Parcel · 1,852 m² · 406 units · LINZ
406 units UnclaimedDeposited Plan 366567North Auckland Record sheet 317060

16 Gore Street

16 Gore Street, Auckland Central, Auckland

Court application about the scheme. An application has been made to the High Court to settle a scheme for the development, such as a redevelopment or a change to the unit plan. Ask the body corporate what it covers and where it is up to.

Registered 21 Mar 2022 · instrument 12408483.1

This is a building, not a property. It is every title on Deposited Plan 366567 — the plan the units are defined on — and each unit below has its own title, its own valuation and, where LINZ has linked an address to it, its own page. Nobody has named this building yet; the register never names one.

Units on the plan
406
Deposited Plan 366567
Capital value, combined
$67,905,000
Across the 406 of 406 units a council has valued
Average unit
$167,254
Across the valued units
Address16 Gore Street, Auckland Central, Auckland
Units406
Ownership structureUnit title · 406 separate titles on Deposited Plan 366567
Territorial authorityAuckland

Title and land

The units are separate titles over one piece of land. What they share — the body corporate, its rules, easements over the common property — is registered once, on the development's Supplementary Record Sheet.

Order title documents
Supplementary Record Sheet317060
Unit planDeposited Plan 366567
Unit titles issued406
Land districtNorth Auckland
Registered on the record sheet

Reading the register…

Each unit's own title and documents, and these, can be ordered from the building's titles. Parties to each instrument are not shown here.

The units

Find units like this406 units
Floor area25–332 m²
25332
Bedrooms1–5
15
Bathrooms1–3
13
Car parks0–2
02
Units the roll has no figure for are left out once a range is narrowed.
No plan for this unit1A

No floor plan has been read for this building yet, so its units are listed without levels.

Unit 1A
Unit 1A
$135,000
Capital value
Street address1A/16 Gore Street
LevelNot established
Bedrooms3
Bathrooms1
Floor area53 m²
Last sale$385,000 · 4 Jul 2015
UsePublic communal licensed
Open 1A →
Units in this building406
Level not established · 406

The register defines these units but says nothing about which level they are on. They are listed here rather than guessed onto a floor.

Each unit has its own title, its own rating valuation and its own owner. Selecting one marks it on the plan; it does not open its page.

