Title boundary · 484 m² · LINZ
Unclaimed

3/489 Riverside Drive

Fairfield, Lower Hutt · Lower Hutt City

Last sold Sept 2020

OwnBetter estimate
$598k
Medium confidence

We estimate it would sell for $598,000 as at 5 October 2026, in a range of $537,000 to $680,000.

Typical home in Fairfield
$688k
The median of our estimates of its 666 homes
How we worked this out
Council valuation, Aug 2025$600,000
Market movement in Lower Hutt City since the council valuation−2.1%
How Fairfield sells against council values+0.2%
Homes of this age in Fairfield+0.4%
Homes in this price range+0.7%
Land as a share of the value+0.8%
Nearby recent sales (15)−0.3%
Its own sale in 2020+0.1%
Our estimate$598,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes

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What it costs to live here

Home expense estimates

Mortgage: open the section
$2,429a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 3/489 Riverside Drive

Every rate from 36 lenders →
Estimated repayments
$1,121
$480,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.01%
Highest5.35%Kookmin

The lowest rather than the highest is $116 less a fortnight — about $3,012 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,121/fn
  • ICBC4.65%s$1,142/fn
  • Bank of China4.68%s$1,146/fn
  • AIA New Zealand4.99%$1,187/fn
  • ANZ Bank New Zealand4.99%s$1,187/fn
  • ASB Bank4.99%$1,187/fn
  • Bank of Baroda4.99%$1,187/fn
  • Police Credit Union4.99%$1,187/fn
  • SBS Bank4.99%s$1,187/fn
  • The Co-operative Bank4.99%s$1,187/fn
  • Unity Credit Union4.99%s$1,187/fn
  • Kiwibank5.15%s$1,209/fn
  • Bank of New Zealand5.19%$1,215/fn
  • TSB Bank5.19%s$1,215/fn
  • Westpac New Zealand5.19%s$1,215/fn
  • First Credit Union5.29%s$1,228/fn
  • Kookmin Bank Auckland Branch5.35%$1,237/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 3/489 Riverside Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.

Property data

  • Floor area73 m²
  • Decade built2020s
  • Bedrooms2
  • Bathrooms1
  • Parking1 car space
  • Property categoryUse not published
  • CouncilLower Hutt City
  • Valuation #16078-54502
  • Valuation date1 Aug 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title number1007633
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/13, Lot 100 Deposited Plan 564864 Fee Simple, 1/1, Lot 3, 16 Deposited Plan 564864
  • Land area484 m²
  • Title issued2 Dec 2021
  • Land districtWellington
Instruments on this title10 registered instrumentsEasement Instrument ×4 · Land Covenant under s116(1)(a) or (b) Land Transfer Act 2017 ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Mortgage · Order for New Certificate of Title · Transfer See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Train station
Epuni Station
8 min walk · 466 m · about every 20 min
HVL
Bus stop
Waiwhetu Road at Durham Crescent
2 min walk · 120 m · about every 40 min
130
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed

Real-estate Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 15 land use or subdivision consents within 250 m.

Within 250 m

  1. 10 Sep 2024
    Land use

    Stormwater discharges from impervious surfaces associated with the construction of eight dwellings

    39849* · Greater Wellington Regional
    228 mGranted
  2. 18 Jun 2024
    Land use

    Land use consent for 3 dwellings and earthworks.

    RM240181 · Hutt City
    146 mGranted
  3. 17 Jan 2023
    Subdivision

    Nine lot fee simple subdivision around dwellings authorised under RM220357

    RM230008 · Hutt City
    219 mGranted
  4. 21 Dec 2022
    Land use

    To construct and maintain cone penetration tests (BQ32/1009 and BQ32/1010) for geotechnical investigation purposes.

    38783* · Greater Wellington Regional
    149 mGranted
  5. 13 Oct 2022
    Subdivision

    2- Lot Subdivision Consent

    RM220355 · Hutt City
    149 mGranted
  6. 13 Oct 2022
    Land use

    construction of 8 dwellings and earthworks

    RM220357 · Hutt City
    219 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed

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1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Lower Hutt City yet.

About Fairfield

Lower Hutt City
977
Properties on the rating roll
1 Aug 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Fairfield

People whose office is within 5 km of Fairfield, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Land and title information sourced from Toitū Te Whenua Land Information New Zealand. Rating valuations from the relevant territorial authority. The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation. No ownership or mortgage information is published on this page.

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