29D Clare Street, Cambridge
Waipa District
Negotiation
- 3
- 2
- 2
- 170m²
- House
- 1 Lounge
- 1 Family room
- 2 Garage
- Deck / patio
- Heat pump
- Ventilation system
- Fencing
- Partially Fenced
- Insulation
- Ceiling
- Roof
- Long Run
- Hot water
- Electric
- Water supply
- Town
- Sewage
- Mains
Townhouse Charm in the Heart of Town
Introducing 29D Clare Street, a rare-to-market, central townhouse that doesn't mean compromising on storage, space and serenity.
This immaculately maintained home is a celebration of connection and light. Soaring ceilings, suntrap living spaces, a sky-light and timber shutters - every detail adds to the character and warmth on offer here.
Enter to discover a generous lounge that flows effortlessly through to the well-appointed kitchen and spacious dining area, with seamless connection to your private outdoor retreat. Complete with a pergola and a second decked area, you can happily spend afternoons unwinding and moving with the sun, before evenings spent dining and entertaining outdoors. The grass area and established garden ensure just the right amount of space for gardeners still wanting to potter at leisure, but without too much upkeep.
Designed over two levels, your generous master suite complete with ensuite and walk-in-robe is located downstairs for peace and privacy. Upstairs, the landing creates the perfect office or additional living space, offering fantastic flexibility. Two more generous bedrooms and a roomy bathroom will keep guests and family happy.
While ample loft storage, a double garage and separate laundry ensure this townhouse has all you need to live comfortably. Being the last townhouse in a line of other quality homes, you have added privacy and parking - perfect for those searching for a central abode that can accommodate off-street parking for guests.
Walking distance to Cambridge's town centre, while being set away from any main traffic routes, the lifestyle on offer here is rare, but incredibly sought-after.
If you've been searching for a lock-up-and-leave that still feels like home with the storage and space to match, 29D Clare Street is it. Get in touch to arrange your private viewing, or pop along to the advertised open home.
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $655 × 52 weeks = $34,060, against our estimate of $744,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| From its value what rentals in the area typically yield | $656 | 100% |
We read this property as a townhouse with 3 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
These are computer-generated guides only, not a rental appraisal.
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
What it would cost to buy 29D Clare Street
The lowest rather than the highest is $139 less a fortnight — about $3,615 over the 1 year.
All 17 lenders at 1 year fixed
China Construction Bank4.49%s$1,345/fn
ICBC4.65%s$1,370/fn
Bank of China4.68%s$1,375/fn
AIA New Zealand4.99%$1,425/fn
ANZ Bank New Zealand4.99%s$1,425/fn
ASB Bank4.99%$1,425/fn
Bank of Baroda4.99%$1,425/fn
Police Credit Union4.99%$1,425/fn
SBS Bank4.99%s$1,425/fn
TSB Bank4.99%s$1,425/fn
Unity Credit Union4.99%s$1,425/fnKiwibank5.15%s$1,451/fn
Bank of New Zealand5.19%$1,457/fn
The Co-operative Bank5.19%s$1,457/fn
Westpac New Zealand5.19%s$1,457/fn
First Credit Union5.29%s$1,474/fnKookmin Bank Auckland Branch5.35%$1,484/fn
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
29D Clare Street as a rental
| Line | ||
|---|---|---|
| Price Council valuation | ||
| Deposit | ||
| Interest rate 5.01% is today’s 1-year average | ||
| Rent a week our estimate $655 | ||
| Property manager | ||
| Rent, 52 weeks | $34,060 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $28,034 | |
| Interest $504,000 at 5.01%, interest only | −$25,250 | |
| Cash flow before tax | +$2,784 | |
| Cash flow a week | +$54 | |
| Gross / net yield on the price | 4.7% / 3.9% | |
| Return on equity cash flow on the deposit, before tax | 1.3% | |
| Loses money above this interest rate, before tax | 5.56% | |
The rent covers the interest at rates up to 5.56%. That is 1.3% a year on a $216k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area170 m²
- Decade built1990s
- Bedrooms3
- Bathrooms2
- Parking2 car spaces
- Property categoryUse not published
- CouncilWaipa District
- Valuation #4351-43200-C
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberSA66B/815
- Title typeCross lease
- Legal descriptionHouse 5 Deposited Plan South Auckland 83592; Part Allotment 130 Town of Cambridge East
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
The hazard maps could not be read just now.
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Cambridge
11 people looked at properties in Cambridge this week.
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.