Estimate $2.08m – $2.77m
2
170 Waterloo Road, Hutt Central
Title boundary · 3,335 m² · LINZ
Unclaimed
26 Marina Grove, Hutt Central
Also 26A Marina GroveLower Hutt · Lower Hutt City
Last sold Sept 2021
OwnBetter estimate
$4.65m
Medium confidence
We estimate it would sell for $4,650,000 as at 5 October 2026, in a range of $4,170,000 to $5,290,000.
Typical home in Hutt Central
$896k
The median of our estimates of its 1,226 homes
$4.17mLow
$4.65mEstimate
$4.71mCouncil value
$5.29mHigh
How we worked this out
| Council valuation, Aug 2025 | $4,710,000 |
|---|---|
| Market movement in Lower Hutt City since the council valuation | −2.1% |
| Apartments and houses in Lower Hutt City | −1.6% |
| How Hutt Central sells against council values | −0.1% |
| Nearby recent sales (15) | −0.1% |
| Its own sale in 2021 | +2.6% |
| Our estimate | $4,650,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 26 Marina Grove
Estimated repayments
$8,685
$3,720,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.02%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $898 less a fortnight — about $23,344 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$8,685/fn
ICBC4.65%s$8,849/fn
Bank of China4.68%s$8,880/fn
AIA New Zealand4.99%$9,202/fn
ANZ Bank New Zealand4.99%s$9,202/fn
ASB Bank4.99%$9,202/fn
Bank of Baroda4.99%$9,202/fn
Police Credit Union4.99%$9,202/fn
TSB Bank4.99%s$9,202/fn
Unity Credit Union4.99%s$9,202/fn
Kiwibank5.15%s$9,370/fn
Bank of New Zealand5.19%$9,413/fn
SBS Bank5.19%s$9,413/fn
The Co-operative Bank5.19%s$9,413/fn
Westpac New Zealand5.19%s$9,413/fn
First Credit Union5.29%s$9,519/fn- Kookmin Bank Auckland Branch5.35%$9,583/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 26 Marina Grove. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
26 Marina Grove as a rental
Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield1.2%$57,980 a year on $4.65m
Net yield1.0%After $10,258 of costs
Cash flow−$2,225/wk30% deposit, interest only at 5.02%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $1,115 | ||
| Property manager | ||
| Rent, 52 weeks | $57,980 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $47,722 | |
| Interest $3,255,000 at 5.02%, interest only | −$163,401 | |
| Cash flow before tax | −$115,679 | |
| Cash flow a week | −$2,225 | |
| Gross / net yield on the price | 1.2% / 1.0% | |
| Return on equity cash flow on the deposit, before tax | −8.3% | |
| Loses money above this interest rate, before tax | 1.47% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 1.47%. That is -8.3% a year on a $1.4m deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area1,190 m²
- Decade built1950s
- Bedrooms1
- Bathrooms1
- Parking11 car spaces
- Property categoryUse not published
- CouncilLower Hutt City
- Valuation #16054-54302
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberWN54D/733
- Title typeFreeholdGuaranteedStandard registered title
- Estate descriptionFee Simple, 1/1, Lot 3-4 Deposited Plan 65365 and Lot 4 Deposited Plan 87292, 3,334 m2
- Legal descriptionLot 3-4 Deposited Plan 65365 and Lot 4 Deposited Plan 87292
- Land area3,335 m²
- Title issued2 Jun 2000
- Land districtWellington
- Addresses on this property2
Registered instruments10 registered instruments on this titlePartial Surrender of Easement ×5 · Easement Certificate · Mortgage See the title summary →
- Worth asking aboutNatural hazard ×3on this titleThe council consented building work on land it considers subject to a natural hazard, such as flooding, erosion or slippage. It can affect insurance.
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Train station
Waterloo Station
12 min walk · 674 m · about every 15 min
HVLWRL
Bus stop
Waterloo Road opposite Chilton St James School
3 min walk · 162 m · about every 20 min
149160170852854N66
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 12 on this property · 25 land use or subdivision consents within 250 m. 1 here is worth reading: declined, notified or not yet decided.
