter estimate
$400k
Medium confidence
We estimate it would sell for $400,000 as at 5 October 2026, in a range of $342,000 to $455,000.
Typical home in Saint Kilda
$517k
The median of our estimates of its 1,719 homes
$342kLow
$400kEstimate
$405kCouncil value
$455kHigh
How we worked this out
| Council valuation, Jun 2025 | $405,000 |
|---|---|
| Market movement in Dunedin City since the council valuation | +3.3% |
| How Saint Kilda sells against council values | −1.9% |
| Homes of this age in Saint Kilda | −1.1% |
| Homes in this price range | −0.5% |
| Land as a share of the value | +0.4% |
| Nearby recent sales (15) | −1.4% |
| Our estimate | $400,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 56F Grove Street
Estimated repayments
$747
$320,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $77 less a fortnight — about $2,008 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$747/fn
ICBC4.65%s$761/fn
Bank of China4.68%s$764/fn
AIA New Zealand4.99%$792/fn
ANZ Bank New Zealand4.99%s$792/fn
ASB Bank4.99%$792/fn
Bank of Baroda4.99%$792/fn
Police Credit Union4.99%$792/fn
Unity Credit Union4.99%s$792/fn
Kiwibank5.15%s$806/fn
Bank of New Zealand5.19%$810/fn
SBS Bank5.19%s$810/fn
The Co-operative Bank5.19%s$810/fn
TSB Bank5.19%s$810/fn
Westpac New Zealand5.19%s$810/fn
First Credit Union5.29%s$819/fn- Kookmin Bank Auckland Branch5.35%$824/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 56F Grove Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
56F Grove Street as a rental
Rent estimate$480/wk$420–$560 · Little evidence
Gross yield6.2%$24,960 a year on $400k
Net yield5.1%After $4,416 of costs
Cash flow+$124/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $24,960 |
|---|---|
| Empty between tenants 2 weeks | −$960 |
| Property management 9.2% incl. GST | −$2,208 |
| Maintenance 5% of rent | −$1,248 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $20,544 |
| Interest $280,000 at 5.03%, interest only | −$14,084 |
| Cash flow before tax | +$6,460 |
The rent covers the interest at rates up to 7.34%. That is 5.4% a year on a $120k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area80 m²
- Decade built1980s
- Bedrooms2
- Bathrooms1
- Parking1 car space
- Property categoryUse not published
- CouncilDunedin City
- Valuation #27500-30800-D
- Valuation date1 Jun 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberOT8C/737
- Title typeCross lease
- Estate descriptionFee Simple, 1/4, Part Lot 58-60 Block XVIII Deposited Plan 705, 815 m2; Leasehold, 1/1, Flat D Deposited Plan 17415 and Garage D Deposited Plan 17415
- Land area816 m²
- Title issued19 Aug 1980
- Land districtOtago
Instruments on this title5 registered instrumentsLease ×4 · Transfer See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 3 on this property · 21 land use or subdivision consents within 250 m.
On this property
- 6 Oct 2022Subdivision
fee-simple subdivision to create six residential lots, five access lots, and two access lots
SUB-2022-138 · Dunedin CityGranted - 6 Oct 2022Granted
- 10 Jul 2020Granted
Within 250 m
- 25 Jun 2024Land use
To disturb a potentially contaminated site for the purpose of residential development
RM24.356.02 · Otago Regional87 mGranted - 25 Jun 2024Land use
To disturb a potentially contaminated site for the purpose of residential development
RM24.356.01 · Otago Regional87 mGranted - 25 Jun 2024Land use
To disturb a potentially contaminated site for the purpose of residential development
RM24.356.03 · Otago Regional87 mGranted - 14 Jun 2024Land use
The undertaking of earthworks involving the disturbance and removal of contaminated soil, on land that is subject to the NES-CS.
LUC-2024-221 · Dunedin City87 mGranted - 7 Jun 2024Land use
to raise the height of an existing dwelling, which contravenes boundary setback and maximum height standards
LUC-2024-213 · Dunedin City144 mGranted - 12 Sep 2023Subdivision
An amendment to a cross lease to define Area 1 and Area A within the site occupied by Flat B and Court B (Cross Lease Record of Title OT19A/785)
SUB-2023-114 · Dunedin City105 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Dunedin City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Otago Regional Council will say more about a listed site on request; quote its HAIL number.
Ask Otago Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Saint Kilda
Dunedin City
2,255
Properties on the rating roll
1 Jun 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Saint Kilda
People whose office is within 5 km of Saint Kilda, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Tyne AitkenSalesperson
Jane BoothSalesperson
Brittany CassinSalesperson
Fraser DarlingSalesperson
Alan EasonBranch Manager
John FaulksSalesperson
Alison KeanSalesperson
Raymond KeanSalesperson
Russell LundyAgent
William McAuley-MillerSalesperson
William MillerSalesperson
Steven NicholSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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