Asking Price $599,000
0 0 0
Ramarama Views. No Plan B. Make Your Move today
401 Peach Hill Road, Ramarama
A T Realty Ltd Licensed (REAA 2008) - Ray White Manukau
Title boundary · 38,281 m² · LINZ
Unclaimed
78 Old Coach Way, Ramarama
Drury · Auckland
Last sold Nov 2020
OwnBetter estimate
$2.61m
Low confidence
We estimate it would sell for $2,610,000 as at 5 October 2026, in a range of $2,150,000 to $3,180,000.
Typical home in Ramarama
$1.00m
The median of our estimates of its 966 homes
$2.15mLow
$2.61mEstimate
$2.7mCouncil value
$3.18mHigh
How we worked this out
| Council valuation, May 2024 | $2,700,000 |
|---|---|
| Market movement in Auckland since the council valuation | −4.8% |
| Apartments and houses in Auckland | +0.1% |
| How Ramarama sells against council values | +2.8% |
| Homes of this age in Ramarama | +0.8% |
| Homes in this price range | −1.3% |
| Land as a share of the value | −0.7% |
| Nearby recent sales (5) | −0.1% |
| Our estimate | $2,610,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 78 Old Coach Way
Estimated repayments
$4,875
$2,088,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $504 less a fortnight — about $13,103 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$4,875/fn
ICBC4.65%s$4,967/fn
Bank of China4.68%s$4,984/fn
AIA New Zealand4.99%$5,165/fn
ANZ Bank New Zealand4.99%s$5,165/fn
ASB Bank4.99%$5,165/fn
Bank of Baroda4.99%$5,165/fn
Police Credit Union4.99%$5,165/fn
Unity Credit Union4.99%s$5,165/fn
Kiwibank5.15%s$5,259/fn
Bank of New Zealand5.19%$5,283/fn
SBS Bank5.19%s$5,283/fn
The Co-operative Bank5.19%s$5,283/fn
TSB Bank5.19%s$5,283/fn
Westpac New Zealand5.19%s$5,283/fn
First Credit Union5.29%s$5,343/fn- Kookmin Bank Auckland Branch5.35%$5,379/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 78 Old Coach Way. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
78 Old Coach Way as a rental
Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield2.2%$57,980 a year on $2.61m
Net yield1.8%After $10,258 of costs
Cash flow−$850/wk30% deposit, interest only at 5.03%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.03% is today’s 1-year average | ||
| Rent a week our estimate $1,115 | ||
| Property manager | ||
| Rent, 52 weeks | $57,980 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $47,722 | |
| Interest $1,827,000 at 5.03%, interest only | −$91,898 | |
| Cash flow before tax | −$44,176 | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 2.61%. That is -5.6% a year on a $783k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area415 m²
- Decade built2020s
- Bedrooms2
- Bathrooms1
- Property categoryUse not published
- CouncilAuckland
- Valuation #03790-00000005322
- Valuation date1 May 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number835221
- Title typeFreehold, with a 8/315 share of common land
- Estate descriptionFee Simple, 1/1, Lot 4 Deposited Plan 520747, 38,028 m2; Fee Simple, 8/315, Lot 6 Deposited Plan 138246, 243 m2
- Legal descriptionLot 4 Deposited Plan 520747; Lot 6 Deposited Plan 138246
- Land area38,028 m²
- Shared land8/315 share of 243 m² common lot · held with 11 other places
- Title issued26 May 2020
- Land districtNorth Auckland
Instruments on this title21 registered instrumentsEasement Instrument ×8 · Consent Notice under s221(4)(a) Resource Management Act 1991 ×4 · Covenant (All types except Land covenants) ×2 · Land Covenant under s116(1)(a) or (b) Land Transfer Act 2017 ×2 · Easement Certificate · Encumbrance · Mortgage · Order for New Certificate of Title · Variation of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 21 on this property · 2 land use or subdivision consents within 250 m.
On this property
- 16 May 2022Granted
- 12 May 2022Granted
- 12 May 2022Granted
- 12 May 2022Discharge permit
Diversion (WAT60402216) and discharge of sediment laden water.
