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Tender
3 3 5
Tender closes Wed, 4 Nov
FIRST TIME OFFERED IN 60 YEARS
23 Cambridge Terrace, Devonport
Barfoot & Thompson
Title boundary · 585 m² · LINZ
38 Ngataringa Road, Devonport
Also 1/38 Ngataringa Road and 2/38 Ngataringa RoadAuckland · Auckland
Last sold Mar 2016
OwnBetter estimate
$1.54m
Medium confidence
We estimate it would sell for $1,540,000 as at 5 October 2026, in a range of $1,380,000 to $1,750,000.
Typical home in Devonport
$1.92m
The median of our estimates of its 2,476 homes
$1.38mLow
$1.54mEstimate
$1.63mCouncil value
$1.75mHigh
How we worked this out
| Council valuation, May 2024 | $1,625,000 |
|---|---|
| Market movement in Auckland since the council valuation | −4.8% |
| Apartments and houses in Auckland | −1.3% |
| How Devonport sells against council values | +0.6% |
| Homes of this age in Devonport | −1.0% |
| Homes in this price range | −0.3% |
| Land as a share of the value | +0.2% |
| Nearby recent sales (15) | +1.3% |
| Its own sale in 2016 | −0.2% |
| Our estimate | $1,540,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 38 Ngataringa Road
Estimated repayments
$2,876
$1,232,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.02%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $297 less a fortnight — about $7,731 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$2,876/fn
ICBC4.65%s$2,931/fn
Bank of China4.68%s$2,941/fn
AIA New Zealand4.99%$3,048/fn
ANZ Bank New Zealand4.99%s$3,048/fn
ASB Bank4.99%$3,048/fn
Bank of Baroda4.99%$3,048/fn
Police Credit Union4.99%$3,048/fn
TSB Bank4.99%s$3,048/fn
Unity Credit Union4.99%s$3,048/fn
Kiwibank5.15%s$3,103/fn
Bank of New Zealand5.19%$3,117/fn
SBS Bank5.19%s$3,117/fn
The Co-operative Bank5.19%s$3,117/fn
Westpac New Zealand5.19%s$3,117/fn
First Credit Union5.29%s$3,152/fn- Kookmin Bank Auckland Branch5.35%$3,174/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 38 Ngataringa Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
38 Ngataringa Road as a rental
Rent estimate$945/wk$820–$1,090 · Little evidence
Gross yield3.2%$49,140 a year on $1.54m
Net yield2.3%After $13,949 of costs
Cash flow−$364/wk30% deposit, interest only at 5.02%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $945 | ||
| Property manager | ||
| Rent, 52 weeks | $49,140 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $35,191 | |
| Interest $1,078,000 at 5.02%, interest only | −$54,116 | |
| Cash flow before tax | −$18,925 | |
| Cash flow a week | −$364 | |
| Gross / net yield on the price | 3.2% / 2.3% | |
| Return on equity cash flow on the deposit, before tax | −4.1% | |
| Loses money above this interest rate, before tax | 3.26% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 3.26%. That is -4.1% a year on a $462k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area151 m²
- Land area586 m²
- Decade built1950s
- Parking2 car spaces
- ImprovementsDwelling, other improvements
- Property categorySingle units, excluding bach
- CouncilAuckland
- Valuation #02630-00000008701
- Valuation date1 May 2024
- Rates this year, 2026/2027$5,255.22
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number1146079
- Title typeFreeholdGuaranteedStandard registered title
- Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 594300, 586 m2
- Legal descriptionLot 1 Deposited Plan 594300
- Land area585 m²
- Title issued29 Oct 2025
- Land districtNorth Auckland
- Addresses on this property3
Registered instruments2 registered instruments on this titleEasement Instrument · Mortgage Only routine instruments registered See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Bus stop
Wesley Street
1 min walk · 56 m · 7 a day
805
Stops: Auckland TransportWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.
Within 250 m
- 12 Mar 2025Land use
ALL FEES WAVED Remedial work following unlawful site damage. The proposal involves covering the disturbed kiln waste deposits with geotextiles, placing over fresh earth and replacing with low growing
LUC60445230 · Auckland189 mGranted - 29 Jan 2025Subdivision
The construction of 4 new dwellings with minor planning infringements, then having a subdivision around the development.
SUB60443225 · Auckland135 mGranted - 29 Jan 2025Land use
The construction of 4 new dwellings with minor planning infringements, then having a subdivision around the development.
LUC60443224 · Auckland135 mGranted - 29 Oct 2024Subdivision
Cross Lease conversion to Freehold - around and existing approved development
SUB60439602 · Auckland167 mGranted - 16 Sep 2024Land use
To shift the existing dwelling northwards with extensions to the front and the rear and to construct a new in-ground pool and new pool house with new pool fencing, new fencing by the existing driveway
LUC60437754 · Auckland96 mGranted - 25 Jan 2024Subdivision
The construction works include an extension of a covered patio and additions of stairs to the existing dwelling, and the erection of a new garage with a firewall towards cross lease boundary.
SUB60428282 · Auckland55 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
The hazard maps could not be read just now.
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Devonport
Auckland
2,777
Properties on the rating roll
1 May 2024
Last council revaluation
Buyer demand
16 people looked at properties in Devonport this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Devonport
People whose office is within 5 km of Devonport, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Sarah ArmourSalesperson
Lynda BettsBranch Manager
Melissa BlackwellSalesperson
Ray White
Helene BrownleeAgent
Nicole CalisBranch Manager
Ray White
Christopher CampbellSalesperson
Ian CunliffeSalesperson
Ray White
Natalie DentonSalesperson
Independent
Gregory Des Vaux De MarignySalesperson
Catherine FiebigSalesperson
Independent
Mathew FirthAgent
Patricia FitzgeraldSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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