Finding a picture…
Estimate $1.16m – $1.47m
4
43B Gibraltar Street, Howick
Title boundary · 447 m² · LINZ
Unclaimed
70B Elliot Street, Howick
Auckland · Auckland
OwnBetter estimate
$1.28m
Medium confidence
We estimate it would sell for $1,280,000 as at 5 October 2026, in a range of $1,090,000 to $1,450,000.
Typical home in Howick
$1.06m
The median of our estimates of its 4,155 homes
$1.09mLow
$1.28mEstimate
$1.38mCouncil value
$1.45mHigh
How we worked this out
| Council valuation, May 2024 | $1,375,000 |
|---|---|
| Market movement in Auckland since the council valuation | −4.8% |
| Apartments and houses in Auckland | +0.1% |
| How Howick sells against council values | −2.4% |
| Homes of this age in Howick | −0.4% |
| Homes in this price range | +0.1% |
| Land as a share of the value | +0.2% |
| Nearby recent sales (15) | +0.3% |
| Our estimate | $1,280,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 70B Elliot Street
Estimated repayments
$2,391
$1,024,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $247 less a fortnight — about $6,426 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$2,391/fn
ICBC4.65%s$2,436/fn
Bank of China4.68%s$2,444/fn
AIA New Zealand4.99%$2,533/fn
ANZ Bank New Zealand4.99%s$2,533/fn
ASB Bank4.99%$2,533/fn
Bank of Baroda4.99%$2,533/fn
Police Credit Union4.99%$2,533/fn
Unity Credit Union4.99%s$2,533/fn
Kiwibank5.15%s$2,579/fn
Bank of New Zealand5.19%$2,591/fn
SBS Bank5.19%s$2,591/fn
The Co-operative Bank5.19%s$2,591/fn
TSB Bank5.19%s$2,591/fn
Westpac New Zealand5.19%s$2,591/fn
First Credit Union5.29%s$2,620/fn- Kookmin Bank Auckland Branch5.35%$2,638/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 70B Elliot Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
70B Elliot Street as a rental
Rent estimate$860/wk$750–$990 · Little evidence
Gross yield3.5%$44,720 a year on $1.28m
Net yield2.9%After $7,912 of costs
Cash flow−$159/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $44,720 |
|---|---|
| Empty between tenants 2 weeks | −$1,720 |
| Property management 9.2% incl. GST | −$3,956 |
| Maintenance 5% of rent | −$2,236 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $36,808 |
| Interest $896,000 at 5.03%, interest only | −$45,069 |
| Cash flow before tax | −$8,261 |
The rent covers the interest at rates up to 4.11%. That is -2.2% a year on a $384k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area214 m²
- Decade built2010s
- Bedrooms4
- Bathrooms2
- Parking2 car spaces
- Property categoryUse not published
- CouncilAuckland
- Valuation #02513-00000027603
- Valuation date1 May 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number783837
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 3 Deposited Plan 511021, 447 m2
- Land area447 m²
- Title issued30 Jun 2022
- Land districtNorth Auckland
Instruments on this title4 registered instrumentsEasement Instrument ×3 · Mortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Bus stop
Vincent Street
8 min walk · 480 m · about every 20 min
72C72M72X
Stops: Auckland TransportWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 11 land use or subdivision consents within 250 m.
Within 250 m
- 14 Oct 2022Land use
To prune 17 Heritage Oaks. Five of these will have retrenchment pruning, one will be pruned down to a standing monolith, and one will have some end-weight reductions.
TRE60410406 · Auckland117 mGranted - 14 Feb 2022202 mGranted
- 11 Feb 2022209 mGranted
- 14 Dec 2020Land use
Expand and existing gym activity on level 1 of the building to also incorporate the ground floor. The auto mechanic on the ground floor is to vacate. External alterations to to upgrade the building and internal refit. Minor changes to the carpark layout and signage. Full details in AEE.
LUC60369417 · Auckland190 mGranted - 29 Jul 2019Land use
Demolition of Toilet block from within tree drip lines/root zone of scheduled trees. Refer to attached Arborist assessment report.
TRE60342827 · Auckland117 mGranted - 25 Jun 2019Land use
Remove 1 x liquidambar growing within the road reserve outside 161 Wellington St, Howick,, Replant 3 x pb95 specimen trees to mitigate the loss
TRE60341240 · Auckland179 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
This property is outside the flood areas the council maps.
- Over the whole section
Unitary Plan Base Zone
On this propertyDistrict plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.
- Nearest 76 m away
Flood plain
Not mapped hereLand the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.
- Nearest 123 m away
Flood prone area
Not mapped hereA low point where stormwater ponds if its outlet blocks or overflows.
- None within 250 m
Flood sensitive area
Not mapped hereLand beside a flood plain that could flood if the model is out, or the storm is bigger.
- None within 250 m
Coastal inundation
Not mapped hereLand the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.
- None within 250 m
Special character area
Not mapped hereStreets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.
- None within 250 m
Historic heritage place
Not mapped hereA scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.
- None within 250 m
Height variation control
Not mapped hereAn explicit building height for this land, replacing the one its zone would give.
- None within 250 m
Volcanic viewshaft
Not mapped hereA protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.
- None within 250 m
Locally significant viewshaft
Not mapped hereA locally protected view of a cone, with its own height ceiling.
- None within 250 m
Museum viewshaft
Not mapped hereThe protected view of the Auckland War Memorial Museum.
- None within 250 m
Ridgeline protection
Not mapped hereSkyline land where building height is controlled so the ridge stays a ridge.
- 35 m from the boundary
Notable tree
NearbyA scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.
- None within 250 m
Notable group of trees
Not mapped hereA scheduled stand of trees, protected as a group.
- None within 250 m
Precinct
Not mapped hereLocal rules written for this area alone, which override the underlying zone where they differ.
Source: Auckland Council (CC BY 4.0)
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.
Ask Auckland CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Howick
Auckland
4,589
Properties on the rating roll
1 May 2024
Last council revaluation
Buyer demand
7 people looked at properties in Howick this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Howick
People whose office is within 5 km of Howick, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Linda AgnewSalesperson
Parveen AgnihotriSalesperson
Faris Al-JawadSalesperson
Nigeena AnwariSalesperson
Abhishek BakshiSalesperson
Kevin BarberSalesperson
Tajinder Pal BasraSalesperson
Jennifer BenoySalesperson
Yuechun BiSalesperson
Logan BoersmaSalesperson
Lyudmila BondarenkoSalesperson
Vladimir BondarenkoSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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