All units
Page
Not established31—53 m²$135,000$385,000 2015Open →
Not established11—27 m²$75,000—Open →
Not established11127 m²$90,000$93,500 2023Open →
Not established11—27 m²$80,000—Open →
Not established11—48 m²$110,000$215,000 2011Open →
Not established21—70 m²$155,000$440,000 2015Open →
Not established1—0130 m²$820,000—Open →
Not established11070 m²$155,000$450,000 2017Open →
Not established21—63 m²$140,000$410,000 2016Open →
Not established11047 m²$110,000$70,000 2025Open →
Not established21178 m²$185,000$385,000 2012Open →
Not established———82 m²$190,000—Open →
Not established————$1,675,000—Open →
Not established————$970,000—Open →
Not established————$620,000—Open →
Not established11038 m²$95,000$180,000 2011Open →
Not established11027 m²$65,000$165,000 2019Open →
Not established11—27 m²$65,000$225,000 2017Open →
Not established11—27 m²$80,000$185,587 2012Open →
Not established11—25 m²$75,000—Open →
Not established11138 m²$155,000—Open →
Not established11039 m²$160,000$255,000 2022Open →
Not established11039 m²$115,000$90,000 2024Open →
Not established11026 m²$80,000$250,000 2022Open →
Not established11027 m²$80,000$103,500 2026Open →
Not established11—27 m²$85,000—Open →
Not established11—26 m²$65,000$154,000 2013Open →
Not established11039 m²$100,000$443,000 2013Open →
Not established————$2,900,000—Open →
Not established————$820,000—Open →
Not established————$850,000—Open →
Not established11138 m²$140,000—Open →
Not established11—27 m²$70,000$130,000 2022Open →
Not established11—27 m²$70,000—Open →
Not established11027 m²$70,000—Open →
Not established11—25 m²$65,000—Open →
Not established11038 m²$100,000$273,000 2015Open →
Not established11039 m²$100,000—Open →
Not established11039 m²$100,000—Open →
Not established11026 m²$65,000—Open →
Not established11—27 m²$70,000—Open →
Not established11027 m²$70,000$222,000 2016Open →
Not established11026 m²$65,000—Open →
Not established11—39 m²$100,000$185,000 2011Open →
Not established11038 m²$100,000—Open →
Not established11—27 m²$70,000—Open →
Not established11027 m²$70,000$79,000 2025Open →
Not established11027 m²$70,000—Open →
Not established11—25 m²$65,000$171,000 2013Open →
Not established11—38 m²$100,000—Open →
Not established11039 m²$100,000$225,000 2013Open →
Not established11039 m²$100,000$23,000 2024Open →
Not established11026 m²$70,000$212,000 2016Open →
Not established11027 m²$70,000$90,500 2026Open →
Not established11—27 m²$70,000—Open →
Not established11026 m²$70,000—Open →
Not established11039 m²$100,000$190,000 2019Open →
Not established11038 m²$105,000$270,000 2015Open →
Not established11—27 m²$70,000—Open →
Not established11—27 m²$70,000$143,000 2011Open →
Not established11—27 m²$70,000$226,000 2017Open →
Not established11—25 m²$70,000$162,000 2019Open →
Not established11038 m²$105,000—Open →
Not established11—39 m²$105,000$110,000 2025Open →
Not established11—39 m²$105,000—Open →
Not established11026 m²$70,000$100,000 2025Open →
Not established11—27 m²$70,000$221,500 2017Open →
Not established11—27 m²$70,000$185,000 2015Open →
Not established11—26 m²$70,000—Open →
Not established11039 m²$105,000$195,000 2019Open →
Not established11—38 m²$105,000—Open →
Not established11027 m²$75,000$178,000 2018Open →
Not established11027 m²$75,000—Open →
Not established11—27 m²$75,000—Open →
Not established11025 m²$95,000$102,500 2025Open →
Not established11038 m²$105,000$220,000 2019Open →
Not established11—39 m²$105,000—Open →
Not established11039 m²$105,000$285,000 2018Open →
Not established11—26 m²$70,000—Open →
Not established11—27 m²$75,000—Open →
Not established11—27 m²$75,000—Open →
Not established11—26 m²$70,000—Open →
Not established11—39 m²$105,000—Open →
Not established11038 m²$105,000$241,000 2013Open →
Not established11—27 m²$75,000—Open →
Not established11—27 m²$75,000—Open →
Not established11—27 m²$75,000$125,000 2011Open →
Not established11025 m²$70,000$107,000 2021Open →
Not established11—38 m²$105,000$322,000 2016Open →
Not established11039 m²$110,000$300,000 2016Open →
Not established11039 m²$110,000$270,000 2015Open →
Not established11026 m²$75,000$102,000 2026Open →
Not established11—27 m²$75,000—Open →
Not established11027 m²$75,000—Open →
Not established11—26 m²$75,000—Open →
Not established11039 m²$110,000$50,000 2022Open →
Not established11038 m²$110,000$285,000 2015Open →
Not established11—27 m²$75,000—Open →
Not established11027 m²$75,000$210,000 2017Open →
Not established11—27 m²$75,000—Open →
Not established11—25 m²$70,000—Open →
Not established11—38 m²$110,000—Open →
