Title boundary · 1,157 m² · LINZ
Unclaimed

26 Ethereal Crescent, Mount Pisa

Also 26A Ethereal Crescent and 26B Ethereal Crescent

Cromwell · Central Otago District

Last sold Sept 2024

Rent estimate · 18 Oct 2026
$790 – $1,040/week
Most likely about $905 a week · Little evidence: a rough guide
Estimated rental yield
3.3%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $905 × 52 weeks = $47,060, against the council valuation of $1,420,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
From its value what rentals in the area typically yield$906100%

We read this property as a house with 5 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

These are computer-generated guides only, not a rental appraisal.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$5,749a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 26 Ethereal Crescent

Every rate from 36 lenders →
Estimated repayments
$2,652
$1,136,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $274 less a fortnight — about $7,129 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,652/fn
  • ICBC4.65%s$2,702/fn
  • Bank of China4.68%s$2,712/fn
  • AIA New Zealand4.99%$2,810/fn
  • ANZ Bank New Zealand4.99%s$2,810/fn
  • ASB Bank4.99%$2,810/fn
  • Bank of Baroda4.99%$2,810/fn
  • Police Credit Union4.99%$2,810/fn
  • Unity Credit Union4.99%s$2,810/fn
  • Kiwibank5.15%s$2,861/fn
  • Bank of New Zealand5.19%$2,874/fn
  • SBS Bank5.19%s$2,874/fn
  • The Co-operative Bank5.19%s$2,874/fn
  • TSB Bank5.19%s$2,874/fn
  • Westpac New Zealand5.19%s$2,874/fn
  • First Credit Union5.29%s$2,907/fn
  • Kookmin Bank Auckland Branch5.35%$2,926/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 26 Ethereal Crescent. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

26 Ethereal Crescent as a rental

Rent estimate$905/wk$790–$1,040 · Little evidence
Gross yield3.3%$47,060 a year on $1.42m
Net yield2.7%After $8,326 of costs
Cash flow−$217/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$47,060
Empty between tenants 2 weeks−$1,810
Property management 9.2% incl. GST−$4,163
Maintenance 5% of rent−$2,353
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$38,734
Interest $994,000 at 5.03%, interest only−$49,998
Cash flow before tax−$11,264

The rent covers the interest at rates up to 3.90%. That is -2.6% a year on a $426k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area199 m²
  • Decade built2010s
  • Bedrooms5
  • Bathrooms3
  • Parking10 car spaces
  • Property categoryUse not published
  • CouncilCentral Otago District
  • Valuation #28421-14509
  • Valuation date1 Sep 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title number211734
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 66 Deposited Plan 350184, 1,154 m2
  • Legal descriptionLot 66 Deposited Plan 350184
  • Land area1,157 m²
  • Title issued17 Aug 2005
  • Land districtOtago
  • Addresses on this property3
Instruments on this title3 registered instrumentsEasement Instrument · Mortgage · Transfer See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 1 consent on record.

  1. 1 Jun 2025
    Adds/Alts$18,500 declared

    Internal alterations to existing dwg & new outbuildings

    Consent 25/0272 · Central Otago District

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 16 land use or subdivision consents within 250 m.

Within 250 m

  1. 12 Mar 2025
    Land use

    Land use consent for breach of boundary setbacks in the Large Lot Residential Zone.

    250058 · Central Otago District
    149 mGranted
  2. 4 Nov 2021
    Land use

    Change of condition 1 to change west boundary from 3m to 2.7m

    210376V1 · Central Otago District
    201 mGranted
  3. 27 Sep 2021
    Land use

    Multi unit land use consent for second residential activity in a residential resource area.

    210376 · Central Otago District
    201 mGranted
  4. 7 Apr 2021
    Land use

    land use consent for multi-unit development, allowing for a new dwelling to be constructed in addition to the existing dwelling on site

    210105 · Central Otago District
    237 mGranted
  5. 18 Mar 2021
    Subdivision

    Land use consent to breach front yard requirements in with the extension to the existing dwelling with two garages and media room in RRA(3)

    210085.1 · Central Otago District
    158 mGranted
  6. 18 Mar 2021
    Land use

    Land use consent to breach front yard requirements in with the extension to the existing dwelling with two garages and media room in RRA(3)

    210085.2 · Central Otago District
    158 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Central Otago District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Mount Pisa

Central Otago District
694
Properties on the rating roll
1 Sep 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

Agents active in Mount Pisa

People whose office is within 5 km of Mount Pisa, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Mount Pisa →
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