Finding a picture…
Estimate $522k – $695k
, Tinwald
Title boundary · 383 m² · LINZ
Unclaimed
126A Melcombe Street, Tinwald
Ashburton · Ashburton District
Last sold Nov 2025
OwnBetter estimate
$623k
Medium confidence
We estimate it would sell for $623,000 as at 5 October 2026, in a range of $559,000 to $708,000.
Typical home in Tinwald
$573k
The median of our estimates of its 1,789 homes
$559kLow
$570kCouncil value
$623kEstimate
$708kHigh
How we worked this out
| Council valuation, Jul 2024 | $570,000 |
|---|---|
| Market movement in Ashburton District since the council valuation | +8.3% |
| How Tinwald sells against council values | +0.9% |
| Homes of this age in Tinwald | −1.1% |
| Homes in this price range | +0.1% |
| Land as a share of the value | −1.3% |
| Nearby recent sales (15) | −0.1% |
| Its own sale in 2025 | +2.5% |
| Our estimate | $623,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 126A Melcombe Street
Estimated repayments
$1,167
$500,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $121 less a fortnight — about $3,138 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,167/fn
ICBC4.65%s$1,189/fn
Bank of China4.68%s$1,194/fn
AIA New Zealand4.99%$1,237/fn
ANZ Bank New Zealand4.99%s$1,237/fn
ASB Bank4.99%$1,237/fn
Bank of Baroda4.99%$1,237/fn
Police Credit Union4.99%$1,237/fn
Unity Credit Union4.99%s$1,237/fn
Kiwibank5.15%s$1,259/fn
Bank of New Zealand5.19%$1,265/fn
SBS Bank5.19%s$1,265/fn
The Co-operative Bank5.19%s$1,265/fn
TSB Bank5.19%s$1,265/fn
Westpac New Zealand5.19%s$1,265/fn
First Credit Union5.29%s$1,279/fn- Kookmin Bank Auckland Branch5.35%$1,288/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 126A Melcombe Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
126A Melcombe Street as a rental
Rent estimate$600/wk$520–$690 · Little evidence
Gross yield5.0%$31,200 a year on $623k
Net yield4.1%After $5,520 of costs
Cash flow+$72/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $31,200 |
|---|---|
| Empty between tenants 2 weeks | −$1,200 |
| Property management 9.2% incl. GST | −$2,760 |
| Maintenance 5% of rent | −$1,560 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $25,680 |
| Interest $436,100 at 5.03%, interest only | −$21,936 |
| Cash flow before tax | +$3,744 |
The rent covers the interest at rates up to 5.89%. That is 2.0% a year on a $187k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area140 m²
- Decade built2020s
- Bedrooms3
- Parking2 car spaces
- Property categoryUse not published
- CouncilAshburton District
- Valuation #24612-38810
- Valuation date1 Jul 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number1041286
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 572784, 383 m2
- Land area383 m²
- Title issued29 Jun 2022
- Land districtCanterbury
Instruments on this title1 registered instrumentMortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 1 on this property · 7 land use or subdivision consents within 250 m.
On this property
- 17 Aug 2022Land use
Land Use Consents to address non complying site coverage at 126A Melcombe Street, zoned residential C
LUC22/0092 · Ashburton DistrictGranted
Within 250 m
- 23 Sep 2024Land use
S127 Variation to Conditions of one and nine of LUC23/0096 at 5 Grahams Road and 124-125 McMurdo St, Tinwald, Zoned Business C
LCA24/0014 · Ashburton District203 mGranted - 16 Sep 2024Land use
s127 Change of Conditions one, eighteen and add Condition 27 to LUC21/0101 (NPD Fuel Station) at 123 Archibald Street, Zoned Business C.
LCA24/0013 · Ashburton District159 mGranted - 20 Mar 2024Land use
Land use consent at 123A Archibald Street (SH 1), Ashburton to address the non-compliance for a building setback intrusion from the road boundary, zoned Business C.
LUC24/0023 · Ashburton District129 mGranted - 5 Oct 2023Land use
Land use consent at 5 Graham St and 124-126 McMurdo St, for non-compliances for a commercial supermaket development, zoned Business C.
LUC23/0096 · Ashburton District203 mGranted - 19 Oct 2021Land use
Land use consent under National Environment Standards for Telecommunication Facility for the purpose of installation & operation of replacement utility structure at Graham Street road reserve adjacent to 3 Graham Street zoned Business C.
LUC21/0110 · Ashburton District80 mGranted - 8 Oct 2021Land use
Land use consent at 123 Archibald Street under the National Environment Standards for Assessing and Managing Contaminants in Soil to Protect Human Health to construct, operate and maintain a 24hr fuel station (NPD) in Business C zone
LUC21/0101 · Ashburton District159 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Ashburton District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Environment Canterbury's Listed Land Use Register can be searched property by property on its own site, but is not published as data.
See the Listed Land Use RegisterWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Tinwald
Ashburton District
2,030
Properties on the rating roll
1 Jul 2024
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Tinwald
People whose office is within 5 km of Tinwald, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
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Lynnette BridgeBranch Manager
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Margaret FeissSalesperson
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Denise McPhersonSalesperson
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The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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