Title boundary · 1,944 m² · LINZ
Unclaimed

16 Gerrand Place

Chedworth, Hamilton · Hamilton City

Last sold Apr 2026

OwnBetter estimate
$879k
Medium confidence

We estimate it would sell for $879,000 as at 5 October 2026, in a range of $751,000 to $999,000.

Typical home in Chedworth
$860k
The median of our estimates of its 431 homes
How we worked this out
Council valuation, Sept 2024$860,000
Market movement in Hamilton City since the council valuation+1.4%
How Chedworth sells against council values+1.6%
Homes of this age in Chedworth+1.0%
Homes in this price range−0.3%
Land as a share of the value+0.5%
Nearby recent sales (15)−2.0%
Our estimate$879,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes

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What it costs to live here

Home expense estimates

Mortgage: open the section
$3,563a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 16 Gerrand Place

Every rate from 36 lenders →
Estimated repayments
$1,644
$704,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $170 less a fortnight — about $4,418 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,644/fn
  • ICBC4.65%s$1,675/fn
  • Bank of China4.68%s$1,680/fn
  • AIA New Zealand4.99%$1,741/fn
  • ANZ Bank New Zealand4.99%s$1,741/fn
  • ASB Bank4.99%$1,741/fn
  • Bank of Baroda4.99%$1,741/fn
  • Police Credit Union4.99%$1,741/fn
  • Unity Credit Union4.99%s$1,741/fn
  • Kiwibank5.15%s$1,773/fn
  • Bank of New Zealand5.19%$1,781/fn
  • SBS Bank5.19%s$1,781/fn
  • The Co-operative Bank5.19%s$1,781/fn
  • TSB Bank5.19%s$1,781/fn
  • Westpac New Zealand5.19%s$1,781/fn
  • First Credit Union5.29%s$1,801/fn
  • Kookmin Bank Auckland Branch5.35%$1,814/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 16 Gerrand Place. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.

Investor insights

16 Gerrand Place as a rental

Rent estimate$720/wk$630–$820 · Little evidence
Gross yield4.3%$37,440 a year on $879k
Net yield3.5%After $6,624 of costs
Cash flow−$3/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$37,440
Empty between tenants 2 weeks−$1,440
Property management 9.2% incl. GST−$3,312
Maintenance 5% of rent−$1,872
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$30,816
Interest $615,300 at 5.03%, interest only−$30,950
Cash flow before tax−$134

The rent covers the interest at rates up to 5.01%. That is -0.1% a year on a $264k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area100 m²
  • Decade built1960s
  • Bedrooms4
  • Bathrooms1
  • Parking1 car space
  • Property categoryUse not published
  • CouncilHamilton City
  • Valuation #4212-39012
  • Valuation date1 Sep 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberSA6B/698
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 13 Deposited Plan South Auckland 10612, 1,945 m2
  • Land area1,944 m²
  • Title issued21 Jul 1966
  • Land districtSouth Auckland
Instruments on this title1 registered instrumentMortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

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Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Hamilton City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Waikato Regional Council does not publish its register. Ask it for a HAIL search on the property; some district councils sell their own report.

Ask Waikato Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Chedworth

Hamilton City
475
Properties on the rating roll
1 Sep 2024
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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