Finding a picture…
Estimate $585k – $778k
3
14 Williams Street, Marewa
Title boundary · 907 m² · LINZ
Unclaimed
39 Kettle Crescent, Marewa
Also 39A Kettle CrescentNapier · Napier City
Last sold Feb 2016
Rent estimate · 18 Oct 2026
$530 – $710/week
Most likely about $615 a week · Little evidence: a rough guide
Estimated rental yield
4.6%
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $615 × 52 weeks = $31,980, against the council valuation of $700,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| 2 rentals advertised nearby each adjusted to this property’s bedrooms and value | $555 | 24% |
| From its value what rentals in the area typically yield | $636 | 76% |
We read this property as a house with 3 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
Rentals it leaned on
| Address | Beds | Asked | As this one | When | Away |
|---|---|---|---|---|---|
| 28-34 Longfellow Avenuerealestate.co.nz ↗ | 3 | $520 | $555 | Oct 2026 | 710 m |
| 20 Faraday Streetrealestate.co.nz ↗ | 4 | $720 | $715 | Oct 2026 | 2.0 km |
These are computer-generated guides only, not a rental appraisal.
My notes
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 39 Kettle Crescent
Estimated repayments
$1,307
$560,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $135 less a fortnight — about $3,514 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,307/fn
ICBC4.65%s$1,332/fn
Bank of China4.68%s$1,337/fn
AIA New Zealand4.99%$1,385/fn
ANZ Bank New Zealand4.99%s$1,385/fn
ASB Bank4.99%$1,385/fn
Bank of Baroda4.99%$1,385/fn
Police Credit Union4.99%$1,385/fn
Unity Credit Union4.99%s$1,385/fn
Kiwibank5.15%s$1,411/fn
Bank of New Zealand5.19%$1,417/fn
SBS Bank5.19%s$1,417/fn
The Co-operative Bank5.19%s$1,417/fn
TSB Bank5.19%s$1,417/fn
Westpac New Zealand5.19%s$1,417/fn
First Credit Union5.29%s$1,433/fn- Kookmin Bank Auckland Branch5.35%$1,443/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 39 Kettle Crescent. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
39 Kettle Crescent as a rental
Rent estimate$615/wk$530–$710 · Little evidence
Gross yield4.6%$31,980 a year on $700k
Net yield3.8%After $5,658 of costs
Cash flow+$32/wk30% deposit, interest only at 5.03%
| Line | ||
|---|---|---|
| Price Council valuation | ||
| Deposit | ||
| Interest rate 5.03% is today’s 1-year average | ||
| Rent a week our estimate $615 | ||
| Property manager | ||
| Rent, 52 weeks | $31,980 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $26,322 | |
| Interest $490,000 at 5.03%, interest only | −$24,647 | |
| Cash flow before tax | +$1,675 | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 5.37%. That is 0.8% a year on a $210k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area148 m²
- Decade built1950s
- Bedrooms3
- Bathrooms1
- Parking2 car spaces
- Property categoryUse not published
- CouncilNapier City
- Valuation #9930-32600
- Valuation date1 Oct 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberHBF2/890
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 215 Deposited Plan 8170, 905 m2
- Legal descriptionLot 215 Deposited Plan 8170
- Land area907 m²
- Title issued2 Aug 1974
- Land districtHawkes Bay
- Addresses on this property2
Instruments on this title2 registered instrumentsHousing Corporation Easement Certificate · Mortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.
Within 250 m
- 12 Mar 2024212 mGranted
- 8 Feb 2024Subdivision
To vary the condition 1 of consent RMS220121 to accommodate minor changes to the building design
S220121A · Napier City234 mGranted - 16 Dec 2022Subdivision
Multi-Unit Development and Unit Title Subdivision- 1 into 30 units (Height, HIRB, Open Space, Extent of Earthworks, Access Width)
S220121.1 · Napier City234 mGranted - 16 Dec 2022Land use
Multi-Unit Development and Unit Title Subdivision- 1 into 30 units (Height, HIRB, Open Space, Extent of Earthworks, Access Width)
S220121.2 · Napier City234 mGranted - 9 Dec 2022212 mGranted
- 7 Feb 2018Land use
Construction of a two-bedroom supplementary unit within the Main Residential zone
180026 · Napier City40 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Napier City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Hawke's Bay publishes verified sites only; unverified ones are on its register but not mapped. Its hazard portal gives a free property report.
Ask Hawke's Bay Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Marewa
Napier City
2,029
Properties on the rating roll
1 Oct 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
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People whose office is within 5 km of Marewa, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
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