Not established11—39 m²$110,000—Open →
Not established11039 m²$125,000$130,000 2024Open →
Not established11—26 m²$75,000—Open →
Not established11—27 m²$75,000—Open →
Not established11027 m²$75,000$165,000 2020Open →
Not established11—26 m²$75,000$165,000 2012Open →
Not established11039 m²$110,000—Open →
Not established11038 m²$110,000$125,000 2022Open →
Not established11—27 m²$80,000—Open →
Not established11—27 m²$80,000—Open →
Not established11027 m²$80,000—Open →
Not established11—25 m²$75,000—Open →
Not established11—38 m²$110,000—Open →
Not established11—39 m²$115,000—Open →
Not established11039 m²$115,000$258,000 2015Open →
Not established11—26 m²$75,000—Open →
Not established11—27 m²$80,000$175,000 2014Open →
Not established————$80,000—Open →
Not established11—26 m²$75,000$140,000 2011Open →
Not established11—39 m²$115,000—Open →
Not established11—38 m²$115,000—Open →
Not established11027 m²$80,000$185,000 2015Open →
Not established11—27 m²$80,000$165,000 2012Open →
Not established11027 m²$80,000$185,000 2016Open →
Not established11—25 m²$75,000$220,000 2018Open →
Not established11038 m²$115,000$315,000 2018Open →
Not established11—39 m²$115,000—Open →
Not established11—39 m²$115,000$260,000 2019Open →
Not established11—26 m²$80,000—Open →
Not established11027 m²$80,000$145,000 2011Open →
Not established11—27 m²$80,000—Open →
Not established11026 m²$80,000$175,000 2018Open →
Not established11—39 m²$115,000$249,000 2013Open →
Not established11038 m²$115,000$123,000 2024Open →
Not established11027 m²$80,000—Open →
Not established11027 m²$80,000$172,000 2013Open →
Not established11027 m²$80,000$200,000 2016Open →
Not established11—25 m²$75,000—Open →
Not established11038 m²$115,000$150,000 2026Open →
Not established11—39 m²$115,000$200,350 2014Open →
Not established11039 m²$115,000$151,000 2022Open →
Not established11026 m²$80,000—Open →
Not established11027 m²$80,000$198,500 2015Open →
Not established11—27 m²$80,000—Open →
Not established11026 m²$80,000—Open →
Not established11—39 m²$115,000$285,000 2019Open →
Not established11—38 m²$120,000$255,000 2018Open →
Not established11027 m²$85,000$183,500 2019Open →
Not established11—27 m²$85,000—Open →
Not established11—27 m²$85,000$157,500 2015Open →
Not established11—25 m²$80,000—Open →
Not established11—38 m²$120,000—Open →
Not established11039 m²$120,000$165,000 2025Open →
Not established11—39 m²$120,000—Open →
Not established11—26 m²$80,000—Open →
Not established11—27 m²$85,000$165,000 2012Open →
Not established11027 m²$85,000$184,000 2017Open →
Not established11026 m²$80,000$79,000 2023Open →
Not established11—39 m²$120,000—Open →
Not established11038 m²$120,000$130,000 2024Open →
Not established11027 m²$85,000—Open →
Not established11—27 m²$85,000—Open →
Not established11—27 m²$85,000$163,000 2014Open →
Not established11—25 m²$80,000—Open →
Not established11—38 m²$120,000—Open →
Not established11039 m²$120,000$250,000 2015Open →
Not established11039 m²$120,000$258,000 2015Open →
Not established11026 m²$85,000$158,000 2012Open →
Not established11—27 m²$85,000$216,000 2016Open →
Not established11—27 m²$85,000—Open →
Not established11026 m²$85,000$175,000 2013Open →
Not established21039 m²$120,000$185,000 2020Open →
Not established11—38 m²$120,000$229,100 2014Open →
Not established11027 m²$85,000$85,000 2024Open →
Not established11—27 m²$85,000—Open →
Not established11—27 m²$85,000—Open →
Not established11025 m²$80,000$216,000 2016Open →
Not established11038 m²$120,000—Open →
Not established11039 m²$125,000$203,888 2014Open →
Not established11—39 m²$125,000—Open →
Not established11026 m²$85,000—Open →
Not established11027 m²$85,000$125,000 2020Open →
Not established11027 m²$85,000$218,000 2016Open →
Not established11026 m²$85,000$95,000 2025Open →
Not established11—39 m²$125,000—Open →
Not established11038 m²$125,000$145,000 2026Open →
Not established11—27 m²$90,000$70,000 2026Open →
Not established11—27 m²$90,000—Open →
Not established11027 m²$90,000$190,000 2015Open →
Not established11—25 m²$85,000—Open →
Not established11—38 m²$125,000—Open →
Not established11039 m²$125,000$230,000 2012Open →
Not established11—39 m²$125,000—Open →
Not established11—26 m²$85,000—Open →
Not established11027 m²$90,000$191,000 2014Open →
Not established11—27 m²$90,000—Open →
Not established11026 m²$85,000$157,000 2011Open →
Not established————$125,000—Open →
Not established11—38 m²$125,000$220,000 2012Open →
Not established22051 m²$165,000—Open →
Not established21051 m²$205,000—Open →