On this property
- 4 Sep 2024Discharge permit
Bulk earthworks exceeding 3,000m2 the associated discharge of sediment laden stormwater, the creation of impervious surfaces, and the discharge of stormwater from a 35-townhouse development.
39813* · Greater Wellington RegionalGranted - 4 Sep 2024Discharge permit
Bulk earthworks exceeding 3,000m2 the associated discharge of sediment laden stormwater, the creation of impervious surfaces, and the discharge of stormwater from a 35-townhouse development.
39814* · Greater Wellington RegionalGranted - 4 Sep 2024Land use
Bulk earthworks exceeding 3,000m2 the associated discharge of sediment laden stormwater, the creation of impervious surfaces, and the discharge of stormwater from a 35-townhouse development.
39816* · Greater Wellington RegionalGranted - 4 Sep 2024Land use
Bulk earthworks exceeding 3,000m2 the associated discharge of sediment laden stormwater, the creation of impervious surfaces, and the discharge of stormwater from a 35-townhouse development.
39815* · Greater Wellington RegionalGranted - 16 May 2023Discharge permit
Earthworks exceeding 3000m2 and associated discharges of sediment and stormwater to support a 35-townhouse development
38980* · Greater Wellington RegionalWithdrawn - 16 May 2023Discharge permit
Earthworks exceeding 3000m2 and associated discharges of sediment and operational stormwater to support a 35-townhouse development
38978* · Greater Wellington RegionalWithdrawn - 16 May 2023Land use
Earthworks exceeding 3000m2 and associated discharges of sediment and stormwater to support a 35-townhouse development
38979* · Greater Wellington RegionalWithdrawn - 22 Dec 2022Land use and subdivision
Construction of 35 townhouses and associated subdivision
RM220484 · Hutt CityGranted - 11 Oct 2022Land use
To construct and maintain cone penetration tests (BQ32/0912, BQ32/0913, BQ32/0914, BQ32/0915, BQ32/0916) for geotechnical investigation purposes at 26 and 26a Marina Grove, Lower Hutt.
38614* · Greater Wellington RegionalGranted - 22 May 2020Land use and subdivision
Land Use and Subdivision for the construction of 12 dwellings and associated 14 lot subdivision
RM200150 · Hutt City · Limited notified (affected neighbours)Granted - 18 Dec 2018Land use
3 lot fee simple subdivision with unit title around 11 existing units and construction of 2 new dwellings
RM180495.1 · Hutt CityGranted - 18 Dec 2018Subdivision
3 lot fee simple subdivision with unit title around 11 existing units and construction of 2 new dwellings
RM180495.2 · Hutt CityGranted
Within 250 m
- 10 Apr 2025203 mGranted
- 7 Oct 2024Land use
To discharge stormwater in perpetuity from approximately 1,052 m2 of new impervious surfaces.
39902* · Greater Wellington Regional151 mGranted - 27 Jun 2024Land use and subdivision
Construction of 20 new dwellings, signage and earthworks and 22-lot subdivision
RM240242 · Hutt City151 mGranted - 17 Jun 2024Land use and subdivision
6 Lot subdivision, conversion of existing dwelling into semi detached, and construction of 5 new dwellings
RM240173 · Hutt City226 mGranted - 10 Aug 2023203 mGranted
- 26 Jun 202391 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Lower Hutt City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Greater Wellington will send the file on a listed site on request; quote the site number.
Ask Greater Wellington Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Hutt Central
Lower Hutt City
1,927
Properties on the rating roll
1 Aug 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Hutt Central
People whose office is within 5 km of Hutt Central, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Megan BaileySalesperson
Theresa BakerSalesperson
Kaleb Barton-CairnsSalesperson
Maria BebeklisSalesperson
Motu BradshawSalesperson
Shane BrockelbankSalesperson
David BurnsSalesperson
Independent
Paul ButcherSalesperson
Karli ChandlerSalesperson
Independent
Nicola CooperSalesperson
Pedro Del Estal VinuelaSalesperson
Independent
Sinead DiederichSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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