4 title boundaries · 2,901 m² · LINZ
Unclaimed

20 Lochy Road

Also 20A Lochy Road

Fernhill, Queenstown · Queenstown-Lakes District

Last sold Oct 2014

OwnBetter estimate
$2.41m
Medium confidence

We estimate it would sell for $2,410,000 as at 5 October 2026, in a range of $2,160,000 to $2,740,000.

Typical home in Fernhill
$1.32m
The median of our estimates of its 782 homes
How we worked this out
Council valuation, Sept 2024$2,240,000
Market movement in Queenstown-Lakes District since the council valuation+6.4%
Apartments and houses in Queenstown-Lakes District+0.6%
How Fernhill sells against council values+1.3%
Homes of this age in Fernhill+1.1%
Homes in this price range−0.2%
Land as a share of the value−0.6%
Nearby recent sales (15)−1.0%
Our estimate$2,410,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes

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What it costs to live here

Home expense estimates

Mortgage: open the section
$9,757a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 20 Lochy Road

Every rate from 36 lenders →
Estimated repayments
$4,501
$1,928,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.01%
Highest5.35%Kookmin

The lowest rather than the highest is $465 less a fortnight — about $12,099 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$4,501/fn
  • ICBC4.65%s$4,586/fn
  • Bank of China4.68%s$4,602/fn
  • AIA New Zealand4.99%$4,769/fn
  • ANZ Bank New Zealand4.99%s$4,769/fn
  • ASB Bank4.99%$4,769/fn
  • Bank of Baroda4.99%$4,769/fn
  • Police Credit Union4.99%$4,769/fn
  • SBS Bank4.99%s$4,769/fn
  • The Co-operative Bank4.99%s$4,769/fn
  • Unity Credit Union4.99%s$4,769/fn
  • Kiwibank5.15%s$4,856/fn
  • Bank of New Zealand5.19%$4,878/fn
  • TSB Bank5.19%s$4,878/fn
  • Westpac New Zealand5.19%s$4,878/fn
  • First Credit Union5.29%s$4,933/fn
  • Kookmin Bank Auckland Branch5.35%$4,967/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 20 Lochy Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.

Property data

  • Floor area390 m²
  • Decade built1980s
  • Bedrooms5
  • Bathrooms3
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilQueenstown-Lakes District
  • Valuation #29108-29200
  • Valuation date1 Sep 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numbersOT11A/226, OT15C/1184, OT18B/1159, OT18B/1160
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 40 Deposited Plan 19866, 879 m2 Fee Simple, 1/3, Lot 43 Deposited Plan 19866, 504 m2
  • Land area1,386 m²
  • Title issued11 Aug 1986
  • Land districtOtago
  • Addresses on this property3
Instruments on this title20 registered instrumentsEasement Certificate ×8 · Deed ×4 · Mortgage ×4 · Covenant Against Transfer of Allotments under s240 Resource Management Act 1991 ×3 · Variation of Mortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Real-estate Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. 4 on this property · 21 land use or subdivision consents within 250 m.

On this property

  1. 16 Oct 2024
    Land use

    F COUSINIE - APPLICATION UNDER SECTION 88 OF THE RESOURCE MANAGEMENT ACT 1991 (RMA) FOR THE REVISED RESIDENTIAL UNIT TO ENCROACH INTO THE INTERNAL BOUNDARY SETBACK AND RETAINED EARTHWORKS PROXIMITY TO BOUNDARY BREACH. APPLICATION UNDER SECTION 127 OF THE RESOURCE MANAGEMENT ACT 1991 (RMA) TO CHANGE

    RM240844 · Queenstown-Lakes District
    Granted
  2. 8 Feb 2023
    Land use

    F COUSINIE - TO CHANGE CONDITION 1 OF THE LAND USE CONSENT RM220121 TO PROVIDE FOR A LARGER DECK RESULTING IN A BREACH TO THE INTERNAL BOUNDARY SETBACK AND TO RELOCATE A RETAINING WALL AT 20 LOCHY ROAD, FERNHILL, QUEENSTOWN

