Aerial · LINZ aerial
Lots
Title boundary · 1,124 m² · LINZ
Unclaimed

8 Lowestoft Street, Balclutha

Clutha District

Last sold Feb 1992

Capital value
$455,000
DVR · 1 Sep 2023
Land value
$135,000
DVR · 1 Sep 2023
Improvements
$320,000
Capital less land

The council's capital value of 8 Lowestoft Street is $455,000 as at 1 Sep 2023: land $135,000 and improvements $320,000.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$1,842a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 8 Lowestoft Street

Every rate from 36 lenders →
Estimated repayments
$850
$364,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.01%
Highest5.35%Kookmin

The lowest rather than the highest is $88 less a fortnight — about $2,284 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$850/fn
  • ICBC4.65%s$866/fn
  • Bank of China4.68%s$869/fn
  • AIA New Zealand4.99%$900/fn
  • ANZ Bank New Zealand4.99%s$900/fn
  • ASB Bank4.99%$900/fn
  • Bank of Baroda4.99%$900/fn
  • Police Credit Union4.99%$900/fn
  • SBS Bank4.99%s$900/fn
  • TSB Bank4.99%s$900/fn
  • Unity Credit Union4.99%s$900/fn
  • Kiwibank5.15%s$917/fn
  • Bank of New Zealand5.19%$921/fn
  • The Co-operative Bank5.19%s$921/fn
  • Westpac New Zealand5.19%s$921/fn
  • First Credit Union5.29%s$931/fn
  • Kookmin Bank Auckland Branch5.35%$938/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 8 Lowestoft Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Property data

  • Floor area260 m²
  • Land area1,123 m²
  • Decade built1980s
  • Bedrooms3
  • Bathrooms1
  • Parking1 car space
  • Property categoryUse not published
  • CouncilClutha District
  • Valuation #28701-31100
  • Valuation date1 Sep 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberOT380/182
  • Title typeFreeholdGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/1, Section 17 Block IV Town of Balclutha and Lot 1 Deposited Plan 8277, 1,123 m2
  • Legal descriptionSection 17 Block IV Town of Balclutha and Lot 1 Deposited Plan 8277
  • Title issued28 Jul 1955
  • Land districtOtago
Registered instruments1 registered instrument on this titleTransfer and Grant of Easement Only routine instruments registered See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 2 land use or subdivision consents within 250 m of its boundary.

Within 250 m of the boundary

  1. 26 Jul 2021
    Land use

    To construct an Accessory Building on Lot 2 DP 8185 that will be in excess of 3.5 metres in height and will be closer than 1.5 metres to the south eastern boundary.

    2738* · Clutha District
    95 mGranted
  2. 8 Dec 2016
    Land use

    Erect garage that exceeds maximun height and breach height recession

    RMA/LUC/2227 · Clutha District
    116 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
Nobody is tracking this property yet

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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Clutha District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Balclutha

Clutha District
2,426
Properties on the rating roll
1 Sep 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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Agents active in Balclutha

People whose office is within 5 km of Balclutha, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Patrick BowdenBranch Manager
Property Brokers BalcluthaOffice in this suburbView profile →
Ray White
Jason DowdenAgent
Raywhite BalcluthaOffice in this suburbView profile →
Ray White
Bryan HaydenSalesperson
Raywhite BalcluthaOffice in this suburbView profile →
Independent
Melanie HurringSalesperson
Harcourts BalcluthaOffice in this suburbView profile →
Ray White
Newton McElreaAgent
Raywhite BalcluthaOffice in this suburbView profile →
Independent
Irene McKechnieSalesperson
Harcourts BalcluthaOffice in this suburbView profile →
Ray White
Adraian StottSalesperson
Raywhite BalcluthaOffice in this suburbView profile →
Kim StrawbridgeSalesperson
Property Brokers BalcluthaOffice in this suburbView profile →
Who sold the most in Balclutha →
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