Not established11—38 m²$125,000—Open →
Not established11—38 m²$125,000$300,000 2016Open →
Not established11038 m²$125,000$275,000 2016Open →
Not established21—51 m²$165,000—Open →
Not established21151 m²$205,000—Open →
Not established11038 m²$125,000—Open →
Not established11—38 m²$130,000—Open →
Not established22151 m²$205,000$420,000 2013Open →
Not established———51 m²$160,000$170,000 2025Open →
Not established11—38 m²$130,000$230,000 2012Open →
Not established11038 m²$130,000$226,000 2020Open →
Not established11—38 m²$130,000—Open →
Not established21151 m²$205,000—Open →
Not established21051 m²$165,000$91,000 2023Open →
Not established11—38 m²$130,000—Open →
Not established21—38 m²$130,000$290,800 2015Open →
Not established11251 m²$250,000—Open →
Not established11051 m²$170,000—Open →
Not established11038 m²$130,000$241,000 2013Open →
Not established11—38 m²$130,000—Open →
Not established11038 m²$130,000—Open →
Not established21—51 m²$170,000—Open →
Not established21051 m²$170,000$300,000 2020Open →
Not established11038 m²$130,000—Open →
Not established11038 m²$130,000$182,000 2023Open →
Not established21—51 m²$170,000—Open →
Not established21—51 m²$170,000—Open →
Not established11—38 m²$130,000—Open →
Not established11—38 m²$130,000$230,000 2012Open →
Not established11—38 m²$130,000—Open →
Not established21—51 m²$170,000—Open →
Not established21151 m²$210,000—Open →
Not established11038 m²$130,000—Open →
Not established11038 m²$135,000$250,000 2013Open →
Not established21151 m²$215,000—Open →
Not established21—51 m²$175,000—Open →
Not established11—38 m²$135,000$315,000 2016Open →
Not established11038 m²$135,000—Open →
Not established11—38 m²$135,000—Open →
Not established21051 m²$175,000$350,000 2014Open →
Not established21—51 m²$175,000—Open →
Not established11038 m²$135,000$205,000 2012Open →
Not established11038 m²$135,000$352,000 2016Open →
Not established22151 m²$215,000$293,700 2026Open →
Not established21151 m²$195,000$380,000 2020Open →
Not established11038 m²$135,000$225,000 2012Open →
Not established11038 m²$135,000$185,000 2026Open →
Not established11038 m²$135,000$250,000 2013Open →
Not established21—51 m²$185,000$450,000 2016Open →
Not established21051 m²$175,000$226,000 2025Open →
Not established11—38 m²$135,000$240,000 2013Open →
Not established11—38 m²$140,000—Open →
Not established21—51 m²$180,000—Open →
Not established21—51 m²$180,000—Open →
Not established11—38 m²$140,000—Open →
Not established11—38 m²$140,000$225,000 2014Open →
Not established11—38 m²$140,000$350,500 2016Open →
Not established21—51 m²$180,000$419,000 2015Open →
Not established21—51 m²$180,000—Open →
Not established11038 m²$140,000$93,500 2025Open →
Not established11—38 m²$140,000$349,000 2016Open →
Not established11151 m²$200,000—Open →
Not established21—51 m²$180,000$350,000 2013Open →
Not established11038 m²$140,000—Open →
Not established11038 m²$140,000$220,000 2012Open →
Not established11—38 m²$140,000—Open →
Not established21051 m²$180,000$300,000 2019Open →
Not established11151 m²$200,000—Open →
Not established————$140,000—Open →
Not established11038 m²$145,000—Open →
Not established21049 m²$180,000—Open →
Not established21149 m²$195,000$415,000 2019Open →
Not established11038 m²$145,000—Open →
Not established11—38 m²$145,000—Open →
Not established11038 m²$145,000$260,000 2013Open →
Not established21—49 m²$180,000$400,000 2016Open →
Not established21—49 m²$180,000$377,850 2016Open →
Not established11038 m²$145,000$156,000 2026Open →
Not established11038 m²$145,000—Open →
Not established22051 m²$185,000$370,000 2015Open →
Not established21—51 m²$185,000—Open →
Not established11—38 m²$145,000$360,000 2016Open →
Not established11—38 m²$145,000—Open →
Not established11—38 m²$145,000—Open →
Not established21—51 m²$185,000—Open →
Not established21051 m²$185,000$300,000 2020Open →
Not established11—38 m²$145,000$215,000 2014Open →
Not established11—38 m²$145,000$246,000 2012Open →
Not established21049 m²$200,000$230,000 2022Open →
Not established21—49 m²$185,000$360,000 2013Open →
Not established——138 m²$165,000$300,000 2016Open →
Not established11038 m²$145,000$236,000 2012Open →
Not established11038 m²$145,000$270,500 2018Open →
Not established21—49 m²$185,000—Open →
Not established21—49 m²$185,000—Open →
Not established11038 m²$145,000$275,000 2015Open →
Not established11038 m²$150,000$270,000 2013Open →
Not established21151 m²$210,000—Open →
Not established21—51 m²$195,000$420,000 2015Open →
Not established11038 m²$150,000$276,000 2013Open →
Not established11038 m²$150,000$247,500 2013Open →