    RM230059 · Queenstown-Lakes District
    Granted
  3. 25 Mar 2022
    Land use

    F COUSINIE - CONSTRUCT A SECOND RESIDENTIAL UNIT AT A DENSITY EXCEEDING 1 PER 450M2 AND TO SUBDIVIDE ONCE THE SECOND UNIT IS AT A MEASURABLE STATE AT 20 LOCHY ROAD, FERNHILL, QUEENSTOWN

    RM220121.1 · Queenstown-Lakes District
    Granted
  4. 25 Mar 2022
    Subdivision

    F COUSINIE - CONSTRUCT A SECOND RESIDENTIAL UNIT AT A DENSITY EXCEEDING 1 PER 450M2 AND TO SUBDIVIDE ONCE THE SECOND UNIT IS AT A MEASURABLE STATE AT 20 LOCHY ROAD, FERNHILL, QUEENSTOWN

    RM220121.2 · Queenstown-Lakes District
    Granted

Within 250 m

  1. 13 May 2025
    Land use

    P BARTLETT, S SCHWENDEMANN & B MACKAY - OUR (4) LOT SUBDIVISION AND CREATION OF A RIGHT OF WAY; CONSTRUCTION OF FOUR (4) RESIDENTIAL UNITS & FOUR (4) RESIDENTIAL FLATS WITH ASSOCIATED BREACHES TO DENSITY, HEIGHT, COVERAGE, AND EARTHWORK STANDARDS AT 14 & 16 AVALON CRESCENT, QUEENSTOWN

    RM240567.1 · Queenstown-Lakes District
    172 mGranted
  2. 13 May 2025
    Subdivision

    P BARTLETT, S SCHWENDEMANN & B MACKAY - OUR (4) LOT SUBDIVISION AND CREATION OF A RIGHT OF WAY; CONSTRUCTION OF FOUR (4) RESIDENTIAL UNITS & FOUR (4) RESIDENTIAL FLATS WITH ASSOCIATED BREACHES TO DENSITY, HEIGHT, COVERAGE, AND EARTHWORK STANDARDS AT 14 & 16 AVALON CRESCENT, QUEENSTOWN

    RM240567.2 · Queenstown-Lakes District
    172 mGranted
  3. 11 Oct 2024
    Land use

    J LEE & Y CHEN - LAND USE CONSENT TO CONSTRUCT AN ACCESSORY BUILDING WITHIN A BOUNDARY SETBACK AT 27 LOCHY ROAD, FERNHILL, QUEENSTOWN

    RM240838 · Queenstown-Lakes District
    82 mGranted
  4. 30 Oct 2023
    Land use

    D WALKER - TO UNDERTAKE RESIDENTIAL VISITOR ACCOMMODATION FROM AN EXISTING RESIDENTIAL UNIT FOR A MAXIMUM OF FOUR PEOPLE FOR UP TO 365 NIGHTS PER ANNUM AT 19 AVALON CRESCENT FERNHILL QUEENSTOWN

    RM230806 · Queenstown-Lakes District
    247 mGranted
  5. 15 Dec 2022
    Land use

    K MA & X LI - 180 RESIDENTIAL VISITOR ACCOMMODATION AT 8 CAPLES PLACE, FERNHILL, QUEENSTOWN

    RM221104 · Queenstown-Lakes District
    213 mGranted
  6. 2 Jun 2022
    Land use

    THOMSON 2021 LIMITED - LAND USE CONSENT TO UNDERTAKE 180 NIGHTS OF RESIDENTIAL VISITOR ACCOMMODATION FOR A MAXIMUM OF EIGHT (8) GUESTS PER YEAR, FROM AN EXISTING RESIDENTIAL UNIT AT 22 GREENSTONE PLACE, QUEENSTOWN

    RM220447 · Queenstown-Lakes District
    87 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Queenstown-Lakes District yet.

About Fernhill

Queenstown-Lakes District
961
Properties on the rating roll
1 Sep 2024
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Fernhill

People whose office is within 5 km of Fernhill, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Land and title information sourced from Toitū Te Whenua Land Information New Zealand. Rating valuations from the relevant territorial authority. The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation. No ownership or mortgage information is published on this page.

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