Set Sale
3 2 2
Your St Clair Beachside Lifestyle Starts Here
155 Victoria Road, Saint Clair
LJ Hooker Dunedin
Title boundary · 2,751 m² · LINZ
Unclaimed
2A Clayton Street, Saint Clair
Dunedin · Dunedin City
Last sold Mar 2017
OwnBetter estimate
$977k
Medium confidence
We estimate it would sell for $977,000 as at 5 October 2026, in a range of $877,000 to $1,110,000.
Typical home in Saint Clair
$813k
The median of our estimates of its 1,238 homes
$877kLow
$950kCouncil value
$977kEstimate
$1.11mHigh
How we worked this out
| Council valuation, Jun 2025 | $950,000 |
|---|---|
| Market movement in Dunedin City since the council valuation | +3.3% |
| How Saint Clair sells against council values | −1.0% |
| Homes of this age in Saint Clair | +0.8% |
| Homes in this price range | −0.8% |
| Land as a share of the value | +0.1% |
| Nearby recent sales (15) | −0.1% |
| Its own sale in 2017 | +0.5% |
| Our estimate | $977,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 2A Clayton Street
Estimated repayments
$1,821
$780,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.02%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $188 less a fortnight — about $4,895 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,821/fn
ICBC4.65%s$1,855/fn
Bank of China4.68%s$1,862/fn
AIA New Zealand4.99%$1,929/fn
ANZ Bank New Zealand4.99%s$1,929/fn
ASB Bank4.99%$1,929/fn
Bank of Baroda4.99%$1,929/fn
Police Credit Union4.99%$1,929/fn
TSB Bank4.99%s$1,929/fn
Unity Credit Union4.99%s$1,929/fn
Kiwibank5.15%s$1,965/fn
Bank of New Zealand5.19%$1,974/fn
SBS Bank5.19%s$1,974/fn
The Co-operative Bank5.19%s$1,974/fn
Westpac New Zealand5.19%s$1,974/fn
First Credit Union5.29%s$1,996/fn- Kookmin Bank Auckland Branch5.35%$2,009/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 2A Clayton Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
2A Clayton Street as a rental
Rent estimate$750/wk$650–$870 · Little evidence
Gross yield4.0%$39,000 a year on $977k
Net yield3.3%After $6,900 of costs
Cash flow−$43/wk30% deposit, interest only at 5.02%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $750 | ||
| Property manager | ||
| Rent, 52 weeks | $39,000 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $32,100 | |
| Interest $683,900 at 5.02%, interest only | −$34,332 | |
| Cash flow before tax | −$2,232 | |
| Cash flow a week | −$43 | |
| Gross / net yield on the price | 4.0% / 3.3% | |
| Return on equity cash flow on the deposit, before tax | −0.8% | |
| Loses money above this interest rate, before tax | 4.69% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 4.69%. That is -0.8% a year on a $293k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area170 m²
- Decade built2010s
- Bedrooms3
- Bathrooms2
- Property categoryUse not published
- CouncilDunedin City
- Valuation #27380-30418
- Valuation date1 Jun 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number507031
- Title typeFreehold, with a 1/15 share of common landGuaranteedStandard registered title
- Estate descriptionFee Simple, 1/15, Lot 17 Deposited Plan 424179, 1,945 m2; Fee Simple, 1/1, Lot 14 Deposited Plan 424179, 804 m2
- Legal descriptionLot 14 Deposited Plan 424179; Lot 17 Deposited Plan 424179
- Land area804 m²
- Shared land1/15 share of 1,945 m² common lot · held with 19 other places
- Title issued9 Mar 2010
- Land districtOtago
Registered instruments11 registered instruments on this titleEasement Instrument ×6 · Consent Notice under s221(4)(a) Resource Management Act 1991 ×2 · Building Line Restriction · Order for New Certificate of Title · Transfer and Grant of Easement Only routine instruments registered See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
Building work the council has consented on this property, newest first. 1 consent on record.
- 1 May 2016New$328,000 declared
Erect Dwelling with Attached Garage
Consent 2016-423 · Dunedin City
Resource consents
What the council has been asked to allow under the Resource Management Act. 25 on this property · 7 land use or subdivision consents within 250 m.
