Title boundary · 1,716 m² · LINZ
Unclaimed

172-176 Scott Street, Waverley

Dunedin · Dunedin City

Last sold Mar 1992

Clock Tower, Hastings
Heritage listCategory 1 historic place

Clock Tower

List No. 1075Built 1934–1996Listed 2005

The Clock Tower in Hastings Central Mall was completed in 1935 to restore a working clock chime to Hastings' city centre, and to enhance the beauty of an important area of the town. Designed by young local architect Sydney Chaplin, who won a national design competition in 1934, it was built at a cost of £1226. The Tower has two plaques containing the names of the 93 Hastings residents who died as a result of the Hawke's Bay earthquake of 1931.

Read the entry on the Heritage List →

Photo: Jane Horwell, 2020, © Heritage New Zealand Pouhere Taonga

OwnBetter estimate
$1.04m
Medium confidence

We estimate it would sell for $1,040,000 as at 5 October 2026, in a range of $888,000 to $1,180,000.

Typical home in Waverley
$763k
The median of our estimates of its 800 homes
How we worked this out
Council valuation, Jun 2025$1,025,000
Market movement in Dunedin City since the council valuation+3.3%
Apartments and houses in Dunedin City−0.7%
Homes of this age in Waverley−0.3%
Homes in this price range−0.6%
Land as a share of the value+0.5%
Nearby recent sales (15)−0.8%
Our estimate$1,040,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,211a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 172-176 Scott Street

Every rate from 36 lenders →
Estimated repayments
$1,942
$832,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $201 less a fortnight — about $5,221 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,942/fn
  • ICBC4.65%s$1,979/fn
  • Bank of China4.68%s$1,986/fn
  • AIA New Zealand4.99%$2,058/fn
  • ANZ Bank New Zealand4.99%s$2,058/fn
  • ASB Bank4.99%$2,058/fn
  • Bank of Baroda4.99%$2,058/fn
  • Police Credit Union4.99%$2,058/fn
  • TSB Bank4.99%s$2,058/fn
  • Unity Credit Union4.99%s$2,058/fn
  • Kiwibank5.15%s$2,096/fn
  • Bank of New Zealand5.19%$2,105/fn
  • SBS Bank5.19%s$2,105/fn
  • The Co-operative Bank5.19%s$2,105/fn
  • Westpac New Zealand5.19%s$2,105/fn
  • First Credit Union5.29%s$2,129/fn
  • Kookmin Bank Auckland Branch5.35%$2,143/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 172-176 Scott Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

172-176 Scott Street as a rental

Rent estimate$780/wk$670–$890 · Little evidence
Gross yield3.9%$40,560 a year on $1.04m
Net yield3.2%After $7,176 of costs
Cash flow−$61/wk30% deposit, interest only at 5.02%
Line
Price Our estimate
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $780
Property manager
Rent, 52 weeks$40,560
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$33,384
Interest $728,000 at 5.02%, interest only−$36,546
Cash flow before tax−$3,162
Cash flow a week−$61
Gross / net yield on the price3.9% / 3.2%
Return on equity cash flow on the deposit, before tax−1.0%
Loses money above this interest rate, before tax4.59%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.59%. That is -1.0% a year on a $312k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area260 m²
  • Decade built1980s
  • Bedrooms4
  • Bathrooms2
  • Parking4 car spaces
  • Property categoryUse not published
  • CouncilDunedin City
  • Valuation #27250-15000
  • Valuation date1 Jun 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number1393
  • Title typeFreeholdGuaranteed
  • Estate descriptionFee Simple, 1/1, Part Lot 1-2 Block III Deposited Plan 222 and Lot 1 Deposited Plan 18771, 1,740 m2
  • Legal descriptionPart Lot 1-2 Block III Deposited Plan 222 and Lot 1 Deposited Plan 18771
  • Land area1,716 m²
  • Title issued28 Sep 2000
  • Land districtOtago
  • Addresses on this property2
Registered instruments2 registered instruments on this titleJoint Family Home Application · Mortgage Only routine instruments registered See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 17 land use or subdivision consents within 250 m.

Within 250 m

  1. 29 Apr 2025
    Land use

    The establishment of a garage within the front yard setback; and parking and access arrangements that occupy more than 50% of the front yard setback area.

    LUC-2025-135 · Dunedin City
    115 mGranted
  2. 12 Mar 2021
    Land use

    The establishment of a second residential building with two residential units that fails to provide adequate outdoor living space, car parking and manoeuvrability (the existing residential dwelling is to be retained)

    LUC-2021-106 · Dunedin City
    188 mGranted
  3. 20 Jun 2019
    Land use

    land use consent for the retrospective authorisation of earthworks and the authorisation of proposed earthworks in association with a new three bedroom dwelling and carpark

    LUC-2019-305 · Dunedin City
    242 mGranted
  4. 31 Jan 2019
    Land use

    land use consent for the establishment of a new dwelling resulting in vegetation clearance

    LUC-2019-33 · Dunedin City
    242 mGranted
  5. 11 Sep 2018
    Land use

    land use consent to undertake earthworks in breach of the scale thresholds on the site

    LUC-2018-511 · Dunedin City
    155 mGranted
  6. 13 Aug 2018
    Land use

    land use consent for the alteration of an existing dwelling and construction of a deck, pergola and carport

    LUC-2018-458 · Dunedin City
    183 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Dunedin City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Waverley

Dunedin City
853
Properties on the rating roll
10 Jun 2026
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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Agents active in Waverley

People whose office is within 5 km of Waverley, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Tyne AitkenSalesperson
Property Brokers DunedinOffice 1.8 km awayView profile →
Ray White
Jordan ArnoldSalesperson
Ray White DunedinOffice 1.8 km awayView profile →
Ray White
Julie AshtonAgent
Ray White DunedinOffice 1.8 km awayView profile →
Jane BoothSalesperson
Property Brokers DunedinOffice 1.8 km awayView profile →
Ray White
Bethany BransgroveSalesperson
Ray White DunedinOffice 1.8 km awayView profile →
Ray White
Gary BridgmanSalesperson
Ray White DunedinOffice 1.8 km awayView profile →
Ray White
Alana CarrollSalesperson
Ray White DunedinOffice 1.8 km awayView profile →
Brittany CassinSalesperson
Property Brokers DunedinOffice 1.8 km awayView profile →
Fraser DarlingSalesperson
Property Brokers DunedinOffice 1.8 km awayView profile →
Alan EasonBranch Manager
Property Brokers DunedinOffice 1.8 km awayView profile →
John FaulksSalesperson
Property Brokers DunedinOffice 1.8 km awayView profile →
Ray White
Steven HavardAgent
Ray White DunedinOffice 1.8 km awayView profile →
Who sold the most in Waverley →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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