Finding a picture…
Estimate $1.06m – $1.34m
4
25 Flotilla Place, Whitby
Title boundary · 783 m² · LINZ
Unclaimed
3 Pacific View, Whitby
Porirua · Porirua City
Last sold Mar 2020
OwnBetter estimate
$1.2m
Medium confidence
We estimate it would sell for $1,200,000 as at 5 October 2026, in a range of $1,080,000 to $1,370,000.
Typical home in Whitby
$880k
The median of our estimates of its 4,205 homes
$1.08mLow
$1.2mEstimate
$1.22mCouncil value
$1.37mHigh
How we worked this out
| Council valuation, Sept 2025 | $1,220,000 |
|---|---|
| Market movement in Porirua City since the council valuation | −3.7% |
| How Whitby sells against council values | +0.4% |
| Homes of this age in Whitby | +0.6% |
| Homes in this price range | +0.3% |
| Nearby recent sales (15) | −0.2% |
| Its own sale in 2020 | +1.3% |
| Our estimate | $1,200,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 3 Pacific View
Estimated repayments
$2,241
$960,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.02%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $232 less a fortnight — about $6,024 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$2,241/fn
ICBC4.65%s$2,284/fn
Bank of China4.68%s$2,292/fn
AIA New Zealand4.99%$2,375/fn
ANZ Bank New Zealand4.99%s$2,375/fn
ASB Bank4.99%$2,375/fn
Bank of Baroda4.99%$2,375/fn
Police Credit Union4.99%$2,375/fn
TSB Bank4.99%s$2,375/fn
Unity Credit Union4.99%s$2,375/fn
Kiwibank5.15%s$2,418/fn
Bank of New Zealand5.19%$2,429/fn
SBS Bank5.19%s$2,429/fn
The Co-operative Bank5.19%s$2,429/fn
Westpac New Zealand5.19%s$2,429/fn
First Credit Union5.29%s$2,456/fn- Kookmin Bank Auckland Branch5.35%$2,473/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 3 Pacific View. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
3 Pacific View as a rental
Rent estimate$835/wk$720–$960 · Little evidence
Gross yield3.6%$43,420 a year on $1.2m
Net yield3.0%After $7,682 of costs
Cash flow−$124/wk30% deposit, interest only at 5.02%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $835 | ||
| Property manager | ||
| Rent, 52 weeks | $43,420 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $35,738 | |
| Interest $840,000 at 5.02%, interest only | −$42,168 | |
| Cash flow before tax | −$6,430 | |
| Cash flow a week | −$124 | |
| Gross / net yield on the price | 3.6% / 3.0% | |
| Return on equity cash flow on the deposit, before tax | −1.8% | |
| Loses money above this interest rate, before tax | 4.25% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 4.25%. That is -1.8% a year on a $360k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area226 m²
- Decade built2010s
- Bedrooms4
- Bathrooms2
- Property categoryUse not published
- CouncilPorirua City
- Valuation #15443-14106
- Valuation date1 Sep 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number412287
- Title typeFreeholdGuaranteed
- Estate descriptionFee Simple, 1/1, Lot 117 Deposited Plan 403714, 783 m2
- Legal descriptionLot 117 Deposited Plan 403714
- Land area783 m²
- Title issued21 Sep 2009
- Land districtWellington
Registered instruments5 registered instruments on this titleEasement Instrument ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Mortgage · Transfer Only routine instruments registered See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Bus stop
Navigation Drive (opposite 48)
9 min walk · 491 m · about hourly
236441465
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.
Within 250 m
- 7 Jul 2022Land use
Land Use General - New dwelling with associated earthworks - 31 Pacific View
LU0097/22 RC8723 · Porirua City107 mGranted - 4 Aug 2021Land use
To establish and operate a fill site to deposit excess material excavated as part of the construction works on the Transmission Gully main alignment and ancillary activities including the clearance of vegetation and the construction, use and maintenance of an access track, soil disturbance, and diversion and reclamation of an ephemeral tributary and Rautahi sedgeland (wetland) of the Pauatahanui Stream
37737* · Greater Wellington Regional224 mGranted - 4 Aug 2021Land use
for the reclamation of the ephemeral tributary of the Pauatahanui Stream and the Rautahi sedgeland wetland
37740* · Greater Wellington Regional224 mGranted - 30 Jul 202128 mGranted
- 7 Dec 2020Land use
Retrospective consent to extend an existing approved cleanfill at 86b, 88b and 90 Endeavour Drive,
LU0128/20 RC8257 · Porirua City224 mGranted - 20 Dec 2019128 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Porirua City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Greater Wellington will send the file on a listed site on request; quote the site number.
Ask Greater Wellington Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Whitby
Porirua City
4,482
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
6 people looked at properties in Whitby this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Whitby
People whose office is within 5 km of Whitby, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Michelle BarberSalesperson
Independent
Joanne EastlakeSalesperson
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Theresa SullivanSalesperson
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Philip WheartyAgent
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Stephen BaileySalesperson
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Sharon Bannerman-CooperBranch Manager
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Amy CoeySalesperson
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Graeme CollingeAgent
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Evelyn ConroySalesperson
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Andrew CoolingSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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