Title boundary · 689 m² · LINZ
Unclaimed

75 Penney Avenue, Mount Roskill

Auckland · Auckland

Last sold Sept 1995

OwnBetter estimate
$1.16m
Medium confidence

We estimate it would sell for $1,160,000 as at 5 October 2026, in a range of $993,000 to $1,320,000.

Typical home in Mount Roskill
$1.03m
The median of our estimates of its 9,225 homes
How we worked this out
Council valuation, May 2024$1,200,000
Market movement in Auckland since the council valuation−4.8%
Apartments and houses in Auckland+0.1%
How Mount Roskill sells against council values−0.7%
Homes of this age in Mount Roskill+0.4%
Homes in this price range+0.1%
Land as a share of the value+0.2%
Nearby recent sales (15)+1.5%
Our estimate$1,160,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,697a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 75 Penney Avenue

Every rate from 36 lenders →
Estimated repayments
$2,167
$928,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $224 less a fortnight — about $5,823 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,167/fn
  • ICBC4.65%s$2,207/fn
  • Bank of China4.68%s$2,215/fn
  • AIA New Zealand4.99%$2,296/fn
  • ANZ Bank New Zealand4.99%s$2,296/fn
  • ASB Bank4.99%$2,296/fn
  • Bank of Baroda4.99%$2,296/fn
  • Police Credit Union4.99%$2,296/fn
  • TSB Bank4.99%s$2,296/fn
  • Unity Credit Union4.99%s$2,296/fn
  • Kiwibank5.15%s$2,338/fn
  • Bank of New Zealand5.19%$2,348/fn
  • SBS Bank5.19%s$2,348/fn
  • The Co-operative Bank5.19%s$2,348/fn
  • Westpac New Zealand5.19%s$2,348/fn
  • First Credit Union5.29%s$2,375/fn
  • Kookmin Bank Auckland Branch5.35%$2,391/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 75 Penney Avenue. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

75 Penney Avenue as a rental

Rent estimate$820/wk$710–$940 · Little evidence
Gross yield3.7%$42,640 a year on $1.16m
Net yield3.0%After $7,544 of costs
Cash flow−$109/wk30% deposit, interest only at 5.02%
Line
Price Our estimate
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $820
Property manager
Rent, 52 weeks$42,640
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$35,096
Interest $812,000 at 5.02%, interest only−$40,762
Cash flow before tax−$5,666
Cash flow a week−$109
Gross / net yield on the price3.7% / 3.0%
Return on equity cash flow on the deposit, before tax−1.6%
Loses money above this interest rate, before tax4.32%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.32%. That is -1.6% a year on a $348k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area209 m²
  • Decade built1960s
  • Bedrooms4
  • Bathrooms3
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilAuckland
  • Valuation #02292-00000031500
  • Valuation date1 May 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberNA102D/146
  • Title typeFreeholdGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/1, Lot 28 Deposited Plan 49725, 690 m2
  • Legal descriptionLot 28 Deposited Plan 49725
  • Land area689 m²
  • Title issued27 Oct 1995
  • Land districtNorth Auckland
Registered instruments2 registered instruments on this titleBuilding Line Restriction · Mortgage Only routine instruments registered See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Bus stop
Lynfield Youth & Leisure Centre
7 min walk · 371 m · about every 15 min
6825325B
Stops: Auckland TransportWalk times estimated, not routed

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 14 land use or subdivision consents within 250 m.

Within 250 m

  1. 5 Mar 2025
    Land use

    Remove existing dwelling and construct a new dwelling in its place

    LUC60444853 · Auckland
    86 mGranted
  2. 1 Nov 2024
    Land use

    Condition 1 - changes to the consented safety platform gradient from 5% to 11.2%. Please assign to the streamline team for processing.

    LUC60382107-A · Auckland
    235 mGranted
  3. 24 Jul 2023
    Subdivision

    2 lot residential subdivision around an approved land use resource consent for a new dwelling and around an existing development on the site.

    SUB60421114 · Auckland
    150 mGranted
  4. 24 Jul 2023
    Land use

    Land use consent to establish one additional detached dwelling on the site containing one existing detached dwelling which is to be retained.

    LUC60421575 · Auckland
    150 mGranted
  5. 14 Dec 2022
    Subdivision

    Cross Lease update to flat 3

    SUB60413550 · Auckland
    241 mGranted
  6. 30 May 2022
    Land use

    To construct two dwellings and divert groundwater.

    LUC60403233 · Auckland
    212 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

The hazard maps could not be read just now.

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Mount Roskill

Auckland
9,913
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand

10 people looked at properties in Mount Roskill this week.

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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