DIS60402158 · AucklandGranted - 21 Feb 2022Land use
Land use consent for earthworks to enable construction of a principal dwelling and a minor dwelling, the minor dwelling is in the same building as the shed
LUC60397209 · AucklandGranted - 24 Nov 2021Discharge permit
Construction of a principal and minor dwelling H19.7 Rural - Countryside Living Zone, Runciman Sub-Precinct B Natural Resources Over lay - SEAT, with stormwater and wastewater disposal and earthworks occurring within 100m of a natural wetland.
DIS60391612 · AucklandGranted - 23 Nov 2021Granted
- 23 Nov 2021Granted
- 23 Nov 2021Granted
- 12 Aug 2021Land use
Construction of a residential home with four bedrooms and a minor dwelling with two bedroom in the Rural Countryside Living zone.
LUC60384016 · AucklandGranted - 5 Jul 2021Land use
To construct a New Dwelling and New Minor Dwelling in one building and water tanks within 12 metre side yard and undertake associated earthworks
LUC60381321 · AucklandGranted - 25 May 2018Land use
Proposed Single Storey detached Dwelling with attached Garage and Covered Patios, 10m internal setback infringement only. (Note: LUC 60317317 as granted, has given consent to all other matters relevant to the development of the whole site) Refer seven drawings herewith by HBC Design Ltd, all dated 24 May 2018
LUC60320745 · AucklandGranted - 21 Mar 2018Granted
- 19 Feb 2018Land use
Proposed single storey detached dwelling with attached garaging; propsed storage shed and attached minor dwelling; associated onsite services: restricted discretionary consent required for infringement of earthworks and wastewater discharge limits; minor dwelling activity
LUC60315461 · AucklandReturned incomplete - 21 Dec 2017Land use
Land Use Consent for earthworks exceeding permitted volumes and areas works proposed are within lot 1 of sub0148(18)
LUC60313220 · AucklandGranted - 15 Feb 2017Granted
- 23 Mar 2016Granted
- 23 Mar 2016Granted
- 23 Mar 2016Granted
- 23 Mar 2016Granted
- 23 Mar 2016Granted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Part of this property is inside a mapped flood area.
- Over the whole section
Unitary Plan Base Zone
On this propertyDistrict plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.
- Over about 1% of the section
Flood plain
On this propertyLand the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.
- Modelled
- 2021
- Climate allowance
- TP108 100yr ARI + 16.8% (year2090)
- Development assumed
- MPD 70% impervious
- 31 m from the boundary
Flood prone area
NearbyA low point where stormwater ponds if its outlet blocks or overflows.
- None within 250 m
Flood sensitive area
Not mapped hereLand beside a flood plain that could flood if the model is out, or the storm is bigger.
- None within 250 m
Coastal inundation
Not mapped hereLand the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.
- None within 250 m
Special character area
Not mapped hereStreets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.
- None within 250 m
Historic heritage place
Not mapped hereA scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.
- None within 250 m
Height variation control
Not mapped hereAn explicit building height for this land, replacing the one its zone would give.
- None within 250 m
Volcanic viewshaft
Not mapped hereA protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.
- None within 250 m
Locally significant viewshaft
Not mapped hereA locally protected view of a cone, with its own height ceiling.
- None within 250 m
Museum viewshaft
Not mapped hereThe protected view of the Auckland War Memorial Museum.
- None within 250 m
Ridgeline protection
Not mapped hereSkyline land where building height is controlled so the ridge stays a ridge.
- None within 250 m
Notable tree
Not mapped hereA scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.
- None within 250 m
Notable group of trees
Not mapped hereA scheduled stand of trees, protected as a group.
- Over the whole section
Precinct
On this propertyLocal rules written for this area alone, which override the underlying zone where they differ.
- Precinct
- Runciman sub-precinct B
Source: Auckland Council (CC BY 4.0)
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.
Ask Auckland CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Ramarama
Auckland
1,049
Properties on the rating roll
1 May 2024
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Ramarama
People whose office is within 5 km of Ramarama, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Ray White
Sheree BrockAgent
Ray White
Chloe BrownSalesperson
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Madison BruceSalesperson
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Cole BullockSalesperson
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Sandra BullockSalesperson
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Charlotte CairnsSalesperson
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The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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