Title boundary · 790 m² · LINZ
Unclaimed

68 Milton Road, Bluff Hill

Napier · Napier City

Last sold Oct 2020

OwnBetter estimate
$323k
Medium confidence

We estimate it would sell for $323,000 as at 5 October 2026, in a range of $290,000 to $367,000.

Typical home in Bluff Hill
$838k
The median of our estimates of its 1,021 homes
How we worked this out
Council valuation, Oct 2023$335,000
Market movement in Napier City since the council valuation−0.1%
Apartments and houses in Napier City+0.1%
How Bluff Hill sells against council values−2.0%
Homes of this age in Bluff Hill−0.2%
Homes in this price range−1.7%
Land as a share of the value−1.6%
Nearby recent sales (15)−0.4%
Its own sale in 2020+2.3%
Our estimate$323,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

—a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Investor insights

68 Milton Road as a rental

Rent estimate$460/wk$400–$530 · Little evidence
Gross yield7.4%$23,920 a year on $323k
Net yield6.1%After $4,232 of costs
Cash flow+$118/wk30% deposit, interest only at 6.00%
Line
Price Our estimate
Deposit
Interest rate
Rent a week our estimate $460
Property manager
Rent, 52 weeks$23,920
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$19,688
Interest $226,100 at 6.00%, interest only−$13,566
Cash flow before tax+$6,122
Cash flow a week+$118
Gross / net yield on the price7.4% / 6.1%
Return on equity cash flow on the deposit, before tax6.3%
Loses money above this interest rate, before tax8.71%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 8.71%. That is 6.3% a year on a $97k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area190 m²
  • Decade built1920s
  • Bedrooms4
  • Bathrooms2
  • Property categoryUse not published
  • CouncilNapier City
  • Valuation #9870-59700
  • Valuation date1 Oct 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberHB109/143
  • Title typeFreeholdGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/1, Part of Town Section 420 Napier, 799 m2
  • Legal descriptionPart of Town Section 420 Napier
  • Land area790 m²
  • Title issued23 Oct 1942
  • Land districtHawkes Bay
Registered instruments0 registered instruments on this title See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 20 land use or subdivision consents within 250 m.

Within 250 m

  1. 19 Jun 2024
    Land use

    New Retaining Wall Infringing on Yards and Earthworks Provisions

    240071 · Napier City
    213 mGranted
  2. 1 Feb 2024
    Land use

    Establish an electric vehicle charging facility and ancillary use and development at the Z Energy Station. Address 226 Tennyson Street

    240016 · Napier City
    186 mGranted
  3. 9 Nov 2023
    Land use

    Earthworks associated with retaining wall.

    230139 · Napier City
    114 mGranted
  4. 13 Mar 2023
    Subdivision

    One into two lot subdivision

    S230017 · Napier City
    245 mGranted
  5. 4 Oct 2022
    Land use

    Earthworks - Extent of Earthworks

    220113.2 · Napier City
    211 mGranted
  6. 4 Oct 2022
    Subdivision

    Earthworks - Extent of Earthworks

    220113.1 · Napier City
    211 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

The hazard maps could not be read just now.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Hawke's Bay publishes verified sites only; unverified ones are on its register but not mapped. Its hazard portal gives a free property report.

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About Bluff Hill

Napier City
1,168
Properties on the rating roll
1 Oct 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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