Estimate $713k – $904k
3
17 Beresford Street, Takaro
Title boundary · 810 m² · LINZ
Unclaimed
58 Argyle Avenue, Takaro
Palmerston North · Palmerston North City
OwnBetter estimate
$807k
Medium confidence
We estimate it would sell for $807,000 as at 5 October 2026, in a range of $690,000 to $918,000.
Typical home in Takaro
$539k
The median of our estimates of its 1,888 homes
$690kLow
$807kEstimate
$820kCouncil value
$918kHigh
How we worked this out
| Council valuation, Sept 2024 | $820,000 |
|---|---|
| Market movement in Palmerston North City since the council valuation | −2.3% |
| How Takaro sells against council values | +0.9% |
| Homes of this age in Takaro | +0.3% |
| Homes in this price range | −0.3% |
| Land as a share of the value | +0.2% |
| Nearby recent sales (15) | −0.3% |
| Our estimate | $807,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 58 Argyle Avenue
Estimated repayments
$1,504
$644,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.02%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $155 less a fortnight — about $4,041 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,504/fn
ICBC4.65%s$1,532/fn
Bank of China4.68%s$1,537/fn
AIA New Zealand4.99%$1,593/fn
ANZ Bank New Zealand4.99%s$1,593/fn
ASB Bank4.99%$1,593/fn
Bank of Baroda4.99%$1,593/fn
Police Credit Union4.99%$1,593/fn
TSB Bank4.99%s$1,593/fn
Unity Credit Union4.99%s$1,593/fn
Kiwibank5.15%s$1,622/fn
Bank of New Zealand5.19%$1,630/fn
SBS Bank5.19%s$1,630/fn
The Co-operative Bank5.19%s$1,630/fn
Westpac New Zealand5.19%s$1,630/fn
First Credit Union5.29%s$1,648/fn- Kookmin Bank Auckland Branch5.35%$1,659/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 58 Argyle Avenue. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
58 Argyle Avenue as a rental
Rent estimate$685/wk$590–$790 · Little evidence
Gross yield4.4%$35,620 a year on $807k
Net yield3.6%After $6,302 of costs
Cash flow+$18/wk30% deposit, interest only at 5.02%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $685 | ||
| Property manager | ||
| Rent, 52 weeks | $35,620 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $29,318 | |
| Interest $564,900 at 5.02%, interest only | −$28,358 | |
| Cash flow before tax | +$960 | |
| Cash flow a week | +$18 | |
| Gross / net yield on the price | 4.4% / 3.6% | |
| Return on equity cash flow on the deposit, before tax | 0.4% | |
| Loses money above this interest rate, before tax | 5.19% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 5.19%. That is 0.4% a year on a $242k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area182 m²
- Decade built1920s
- Bedrooms4
- Bathrooms2
- Parking1 car space
- Property categoryUse not published
- CouncilPalmerston North City
- Valuation #14550-42000
- Valuation date1 Sep 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberWN374/183
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 6 Deposited Plan 7003, 809 m2
- Legal descriptionLot 6 Deposited Plan 7003
- Land area810 m²
- Title issued10 Jun 1927
- Land districtWellington
Registered instruments2 registered instruments on this titleMortgage · Transfer Only routine instruments registered See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 8 land use or subdivision consents within 250 m.
Within 250 m
- 6 Dec 2024246 mGranted
- 6 Dec 2024246 mGranted
- 8 Aug 2022Land use
Extension to dwelling unable to comply with location of onsite amenity
6978 · Palmerston North City112 mGranted - 25 Jan 2022Subdivision
Consent notice to add a clause to say that the lots are subject to natural hazards, being inundation. Variation created to connect to LU 6652.
5536*01 · Palmerston North City60 mGranted - 23 Dec 2021Land use
New dwelling unable to comply with site coverage. (Connected to SUB 5536 01)
6652* · Palmerston North City54 mGranted - 21 Feb 2017Land use
A covered storage. Laundry drying area addition with a post (outerwall) 1.21metres from the boundary with Lot 18 DP 8793
LU 3856 · Palmerston North City122 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Palmerston North City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Horizons does not publish its register. Its HAIL information request form asks it what it holds on a property.
Ask Horizons Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Takaro
Palmerston North City
2,158
Properties on the rating roll
10 Jun 2026
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Takaro
People whose office is within 5 km of Takaro, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Jeannie BoswellSalesperson
Pauline CherSalesperson
Anna CosgroveSalesperson
Nicole DoidgeSalesperson
Karl DornSalesperson
Barry GrieveAgent
Erin KnutsonSalesperson
Angela MartinSalesperson
Ally Andrews-McAulaySalesperson
Carl BeasleySalesperson
Elise BoulierisSalesperson
Salim BukshSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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