On this property
- 4 Jul 2024Granted
- 29 May 2023Land use
a visitor accommodation activity for up to a maximum of eight guests and no more than two groups at any given time
LUC-2023-201 · Dunedin CityGranted - 17 Mar 2023Granted
- 17 Mar 2023Land use
The clearance of 48.8m² of vegetation within an urban biodiversity mapped area
LUC-2023-101 · Dunedin CityGranted - 8 Oct 2021Land use
establishment of a new residential building with performance standard breaches and associated earthworks and vegetation clearance
LUC-2021-589 · Dunedin CityGranted - 8 Dec 2020Deemed permitted boundary activity
deemed permitted boundary activity to construct a deck encroaching the height plane angle
BACT-2020-75 · Dunedin CityIssued - 30 Nov 2020Granted
- 26 Oct 2018Land use
land use consent to establish dwelling with side yard and height plane angle breach
LUC-2019-23 · Dunedin CityWithdrawn - 26 Oct 2018Deemed permitted boundary activity
deemed permitted boundary activity to establish a dwelling with side yard and height plane angle breach
BACT-2018-72 · Dunedin CityWithdrawn - 17 Sep 2018Land use
land use consent for undertaking of earthworks and construction of retaining walls and a dwelling
LUC-2018-528 · Dunedin CityGranted - 17 Sep 2018Land use
land use consent for undertaking of earthworks and construction of retaining walls and a dwelling
LUC-2018-527 · Dunedin CityGranted - 17 Sep 2018Land use
land use consent undertaking of earthworks and construction of retaining walls and a dwelling
LUC-2018-526 · Dunedin CityGranted - 3 Apr 2018Land use
land use consent for the establishment of retaining walls and earth fill as the foundations of a consented “carport†that exceed the threshold volume and depth for earthworks in an Urban Landscape Conservation Area (ULCA 21)
LUC-2018-171 · Dunedin CityGranted - 2 Nov 2017Land use
land use consent for future residential activity on Lot 2 SUB-2017-108 using Lyders Road being a private way with more than twelve users
LUC-2017-570 · Dunedin CityGranted - 2 Nov 2017Granted
- 20 Oct 2017Land use
s221 variation of the consent notice 8435496.6 for Lot 10 DP 424178
S221-2017-10 · Dunedin CityGranted - 20 Oct 2017Land use
s127 variation of condition to vary the location of approved buildings on the site and resulting changes to the earthworks and retaining
LUC-2017-111/A · Dunedin CityGranted - 20 Jul 2017Land use
land use consent for earthworks and the construction of a dwelling within an Urban Landscape Conservation Area
LUC-2017-349 · Dunedin CityGranted - 13 Mar 2017Land use
land use consent to undertake earthworks and erect retaining walls and a dwelling with detached garaging in the ULCA
LUC-2017-111 · Dunedin CityGranted - 13 Oct 2016Land use
land use consent to construct a dwelling within an urban landscape conservation area
LUC-2016-497 · Dunedin CityGranted - 5 Aug 2016Land use
land use consent to establish a dwelling with bulk and location breaches within an urban landscape conservation - lot 6
LUC-2016-357 · Dunedin CityGranted - 5 Aug 2016Land use
land use consent to establish a dwelling with bulk and location breaches within an urban landscape conservation - lot 5
LUC-2016-356 · Dunedin CityGranted - 5 Aug 2016Land use
land use consent to establish a dwelling with bulk and location breaches within an urban landscape conservation - lot 4
LUC-2016-355 · Dunedin CityGranted - 29 Apr 2016Granted
- 12 Apr 2016Land use
land use consent for the construction of a dwelling within an urban landscape conservation area
LUC-2016-134 · Dunedin CityGranted
Within 250 m
- 31 Jan 2025185 mGranted
- 15 Jan 2019Land use
land use consent for the construction of a buttress to stabilise land disturbed by a landslip
LUC-2019-12 · Dunedin City120 mGranted - 19 Jan 2018Land use
land use consent to authorise the establishment of a deck resulting in breaches of the side yard, front yard and site coverage requirements; authorise an existing dwelling that breaches the height plane angle requirement
LUC-2018-32 · Dunedin City87 mGranted - 20 Oct 2016Land use
land use consent to a the establishment of a dwelling within an urban landscape conservation area with a height plane angle breach
LUC-2016-551 · Dunedin City216 mGranted - 13 Jul 2016Land use
land use consent to establish a two storey garage/ workshop studio with bulk and location breaches and associated earthworks
LUC-2016-308 · Dunedin City248 mGranted - 17 Mar 2016Subdivision
variation of conditions of SUB-2011-62, subdivision consent creating 3 lots
SUB-2011-62/A · Dunedin City185 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
Free. Takes about a minute.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Dunedin City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Otago Regional Council will say more about a listed site on request; quote its HAIL number.
Ask Otago Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Saint Clair
Dunedin City
1,390
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
9 people looked at properties in Saint Clair this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
Like Saint Clair?
Find your perfect home
Estimate $828k – $1.05m
3
60 Earls Road, Saint Clair
Estimate $918k – $1.22m
4
84 Isadore Road, Saint Clair
Finding a picture…
Estimate $810k – $1.08m
3
2G Clayton Street, Saint Clair
Estimate $1.03m – $1.37m
4
2H Clayton Street, Saint Clair
Estimate $1.01m – $1.34m
4
77 Isadore Road, Saint Clair
Finding a picture…
Estimate $810k – $1.08m
3
2E Clayton Street, Saint Clair
Estimate $718k – $955k
3
20B Motu Street, Saint Clair
Estimate $1.17m – $1.48m
4
111G Cliffs Road, Saint Clair
Estimate $1.24m – $1.57m
4
4/2 Clayton Street, Saint Clair
Agents active in Saint Clair
People whose office is within 5 km of Saint Clair, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Tyne AitkenSalesperson
Jane BoothSalesperson
Brittany CassinSalesperson
Fraser DarlingSalesperson
Alan EasonBranch Manager
John FaulksSalesperson
Alison KeanSalesperson
Raymond KeanSalesperson
Russell LundyAgent
William McAuley-MillerSalesperson
William MillerSalesperson
Steven NicholSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
Free for property owners
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.