Not established11—38 m²$150,000—Open →
Not established21—51 m²$195,000—Open →
Not established21—51 m²$195,000—Open →
Not established11038 m²$150,000$248,000 2012Open →
Not established11038 m²$165,000$310,000 2015Open →
Not established21149 m²$205,000—Open →
Not established21149 m²$205,000—Open →
Not established11038 m²$150,000—Open →
Not established11—38 m²$150,000—Open →
Not established11138 m²$165,000$270,000 2026Open →
Not established21—49 m²$190,000$420,000 2017Open →
Not established21049 m²$190,000$347,000 2013Open →
Not established11—38 m²$150,000$279,000 2017Open →
Not established11—38 m²$155,000—Open →
Not established————$200,000—Open →
Not established21051 m²$215,000$520,500 2016Open →
Not established11—38 m²$155,000—Open →
Not established11038 m²$155,000—Open →
Not established11038 m²$155,000$215,000 2012Open →
Not established21151 m²$215,000—Open →
Not established21151 m²$215,000—Open →
Not established11—38 m²$155,000—Open →
Not established11—38 m²$155,000$277,000 2013Open →
Not established11049 m²$195,000$245,000 2022Open →
Not established21—49 m²$195,000$445,000 2016Open →
Not established11038 m²$155,000$85,000 2023Open →
Not established11—38 m²$155,000—Open →
Not established11038 m²$155,000$169,000 2026Open →
Not established21149 m²$210,000—Open →
Not established21149 m²$210,000$365,000 2011Open →
Not established11038 m²$155,000—Open →
Not established11038 m²$155,000$278,000 2018Open →
Not established11151 m²$220,000$430,000 2012Open →
Not established21—51 m²$205,000—Open →
Not established——138 m²$195,000—Open →
Not established11—38 m²$155,000—Open →
Not established11038 m²$155,000—Open →
Not established21—51 m²$205,000—Open →
Not established21051 m²$205,000$398,000 2018Open →
Not established11038 m²$155,000—Open →
Not established11—38 m²$160,000$207,500 2021Open →
Not established21049 m²$215,000$420,000 2012Open →
Not established11049 m²$215,000$540,000 2018Open →
Not established11—38 m²$160,000—Open →
Not established11—38 m²$160,000—Open →
Not established11038 m²$160,000—Open →
Not established21—49 m²$200,000$340,000 2021Open →
Not established21049 m²$200,000$395,000 2018Open →
Not established11038 m²$160,000—Open →
Not established11—38 m²$160,000—Open →
Not established22051 m²$225,000—Open →
Not established11151 m²$225,000$303,500 2012Open →
Not established11—38 m²$160,000—Open →
Not established11—38 m²$160,000$268,000 2014Open →
Not established11038 m²$160,000—Open →
Not established21—51 m²$210,000—Open →
Not established21151 m²$220,000—Open →
Not established11038 m²$160,000—Open →
Not established11038 m²$165,000—Open →
Not established21—49 m²$205,000—Open →
Not established21149 m²$225,000$550,000 2016Open →
Not established11—38 m²$165,000—Open →
Not established11—38 m²$165,000$273,888 2013Open →
Not established11—38 m²$165,000—Open →
Not established21049 m²$225,000$380,000 2012Open →
Not established21149 m²$225,000$377,000 2012Open →
Not established11—38 m²$165,000$302,000 2019Open →
Not established11138 m²$180,000$325,000 2013Open →
Not established21151 m²$230,000—Open →
Not established21151 m²$230,000$420,000 2012Open →
Not established11—38 m²$165,000$260,000 2012Open →
Not established11038 m²$165,000$263,000 2012Open →
Not established11038 m²$165,000$257,000 2012Open →
Not established21151 m²$230,000$516,000 2018Open →
Not established21151 m²$230,000$413,000 2015Open →
Not established11—38 m²$165,000$308,000 2018Open →
Not established11—38 m²$170,000—Open →
Not established21149 m²$230,000—Open →
Not established21149 m²$230,000—Open →
Not established11038 m²$170,000$180,000 2025Open →
Not established11—38 m²$170,000—Open →
Not established11—38 m²$170,000—Open →
Not established21149 m²$230,000—Open →
Not established21149 m²$230,000$535,000 2017Open →
Not established11038 m²$170,000$150,000 2024Open →
Not established11038 m²$170,000$315,000 2017Open →
Not established22151 m²$235,000$402,000 2015Open →
Not established21151 m²$235,000$630,000 2016Open →
Not established11038 m²$170,000—Open →
Not established11—38 m²$170,000—Open →
Not established21138 m²$185,000$345,000 2013Open →
Not established11—51 m²$220,000—Open →
Not established11—51 m²$220,000—Open →
Not established11038 m²$170,000$346,000 2016Open →
Not established532332 m²$1,425,000$2,900,000 2013Open →
Not established————$910,000—Open →
Not established————$630,000—Open →
Not established————$670,000—Open →
Not established————$720,000—Open →
Not established————$1,250,000—Open →
Not established————$1,050,000—Open →
Not established————$540,000—Open →

