2 title boundaries · 810 m² · LINZ
Unclaimed

57 Baker Street, Caversham

Dunedin · Dunedin City

St Peter's Anglican Church Complex, Caversham, Dunedin. CC BY-SA 4.0 Image courtesy of commons.wikimedia.org
Heritage listCategory 2 historic place

St Peter's Anglican Church Complex

List No. 9545Built 1864–1986Listed 2011

In one of Dunedin’s most densely populated suburbs, where worker’s cottages sit cheek by jowl and the Hillside Railway Workshops loom large, St Peter’s Church sitting alongside its Vicarage set in green lawns and amid old oaks trees is an oasis that has been the heart of Anglican worship in Caversham since its construction in 1882.

Read the entry on the Heritage List →

Photo: AnnWoolliams, 2023, © AnnWoolliams - Wikimedia Commons

OwnBetter estimate
$593k
Medium confidence

We estimate it would sell for $593,000 as at 5 October 2026, in a range of $507,000 to $674,000.

Typical home in Caversham
$455k
The median of our estimates of its 985 homes
How we worked this out
Council valuation, Jun 2025$580,000
Market movement in Dunedin City since the council valuation+3.3%
How Caversham sells against council values−1.4%
Homes of this age in Caversham−0.5%
Homes in this price range+0.3%
Nearby recent sales (15)+0.5%
Our estimate$593,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$2,409a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 57 Baker Street

Every rate from 36 lenders →
Estimated repayments
$1,111
$476,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $115 less a fortnight — about $2,987 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,111/fn
  • ICBC4.65%s$1,132/fn
  • Bank of China4.68%s$1,136/fn
  • AIA New Zealand4.99%$1,177/fn
  • ANZ Bank New Zealand4.99%s$1,177/fn
  • ASB Bank4.99%$1,177/fn
  • Bank of Baroda4.99%$1,177/fn
  • Police Credit Union4.99%$1,177/fn
  • Unity Credit Union4.99%s$1,177/fn
  • Kiwibank5.15%s$1,199/fn
  • Bank of New Zealand5.19%$1,204/fn
  • SBS Bank5.19%s$1,204/fn
  • The Co-operative Bank5.19%s$1,204/fn
  • TSB Bank5.19%s$1,204/fn
  • Westpac New Zealand5.19%s$1,204/fn
  • First Credit Union5.29%s$1,218/fn
  • Kookmin Bank Auckland Branch5.35%$1,226/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 57 Baker Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

57 Baker Street as a rental

Rent estimate$585/wk$510–$670 · Little evidence
Gross yield5.1%$30,420 a year on $593k
Net yield4.2%After $5,382 of costs
Cash flow+$80/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$30,420
Empty between tenants 2 weeks−$1,170
Property management 9.2% incl. GST−$2,691
Maintenance 5% of rent−$1,521
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$25,038
Interest $415,100 at 5.03%, interest only−$20,880
Cash flow before tax+$4,158

The rent covers the interest at rates up to 6.03%. That is 2.3% a year on a $178k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area266 m²
  • Decade built1910s
  • Bedrooms2
  • Bathrooms2
  • Parking1 car space
  • Property categoryUse not published
  • CouncilDunedin City
  • Valuation #27450-17600
  • Valuation date1 Jun 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numbersOT165/99, OT265/226
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Allotment 37 Deposited Plan 338, 405 m2
  • Land area809 m²
  • Title issued22 Apr 1912
  • Land districtOtago
Instruments on these titles1 registered instrumentBuilding Act 2004 - Certificate Imposing Condition - s77(4) See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 1 consent on record.

  1. 1 Oct 2024
    New$450,000 declared

    New dwg

    Consent 250/24 · Dunedin City

Resource consents

What the council has been asked to allow under the Resource Management Act. 1 on this property · 18 land use or subdivision consents within 250 m.

On this property

  1. 16 Oct 2024
    Land use

    A second residential dwelling with a density breach.

    LUC-2024-392 · Dunedin City
    Granted

Within 250 m

  1. 15 Mar 2023
    Land use

    to undertake works to upgrade the existing service station

    LUC-2023-99 · Dunedin City
    239 mGranted
  2. 27 Jul 2022
    Subdivision

    Unit Title subdivision

    SUB-2022-103 · Dunedin City
    234 mGranted
  3. 27 Jul 2022
    Land use

    Multi-unit residential development

    LUC-2022-307 · Dunedin City
    234 mGranted
  4. 17 Dec 2021
    Land use

    The establishment of a replacement fuel display sign.

    LUC-2021-731 · Dunedin City
    239 mGranted
  5. 14 Oct 2021
    Subdivision

    a subdivision consent for a two-lot subdivision

    SUB-2021-245 · Dunedin City
    215 mGranted
  6. 19 Mar 2021
    Subdivision

    a two lot subdivision

    SUB-2021-33 · Dunedin City
    147 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Dunedin City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Caversham

Dunedin City
1,245
Properties on the rating roll
1 Jun 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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Agents active in Caversham

People whose office is within 5 km of Caversham, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Tyne AitkenSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Jane BoothSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Brittany CassinSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Fraser DarlingSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Alan EasonBranch Manager
Property Brokers DunedinOffice 1.0 km awayView profile →
John FaulksSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Alison KeanSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Raymond KeanSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Russell LundyAgent
Property Brokers DunedinOffice 1.0 km awayView profile →
William McAuley-MillerSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
William MillerSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Steven NicholSalesperson
Property Brokers DunedinOffice 1.0 km awayView profile →
Who sold the most in Caversham →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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