Title boundary · 7,177 m² · LINZ
Unclaimed

949 Highcliff Road, Highcliff

Dunedin · Dunedin City

Last sold Oct 2020

Springfield, Otago Peninsula, Dunedin
Heritage listCategory 1 historic place

Springfield

List No. 4715Built 1865–2014Listed 1988

Springfield, located at 949 Highcliff Road, Otago Peninsula, has outstanding historical value as the site of the first New Zealand co-operative cheese factory, established in August 1871. With high architectural values, Springfield is a well-preserved, good quality farmstead of the 1860s, with bluestone buildings typical of those erected by farmers of moderate wealth around Dunedin.

Read the entry on the Heritage List →

Photo: Jonathan Howard, 2014, © Heritage New Zealand Pouhere Taonga

OwnBetter estimate
$3.07m
Low confidence

We estimate it would sell for $3,070,000 as at 5 October 2026, in a range of $2,520,000 to $3,740,000.

Typical home in Highcliff
$891k
The median of our estimates of its 92 homes
How we worked this out
Council valuation, Jun 2025$2,900,000
Market movement in Dunedin City since the council valuation+3.3%
How Highcliff sells against council values−0.9%
Homes in this price range+1.7%
Land as a share of the value+1.4%
Our estimate$3,070,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$12,430a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 949 Highcliff Road

Every rate from 36 lenders →
Estimated repayments
$5,734
$2,456,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $593 less a fortnight — about $15,412 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$5,734/fn
  • ICBC4.65%s$5,842/fn
  • Bank of China4.68%s$5,863/fn
  • AIA New Zealand4.99%$6,075/fn
  • ANZ Bank New Zealand4.99%s$6,075/fn
  • ASB Bank4.99%$6,075/fn
  • Bank of Baroda4.99%$6,075/fn
  • Police Credit Union4.99%$6,075/fn
  • Unity Credit Union4.99%s$6,075/fn
  • Kiwibank5.15%s$6,186/fn
  • Bank of New Zealand5.19%$6,214/fn
  • SBS Bank5.19%s$6,214/fn
  • The Co-operative Bank5.19%s$6,214/fn
  • TSB Bank5.19%s$6,214/fn
  • Westpac New Zealand5.19%s$6,214/fn
  • First Credit Union5.29%s$6,285/fn
  • Kookmin Bank Auckland Branch5.35%$6,327/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 949 Highcliff Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

949 Highcliff Road as a rental

Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield1.9%$57,980 a year on $3.07m
Net yield1.6%After $10,258 of costs
Cash flow−$1,161/wk30% deposit, interest only at 5.03%
Line
Price Our estimate
Deposit
Interest rate 5.03% is today’s 1-year average
Rent a week our estimate $1,115
Property manager
Rent, 52 weeks$57,980
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$47,722
Interest $2,149,000 at 5.03%, interest only−$108,095
Cash flow before tax−$60,373
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 2.22%. That is -6.6% a year on a $921k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area338 m²
  • Decade built1860s
  • Bedrooms4
  • Bathrooms3
  • Parking1 car space
  • Property categoryUse not published
  • CouncilDunedin City
  • Valuation #27600-8203
  • Valuation date1 Jun 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number495801
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 2 Deposited Plan 424594, 7,176 m2
  • Legal descriptionLot 2 Deposited Plan 424594
  • Land area7,177 m²
  • Title issued25 Oct 2012
  • Land districtOtago
Instruments on this title4 registered instrumentsEasement Instrument ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Mortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Unclaimed
Nobody is tracking this property yet

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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Dunedin City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Highcliff

Dunedin City
131
Properties on the rating roll
1 Jun 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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Find your perfect home

Agents active in Highcliff

People whose office is within 5 km of Highcliff, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Independent
Matthew MortonSalesperson
Matt Morton & CoOffice 260 m awayView profile →
Independent
Mark RowleySalesperson
Dunedin Real EstateOffice 260 m awayView profile →
Independent
Robert ShepherdSalesperson
Dunedin Real EstateOffice 260 m awayView profile →
Independent
Conrad StedmanAgent
Dunedin Real EstateOffice 260 m awayView profile →
Ray White
Jordan ArnoldSalesperson
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Julie AshtonAgent
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Bethany BransgroveSalesperson
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Gary BridgmanSalesperson
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Alana CarrollSalesperson
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Steven HavardAgent
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Xiaoyan LaiSalesperson
Ray White DunedinOffice 2.9 km awayView profile →
Ray White
Peter McCreaAgent
Ray White DunedinOffice 2.9 km awayView profile →
Who sold the most in Highcliff →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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