Title boundary · 5,101 m² · LINZ
Unclaimed

176 Wallace Road, Temple View

Also 176B Wallace Road

Hamilton · Waikato District

Last sold Jul 2010

OwnBetter estimate
$1.07m
Medium confidence

We estimate it would sell for $1,070,000 as at 5 October 2026, in a range of $914,000 to $1,220,000.

Typical home in Temple View
$729k
The median of our estimates of its 527 homes
How we worked this out
Council valuation, Oct 2023$1,080,000
Market movement in Waikato District since the council valuation+1.8%
Apartments and houses in Waikato District+0.1%
How Temple View sells against council values−1.7%
Homes of this age in Temple View−0.3%
Homes in this price range−1.4%
Land as a share of the value+0.4%
Nearby recent sales (15)+0.1%
Our estimate$1,070,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,332a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 176 Wallace Road

Every rate from 36 lenders →
Estimated repayments
$1,998
$856,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $207 less a fortnight — about $5,372 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,998/fn
  • ICBC4.65%s$2,036/fn
  • Bank of China4.68%s$2,043/fn
  • AIA New Zealand4.99%$2,117/fn
  • ANZ Bank New Zealand4.99%s$2,117/fn
  • ASB Bank4.99%$2,117/fn
  • Bank of Baroda4.99%$2,117/fn
  • Police Credit Union4.99%$2,117/fn
  • Unity Credit Union4.99%s$2,117/fn
  • Kiwibank5.15%s$2,156/fn
  • Bank of New Zealand5.19%$2,166/fn
  • SBS Bank5.19%s$2,166/fn
  • The Co-operative Bank5.19%s$2,166/fn
  • TSB Bank5.19%s$2,166/fn
  • Westpac New Zealand5.19%s$2,166/fn
  • First Credit Union5.29%s$2,190/fn
  • Kookmin Bank Auckland Branch5.35%$2,205/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 176 Wallace Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

176 Wallace Road as a rental

Rent estimate$785/wk$680–$900 · Little evidence
Gross yield3.8%$40,820 a year on $1.07m
Net yield3.1%After $7,222 of costs
Cash flow−$78/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$40,820
Empty between tenants 2 weeks−$1,570
Property management 9.2% incl. GST−$3,611
Maintenance 5% of rent−$2,041
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$33,598
Interest $749,000 at 5.03%, interest only−$37,675
Cash flow before tax−$4,077

The rent covers the interest at rates up to 4.49%. That is -1.3% a year on a $321k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area113 m²
  • Decade built1940s
  • Bedrooms3
  • Bathrooms1
  • Property categoryUse not published
  • CouncilWaikato District
  • Valuation #4420-1300
  • Valuation date1 Oct 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberSA68B/718
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan South Auckland 86413, 5,100 m2
  • Land area5,101 m²
  • Title issued5 Jan 2000
  • Land districtSouth Auckland
  • Addresses on this property3
Instruments on this title2 registered instrumentsMortgage · Transfer See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 2 consents on record.

  1. 1 Jun 2020
    Adds/Alts$80,000 declared

    Annex building

    Consent BLD1132/20 · Waikato District
  2. 1 Dec 2019
    Adds/Alts$10,000 declared

    Internal alterations - removal of existing shower room, removal of toilet in laundry, add of one family bathrm & add ensuite

    Consent BLD0851/20 · Waikato District

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 3 land use or subdivision consents within 250 m.

Within 250 m

  1. 3 Oct 2019
    Land use

    Variation to Condition 1 of LUC0009/20 to incorporate an updated site plan and location plan, without increasing the extent of any infringements in the original application.

    LUC0009/20.01 · Waikato District
    117 mGranted
  2. 10 Jul 2019
    Land use

    Establish an accessory building to be used as a sleepout located within the road boundary setback within the Rural Zone.

    LUC0009/20 · Waikato District
    117 mGranted
  3. 9 Jun 2017
    Land use

    To construct a new garage in the Rural Zone that will encroach into the required 12m boundary setback and protrudes through the height control plane with respect to the southern site boundary; and total building coverage exceeding 500m².

    LUC0573/17 · Waikato District
    115 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Waikato District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Waikato Regional Council does not publish its register. Ask it for a HAIL search on the property; some district councils sell their own report.

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What could you build here?

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About Temple View

Waikato District
631
Properties on the rating roll
1 Aug 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Temple View

People whose office is within 5 km of Temple View, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Temple View →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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