Estimate $2.41m – $3.06m
1
13 Oranga Avenue, Onehunga
Title boundary · 1,533 m² · LINZ
46 Mount Smart Road, Onehunga
Also 10/46 Mount Smart RoadAuckland · Auckland
Last sold Nov 2024
OwnBetter estimate
$3.95m
Medium confidence
We estimate it would sell for $3,950,000 as at 5 October 2026, in a range of $3,540,000 to $4,490,000.
Typical home in Onehunga
$957k
The median of our estimates of its 7,033 homes
$3.54mLow
$3.95mEstimate
$4.22mCouncil value
$4.49mHigh
How we worked this out
| Council valuation, May 2024 | $4,225,000 |
|---|---|
| Market movement in Auckland since the council valuation | −4.8% |
| Apartments and houses in Auckland | −1.3% |
| How Onehunga sells against council values | −0.9% |
| Homes of this age in Onehunga | −1.3% |
| Homes in this price range | +0.1% |
| Land as a share of the value | +0.9% |
| Nearby recent sales (15) | −0.9% |
| Its own sale in 2016 | +1.6% |
| Our estimate | $3,950,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 46 Mount Smart Road
Estimated repayments
$7,378
$3,160,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $763 less a fortnight — about $19,830 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$7,378/fn
ICBC4.65%s$7,517/fn
Bank of China4.68%s$7,543/fn
AIA New Zealand4.99%$7,817/fn
ANZ Bank New Zealand4.99%s$7,817/fn
ASB Bank4.99%$7,817/fn
Bank of Baroda4.99%$7,817/fn
Police Credit Union4.99%$7,817/fn
Unity Credit Union4.99%s$7,817/fn
Kiwibank5.15%s$7,960/fn
Bank of New Zealand5.19%$7,996/fn
SBS Bank5.19%s$7,996/fn
The Co-operative Bank5.19%s$7,996/fn
TSB Bank5.19%s$7,996/fn
Westpac New Zealand5.19%s$7,996/fn
First Credit Union5.29%s$8,086/fn- Kookmin Bank Auckland Branch5.35%$8,140/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 46 Mount Smart Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
46 Mount Smart Road as a rental
Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield1.5%$57,980 a year on $3.95m
Net yield0.7%After $32,006 of costs
Cash flow−$2,175/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $57,980 |
|---|---|
| Empty between tenants 2 weeks | −$2,230 |
| Property management 9.2% incl. GST | −$5,129 |
| Maintenance 5% of rent | −$2,899 |
| Council rates this year | −$21,748 |
| Landlord insurance the building | Not known |
| Net income before interest | $25,974 |
| Interest $2,765,000 at 5.03%, interest only | −$139,080 |
| Cash flow before tax | −$113,106 |
The rent covers the interest at rates up to 0.94%. That is -9.5% a year on a $1.19m deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area635 m²
- Land area1,533 m²
- Decade built1970s
- Bedrooms6
- Bathrooms6
- Improvements10 flats, &, 11 carports
- Property categoryMulti-unit
- CouncilAuckland
- Valuation #02450-00000026200
- Valuation date1 May 2024
- Rates this year, 2026/2027$21,748.43
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberNA34C/96
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 13 Deposited Plan 78372, 1,533 m2
- Legal descriptionLot 13 Deposited Plan 78372
- Land area1,533 m²
- Title issued10 Oct 1979
- Land districtNorth Auckland
- Addresses on this property11
Instruments on this title1 registered instrumentMortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Train station
Onehunga Train Station
25 min walk · 1491 m · about every 25 min
O-W
Bus stop
Onehunga Mall
4 min walk · 184 m · about every 20 min
66295
Stops: Auckland TransportWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 1 on this property · 25 land use or subdivision consents within 250 m.
On this property
- 16 Sep 2020Land use
To convert existing 10 residential units to 20 one bedroom units to be used as short-term visitor accommodation by undertaking internal and external alterations; building a new managers residence and changing the parking arrangements on-site.
LUC60363699 · AucklandGranted
Within 250 m
- 8 Apr 2025Land use
Conversion of sleep-out at first floor level to a habitable studio dwelling..Small deck constructed over the rear yard line and off non-compliant size.
LUC60447087 · Auckland230 mGranted - 13 Jan 202589 mGranted
- 10 Jul 2024Subdivision
Condition 17 of SUB60404058 - Change to condition 17 of SUB60404058 to update the FFLs within the consent notice as these are required by the applicants lender to match the FFLs on the approved plans.
SUB60404058-A · Auckland57 mGranted - 7 May 2024Land use
Trim overhanging branches from Notable tree located in neighbouring garden at 33d Inkerman street
TRE60432147 · Auckland96 mGranted - 16 Sep 2022Land use
The Applicant, Tona Property Management Ltd has been delayed in implementing this consent for a range of what are not unusual reasons given the social and economic context over the last 2-3 years-particularly including matters arising from the complications of the Covid-19 pandemic which has perpetuated market uncertainty which then has undermined confidence in advancing this consented development proposal up to this point in time.
EXT90104087 · Auckland96 mGranted - 29 Jul 2022249 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Part of this property is inside a mapped flood area.
- Over the whole section
Unitary Plan Base Zone
On this propertyDistrict plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.
- Over about 1% of the section
Flood plain
On this propertyLand the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.
- Modelled
- 2021
- Climate allowance
- TP108 100yr ARI + 16.8% (year2090)
- Development assumed
- MPD Proposed Auckland Unitary Plan as at 2013
- Nearest 62 m away
Flood prone area
Not mapped hereA low point where stormwater ponds if its outlet blocks or overflows.
- Over about 26% of the section
Flood sensitive area
On this propertyLand beside a flood plain that could flood if the model is out, or the storm is bigger.
- Modelled
- 2021
- Model
- 1D/2D
- None within 250 m
Coastal inundation
Not mapped hereLand the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.
- None within 250 m
Special character area
Not mapped hereStreets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.
- Nearest 183 m away
Historic heritage place
Not mapped hereA scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.
- None within 250 m
Height variation control
Not mapped hereAn explicit building height for this land, replacing the one its zone would give.
- 21 m from the boundary
Volcanic viewshaft
NearbyA protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.
- None within 250 m
Locally significant viewshaft
Not mapped hereA locally protected view of a cone, with its own height ceiling.
- None within 250 m
Museum viewshaft
Not mapped hereThe protected view of the Auckland War Memorial Museum.
- None within 250 m
Ridgeline protection
Not mapped hereSkyline land where building height is controlled so the ridge stays a ridge.
- 16 m from the boundary
Notable tree
NearbyA scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.
- None within 250 m
Notable group of trees
Not mapped hereA scheduled stand of trees, protected as a group.
- None within 250 m
Precinct
Not mapped hereLocal rules written for this area alone, which override the underlying zone where they differ.
Source: Auckland Council (CC BY 4.0)
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.
Ask Auckland CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Onehunga
Auckland
8,487
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
12 people looked at properties in Onehunga this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Onehunga
People whose office is within 5 km of Onehunga, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Benjamin AdamSalesperson
Wiporn BoontuengSalesperson
Digna ClarkSalesperson
Carolyne FraserSalesperson
He GuanSalesperson
Bruce HolmesAgent
Kristeen JamiesonBranch Manager
Biao LiangSalesperson
Xuejiao LuoSalesperson
Richard ManningAgent
Independent
Daniel NewmanSalesperson
Jing OuyangSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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