Title boundary · 2,203 m² · LINZ
Unclaimed

33 Deeming Road, Okiato

Russell · Far North District

Last sold Apr 2017

What you’ll love about this place

  • Waterfront: the land runs down to the coast

From LINZ's topographic maps: how near the land comes to the water's edge.

OwnBetter estimate
$1.3m
Medium confidence

We estimate it would sell for $1,300,000 as at 5 October 2026, in a range of $1,110,000 to $1,470,000.

Typical home in Okiato
$714k
The median of our estimates of its 159 homes
How we worked this out
Council valuation, Sept 2025$1,330,000
Market movement in Far North District since the council valuation+0.4%
How Okiato sells against council values−0.7%
Homes in this price range−1.0%
Land as a share of the value+0.2%
Nearby recent sales (14)−1.4%
Our estimate$1,300,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$5,263a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 33 Deeming Road

Every rate from 36 lenders →
Estimated repayments
$2,428
$1,040,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $251 less a fortnight — about $6,526 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,428/fn
  • ICBC4.65%s$2,474/fn
  • Bank of China4.68%s$2,483/fn
  • AIA New Zealand4.99%$2,573/fn
  • ANZ Bank New Zealand4.99%s$2,573/fn
  • ASB Bank4.99%$2,573/fn
  • Bank of Baroda4.99%$2,573/fn
  • Police Credit Union4.99%$2,573/fn
  • TSB Bank4.99%s$2,573/fn
  • Unity Credit Union4.99%s$2,573/fn
  • Kiwibank5.15%s$2,620/fn
  • Bank of New Zealand5.19%$2,631/fn
  • SBS Bank5.19%s$2,631/fn
  • The Co-operative Bank5.19%s$2,631/fn
  • Westpac New Zealand5.19%s$2,631/fn
  • First Credit Union5.29%s$2,661/fn
  • Kookmin Bank Auckland Branch5.35%$2,679/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 33 Deeming Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

33 Deeming Road as a rental

Rent estimate$865/wk$750–$1,000 · Little evidence
Gross yield3.5%$44,980 a year on $1.3m
Net yield2.8%After $7,958 of costs
Cash flow−$167/wk30% deposit, interest only at 5.02%
Line
Price Our estimate
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $865
Property manager
Rent, 52 weeks$44,980
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$37,022
Interest $910,000 at 5.02%, interest only−$45,682
Cash flow before tax−$8,660
Cash flow a week−$167
Gross / net yield on the price3.5% / 2.8%
Return on equity cash flow on the deposit, before tax−2.2%
Loses money above this interest rate, before tax4.07%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.07%. That is -2.2% a year on a $390k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area165 m²
  • Decade built2020s
  • Bedrooms4
  • Bathrooms2
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilFar North District
  • Valuation #413-10863
  • Valuation date1 Sep 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberNA135D/379
  • Title typeFreehold, with a 1/4 share of common landGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/1, Lot 4 Deposited Plan 208303, 1,678 m2; Fee Simple, 1/4, Lot 5 Deposited Plan 208303, 514 m2
  • Legal descriptionLot 4 Deposited Plan 208303; Lot 5 Deposited Plan 208303
  • Land area1,678 m²
  • Shared land1/4 share of 514 m² common lot · held with 3 other places
  • Title issued18 Mar 2004
  • Land districtNorth Auckland
Registered instruments5 registered instruments on this titleCovenant (All types except Land covenants) · Easement Certificate · Easement Instrument · Order for New Certificate of Title See the title summary →
  • Worth asking aboutNatural hazardon this titleThe council consented building work on land it considers subject to a natural hazard, such as flooding, erosion or slippage. It can affect insurance.

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 2 consents on record.

  1. 1 Mar 2021
    New$700,000 declared

    New dwg. ...

    Consent EBC-2021-748/0 · Far North District
  2. 1 Aug 2020
    Adds/Alts$300,000 declared

    Alterations to existing boat shed

    Consent EBC-2020-12176/0 · Far North District

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 5 land use or subdivision consents within 250 m.

Within 250 m

  1. 16 Jul 2021
    Land use

    Construction of new deck and a covered outdoor area in the Coastal Residential Zone requiring resource consent as a Discretionary Activity under Rule 12.4.6.1.2 “Fire Risk to Residential Units”.

    2220042-RMALUC · Far North District
    190 mGranted
  2. 8 Jul 2020
    Land use

    proposed residential dwelling, requires vegetation clearance in the coastal residential zone. the dwelling will be within 20m of vegetation. a natural flow NF11000P treatment system, pump fed through surface laid PCDI dripline will be installed. and the disposal field is less then 30m from coastal marine area. NRC Discharge Permit.

    2300013-RMALUC · Far North District
    249 mGranted
  3. 22 Mar 2019
    Land use

    To change conditions of Resource Consent 2160169-RMALUC to enable changes to the design of the building, wastewater system and access in accordance with s127 of the Resource Management Act

    2160169-RMAVAR/A · Far North District
    91 mGranted
  4. 1 Dec 2017
    Land use

    construct a dwelling breaching the Residential Intensity, Setback from Boundaries, Fire Risk to Residential Units, Wastewater to the Coastal Marine rules and requiring a discharge permit for an onsite wastewater system in the Coastal Living zone.

    2180368-RMACLD · Far North District
    227 mGranted
  5. 27 Oct 2015
    Land use

    Carry out earthworks in the RMZ of Tapu Point, Bay of Islands

    AUT.005509.09.01 · Northland Regional
    36 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Far North District yet.

  • District Plan Zones

    Not loaded yet
    Far North District Council publishes this map; we have not loaded it yet.

    District plan zones as Far North District publishes them. What a site may be used for, and what may be built on it.

  • Paihia Commercial Zones

    Not mapped here
    None within 250 m

    District plan zones as Far North District publishes them. What a site may be used for, and what may be built on it.

Source: Far North District Council

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Northland Regional Council maps its register online, but only for non-commercial use, so we link to it rather than show it.

See the Selected Land Use Register

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Okiato

Far North District
189
Properties on the rating roll
1 Sep 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Okiato

People whose office is within 5 km of Okiato, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Okiato →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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