Bedrooms, bathrooms, car parks and floor area are the rating roll's, or a sale listing's where it has counted them. Capital values are the council's current rating valuations.

Capital values are the council's and are set per unit, so they rarely divide evenly — a ground-floor flat and a top-floor one on the same plan are valued differently. An accessory unit in a designator is a car park or a store room, which is why one reads "Unit 5D and Accessory Unit 30".

Past sales

Every sale of a unit here that a council or a sale record has published, newest first. Who bought and who sold are never shown; the agents are the salespeople credited.

Sales, last 3 years
29
Median price
$123,000
Median per m²
$3,816
DateUnitPricePer m²Agent
12 Aug 2026$156,000 $4,105Grant Elliott · City Sales Ltd MREINZ
5 Aug 2026$185,000 $4,868Grant Elliott · City Sales Ltd MREINZ
22 Jul 2026$293,700 $5,759Grant Elliott · City Sales Ltd MREINZ
8 Jul 2026$90,500 $3,352Not recorded
26 Jun 2026$169,000 $4,447Selina Zheng · Barfoot & Thompson
25 Jun 2026$150,000 $3,947Grant Elliott · City Sales Ltd MREINZ
19 Jun 2026$70,000 $2,593Not recorded
1 Jun 2026$270,000 $7,105May Ma, Mark Li · Ray White
6 May 2026$145,000 $3,816Grant Elliott · City Sales Ltd MREINZ
6 May 2026$102,000 $3,923Grant Elliott · City Sales Ltd MREINZ
11 Mar 2026$103,500 $3,833Leo Shin, Stephen Shin · Barfoot & Thompson
16 Nov 2025$70,000 $1,489Chris Cairns · Ray White
12 Nov 2025$100,000 $3,846Not recorded
9 Oct 2025$170,000 $3,333Not recorded
12 Sep 2025$95,000 $3,654Not recorded
Per m² uses the unit's floor area on the rating roll today. A multi-unit sale's price is the whole transaction's, so it has none.
Body corporate
Operational rules

Looking at the register…

About buildings like this
What a shared title means for the land
The boundary is shared

Every unit's title sits over the same underlying parcel, so the outline on any unit's page is this building's footprint rather than that flat's.

Each unit is owned separately

A unit title is a real title. It can be sold, mortgaged and claimed on its own, and it is what each page below is about.

What the body corporate keeps

Levies and the long-term maintenance plan sit with the body corporate, and no public register holds them. Its operational rules are different: every change is lodged with LINZ, which is where the rules above come from.

The record sheet

This development's Supplementary Record Sheet is 317060. It records what the units share, and is listed under Title and land above.

Free for property owners

Own one of these? Claim it.

A unit title is claimed the same way any property is — we check your name against the registered owner. Then you can add your lending and put the mortgage, insurance and power out to people who compete for them.