Title boundary · 163 m² · LINZ
Unclaimed

114 Moray Place, Dunedin Central

Also 114A Moray Place

Dunedin · Dunedin City

Last sold Oct 2022

York House and Kirkwood House (Former), Dunedin. York House (right) and Kirkwood House (left)
Heritage listCategory 2 historic place

York House and Kirkwood House (Former)

List No. 4708Built 1876–1921Listed 1986

This handsome pair of inner city dwellings were possibly designed by Mason and Wales and built for prominent Dunedin businessman, lawyer and politician John Bathgate in 1876-1877. Located on Moray Place and set among some of Dunedin’s finest architecture, the terraced houses have architectural and historical significance.

Read the entry on the Heritage List →

Photo: Heather Bauchop, 2018, © Heritage New Zealand Pouhere Taonga

Rent estimate · 17 Oct 2026
$570 – $760/week
Most likely about $660 a week · Little evidence: a rough guide
Estimated rental yield
4.6%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $660 × 52 weeks = $34,320, against the council valuation of $750,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
1 rental advertised nearby each adjusted to this property’s bedrooms and value$7901%
From its value what rentals in the area typically yield$65999%

We read this property as a house with 5 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

Rentals it leaned on
AddressBedsAskedAs this oneWhenAway
67 Manapouri Streetrealestate.co.nz ↗4$700$790Oct 20264.5 km

These are computer-generated guides only, not a rental appraisal.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
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What it costs to live here

Home expense estimates

Mortgage: open the section
$3,037a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 114 Moray Place

Every rate from 36 lenders →
Estimated repayments
$1,401
$600,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $145 less a fortnight — about $3,765 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,401/fn
  • ICBC4.65%s$1,427/fn
  • Bank of China4.68%s$1,432/fn
  • AIA New Zealand4.99%$1,484/fn
  • ANZ Bank New Zealand4.99%s$1,484/fn
  • ASB Bank4.99%$1,484/fn
  • Bank of Baroda4.99%$1,484/fn
  • Police Credit Union4.99%$1,484/fn
  • Unity Credit Union4.99%s$1,484/fn
  • Kiwibank5.15%s$1,511/fn
  • Bank of New Zealand5.19%$1,518/fn
  • SBS Bank5.19%s$1,518/fn
  • The Co-operative Bank5.19%s$1,518/fn
  • TSB Bank5.19%s$1,518/fn
  • Westpac New Zealand5.19%s$1,518/fn
  • First Credit Union5.29%s$1,535/fn
  • Kookmin Bank Auckland Branch5.35%$1,546/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 114 Moray Place. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

114 Moray Place as a rental

Rent estimate$660/wk$570–$760 · Little evidence
Gross yield4.6%$34,320 a year on $750k
Net yield3.8%After $6,072 of costs
Cash flow+$35/wk30% deposit, interest only at 5.03%
Line
Price Council valuation
Deposit
Interest rate 5.03% is today’s 1-year average
Rent a week our estimate $660
Property manager
Rent, 52 weeks$34,320
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$28,248
Interest $525,000 at 5.03%, interest only−$26,408
Cash flow before tax+$1,841
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 5.38%. That is 0.8% a year on a $225k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area240 m²
  • Decade built1900s
  • Bedrooms5
  • Bathrooms3
  • Parking1 car space
  • Property categoryUse not published
  • CouncilDunedin City
  • Valuation #27160-3900
  • Valuation date1 Jun 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberOT197/221
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Allotment 1 Deposited Plan 3122, 163 m2
  • Legal descriptionAllotment 1 Deposited Plan 3122
  • Land area163 m²
  • Title issued31 Mar 1922
  • Land districtOtago
  • Addresses on this property2
Instruments on this title4 registered instrumentsTransfer and Grant of Easement ×2 · Deed of Easement · Easement Instrument See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.

Within 250 m

  1. 20 Nov 2024
    Land use

    To extend an existing dwelling contravening the height standards

    LUC-2024-461 · Dunedin City
    122 mGranted
  2. 19 Jun 2024
    Land use

    the disturbance and removal of potentially contaminated soil on a HAIL site under the Resource Management (National Environmental Standard for Assessing and Managing Contaminants in Soil to Protect Human Health) Regulations 2011

    LUC-2024-233 · Dunedin City
    163 mGranted
  3. 31 Oct 2023
    Land use

    the alteration of a character contributing building

    LUC-2023-412 · Dunedin City
    110 mGranted
  4. 27 Sep 2023
    Land use

    the erection of signage, some of which will be illuminated

    LUC-2023-363 · Dunedin City
    228 mGranted
  5. 7 Jul 2023
    Land use

    the establishment of a construction barrier in front of the southern elevation of the Municipal Chambers Building

    LUC-2023-271 · Dunedin City
    126 mGranted
  6. 3 Jul 2023
    Land use

    the establishment of a temporary mural and a temporary gateway including FIFA signage

    LUC-2023-265 · Dunedin City
    170 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Dunedin City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Dunedin Central

Dunedin City
2,757
Properties on the rating roll
1 Jun 2025
Last council revaluation
Buyer demand

5 people looked at properties in Dunedin Central this week.

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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Agents active in Dunedin Central

People whose office is within 5 km of Dunedin Central, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Ray White
Jordan ArnoldSalesperson
Ray White DunedinOffice in this suburbView profile →
Ray White
Julie AshtonAgent
Ray White DunedinOffice in this suburbView profile →
Independent
Nicholas BeardSalesperson
WHITEFOX DunedinOffice in this suburbView profile →
Independent
Mikayla BennettsSalesperson
NZ Property SolutionsOffice in this suburbView profile →
Independent
Cornelia BlairSalesperson
Nidd RealtyOffice in this suburbView profile →
Independent
Jane BradshawAgent
NZ Property SolutionsOffice in this suburbView profile →
Ray White
Bethany BransgroveSalesperson
Ray White DunedinOffice in this suburbView profile →
Ray White
Gary BridgmanSalesperson
Ray White DunedinOffice in this suburbView profile →
Ray White
Alana CarrollSalesperson
Ray White DunedinOffice in this suburbView profile →
Independent
Denise CaseySalesperson
NZ Property SolutionsOffice in this suburbView profile →
Independent
Richard CockerillSalesperson
ABC Business Sales DunedinOffice in this suburbView profile →
Independent
Angela CopsonBranch Manager
Harcourts DunedinOffice in this suburbView profile →
Who sold the most in Dunedin Central →
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