Title boundary · 839 m² · LINZ
Unclaimed

15 Summit Drive, Torbay

Auckland · Auckland

Last sold Feb 2023

OwnBetter estimate
$1.29m
Medium confidence

We estimate it would sell for $1,290,000 as at 5 October 2026, in a range of $1,110,000 to $1,470,000.

Typical home in Torbay
$1.15m
The median of our estimates of its 4,796 homes
How we worked this out
Council valuation, May 2024$1,350,000
Market movement in Auckland since the council valuation−4.8%
Apartments and houses in Auckland+0.1%
How Torbay sells against council values+1.6%
Homes of this age in Torbay+1.5%
Homes in this price range+0.1%
Land as a share of the value−1.1%
Nearby recent sales (15)−1.6%
Our estimate$1,290,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free report
What it costs to live here

Home expense estimates

Mortgage: open the section
$5,223a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 15 Summit Drive

Every rate from 36 lenders →
Estimated repayments
$2,409
$1,032,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $249 less a fortnight — about $6,476 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,409/fn
  • ICBC4.65%s$2,455/fn
  • Bank of China4.68%s$2,463/fn
  • AIA New Zealand4.99%$2,553/fn
  • ANZ Bank New Zealand4.99%s$2,553/fn
  • ASB Bank4.99%$2,553/fn
  • Bank of Baroda4.99%$2,553/fn
  • Police Credit Union4.99%$2,553/fn
  • Unity Credit Union4.99%s$2,553/fn
  • Kiwibank5.15%s$2,600/fn
  • Bank of New Zealand5.19%$2,611/fn
  • SBS Bank5.19%s$2,611/fn
  • The Co-operative Bank5.19%s$2,611/fn
  • TSB Bank5.19%s$2,611/fn
  • Westpac New Zealand5.19%s$2,611/fn
  • First Credit Union5.29%s$2,641/fn
  • Kookmin Bank Auckland Branch5.35%$2,658/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 15 Summit Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

15 Summit Drive as a rental

Rent estimate$865/wk$750–$990 · Little evidence
Gross yield3.5%$44,980 a year on $1.29m
Net yield2.9%After $7,958 of costs
Cash flow−$162/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$44,980
Empty between tenants 2 weeks−$1,730
Property management 9.2% incl. GST−$3,979
Maintenance 5% of rent−$2,249
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$37,022
Interest $903,000 at 5.03%, interest only−$45,421
Cash flow before tax−$8,399

The rent covers the interest at rates up to 4.10%. That is -2.2% a year on a $387k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area225 m²
  • Decade built2000s
  • Bedrooms4
  • Bathrooms3
  • Parking5 car spaces
  • Property categoryUse not published
  • CouncilAuckland
  • Valuation #03983-00000016600
  • Valuation date1 May 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberNA9C/1118
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 53 Deposited Plan 56851, 840 m2
  • Legal descriptionLot 53 Deposited Plan 56851
  • Land area839 m²
  • Title issued30 Sep 1966
  • Land districtNorth Auckland
Instruments on this title1 registered instrumentMortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Bus stop
Danbury Drive
3 min walk · 132 m · about every 45 min
861
Stops: Auckland TransportWalk times estimated, not routed

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 2 consents on record.

  1. 1 Jan 2025
    Adds/Alts$83,000 declared

    New inground swimming pool over 35,000l with finishrite liner. New deck with boundary line delta aluminium pool fence & gate.

    Consent BCO10389567 · Auckland
  2. 1 Oct 2024
    Adds/Alts$3,000 declared

    Rbw - the scope of work is the design to move the bracing wall 1 meter to extend the bdrm into the study & make the study into the butler pantry. Remove window.

    Consent BCO10386192 · Auckland

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 19 land use or subdivision consents within 250 m.

Within 250 m

  1. 18 Sep 2024
    Land use

    To construct and use eight new dwellings within the Mixed Housing Suburban Zone, and to undertake necessary earthworks.

    LUC60437905 · Auckland
    213 mGranted
  2. 18 Sep 2024
    Subdivision

    To undertake subdivision around the approved land use consent LUC60437905.

    SUB60437909 · Auckland
    213 mGranted
  3. 24 Jun 2024
    Land use

    To demolish the existing dwelling and construct four detached dwellings with associated earthworks, accessway, and landscaped area.

    LUC60434102 · Auckland
    240 mGranted
  4. 24 Jun 2024
    Subdivision

    To subdivide the site into four lot in accordance with the approved land use consent.

    SUB60434103 · Auckland
    240 mGranted
  5. 20 Nov 2023
    Subdivision

    The construction of four new dwellings and associated earthworks on a residential site, removal of a street tree, and a subdivision of the site around the dwellings.

    SUB60426129 · Auckland
    196 mGranted
  6. 20 Nov 2023
    Land use

    The construction of four new dwellings and associated earthworks on a residential site, removal of a street tree, and a subdivision of the site around the dwellings.

    LUC60426128 · Auckland
    196 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
Nobody is tracking this property yet

If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.

Free. Takes about a minute.

We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.

What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

This property is outside the flood areas the council maps.

  • Unitary Plan Base Zone

    On this property
    Over the whole section

    District plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.

  • Flood plain

    Not mapped here
    Nearest 100 m away

    Land the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.

  • Flood prone area

    Not mapped here
    Nearest 210 m away

    A low point where stormwater ponds if its outlet blocks or overflows.

  • Flood sensitive area

    Not mapped here
    Nearest 199 m away

    Land beside a flood plain that could flood if the model is out, or the storm is bigger.

  • Coastal inundation

    Not mapped here
    None within 250 m

    Land the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.

  • Special character area

    Not mapped here
    None within 250 m

    Streets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.

  • Historic heritage place

    Not mapped here
    None within 250 m

    A scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.

  • Height variation control

    Not mapped here
    None within 250 m

    An explicit building height for this land, replacing the one its zone would give.

  • Volcanic viewshaft

    Not mapped here
    None within 250 m

    A protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.

  • Locally significant viewshaft

    Not mapped here
    None within 250 m

    A locally protected view of a cone, with its own height ceiling.

  • Museum viewshaft

    Not mapped here
    None within 250 m

    The protected view of the Auckland War Memorial Museum.

  • Ridgeline protection

    Not mapped here
    None within 250 m

    Skyline land where building height is controlled so the ridge stays a ridge.

  • Notable tree

    Not mapped here
    None within 250 m

    A scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.

  • Notable group of trees

    Not mapped here
    None within 250 m

    A scheduled stand of trees, protected as a group.

  • Precinct

    Not mapped here
    None within 250 m

    Local rules written for this area alone, which override the underlying zone where they differ.

Source: Auckland Council (CC BY 4.0)

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.

Ask Auckland Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Torbay

Auckland
5,023
Properties on the rating roll
1 May 2024
Last council revaluation
Buyer demand

5 people looked at properties in Torbay this week.

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Torbay

People whose office is within 5 km of Torbay, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Torbay →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

Free for property owners

Claim it, then find everything else you own.

A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.

Find all my properties