Title boundary · 1,106 m² · LINZ
Unclaimed

204 Highgate, Roslyn

Dunedin · Dunedin City

Last sold Mar 2022

Kawarau, 204 Highgate, Dunedin. CC BY-SA 4.0 Image courtesy of commons.wikimedia.org
Heritage listCategory 2 historic place

Kawarau

List No. 2186Built 1900–1910Listed 1982

Designed in 1900 by well-known Dunedin architect James Louis Salmond for dredging tycoon Alexander McGeorge, Kawarau is a grand residence reflecting the fortunes made in Otago’s gold dredging boom of the late 1890s and early twentieth century. Kawarau, its name recalling McGeorge’s successful dredging claims on the Kawarau River, has historical, aesthetic and architectural significance.

Read the entry on the Heritage List →

Photo: Lord A. Nelson, 2023, © Lord A. Nelson - Wikimedia Commons

OwnBetter estimate
$1.67m
Medium confidence

We estimate it would sell for $1,670,000 as at 5 October 2026, in a range of $1,500,000 to $1,900,000.

Typical home in Roslyn
$826k
The median of our estimates of its 662 homes
How we worked this out
Council valuation, Jun 2025$1,590,000
Market movement in Dunedin City since the council valuation+3.3%
How Roslyn sells against council values−0.2%
Homes of this age in Roslyn−0.4%
Homes in this price range−0.5%
Land as a share of the value+0.1%
Its own sale in 2022+2.7%
Our estimate$1,670,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$6,761a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 204 Highgate

Every rate from 36 lenders →
Estimated repayments
$3,119
$1,336,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $322 less a fortnight — about $8,384 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$3,119/fn
  • ICBC4.65%s$3,178/fn
  • Bank of China4.68%s$3,189/fn
  • AIA New Zealand4.99%$3,305/fn
  • ANZ Bank New Zealand4.99%s$3,305/fn
  • ASB Bank4.99%$3,305/fn
  • Bank of Baroda4.99%$3,305/fn
  • Police Credit Union4.99%$3,305/fn
  • Unity Credit Union4.99%s$3,305/fn
  • Kiwibank5.15%s$3,365/fn
  • Bank of New Zealand5.19%$3,380/fn
  • SBS Bank5.19%s$3,380/fn
  • The Co-operative Bank5.19%s$3,380/fn
  • TSB Bank5.19%s$3,380/fn
  • Westpac New Zealand5.19%s$3,380/fn
  • First Credit Union5.29%s$3,419/fn
  • Kookmin Bank Auckland Branch5.35%$3,442/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 204 Highgate. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

204 Highgate as a rental

Rent estimate$985/wk$860–$1,130 · Little evidence
Gross yield3.1%$51,220 a year on $1.67m
Net yield2.5%After $9,062 of costs
Cash flow−$320/wk30% deposit, interest only at 5.03%
Line
Price Our estimate
Deposit
Interest rate 5.03% is today’s 1-year average
Rent a week our estimate $985
Property manager
Rent, 52 weeks$51,220
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$42,158
Interest $1,169,000 at 5.03%, interest only−$58,801
Cash flow before tax−$16,643
Cash flow a week−$320
Gross / net yield on the price3.1% / 2.5%
Return on equity cash flow on the deposit, before tax−3.3%
Loses money above this interest rate, before tax3.61%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 3.61%. That is -3.3% a year on a $501k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area426 m²
  • Decade built1910s
  • Bedrooms5
  • Bathrooms4
  • Parking5 car spaces
  • Property categoryUse not published
  • CouncilDunedin City
  • Valuation #26970-14608
  • Valuation date1 Jun 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number540882
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 437891, 1,106 m2
  • Land area1,106 m²
  • Title issued6 Jul 2012
  • Land districtOtago
Registered instruments3 registered instruments on this titleBuilding Line Restriction · Easement Instrument · Mortgage Only routine instruments registered See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.

Within 250 m

  1. 28 Mar 2024
    Land use

    The erection of a duplex breaching standards relating to building height and boundary setbacks; and the disturbance of soil

    LUC-2024-121 · Dunedin City
    184 mGranted
  2. 28 Mar 2024
    Subdivision

    Two lot residential subdivision

    SUB-2024-44 · Dunedin City
    184 mGranted
  3. 30 Mar 2023
    Land use

    An addition/extension to an existing residential dwelling that breaches the height in relation to boundary performance standard.

    LUC-2023-121 · Dunedin City
    138 mGranted
  4. 10 Feb 2023
    Land use

    establishment of a deck within the side yard setback

    LUC-2023-44 · Dunedin City
    129 mGranted
  5. 7 Dec 2022
    Subdivision

    The subdivision of land into two lots

    SUB-2022-170 · Dunedin City
    136 mGranted
  6. 7 Dec 2022
    Land use

    To authorise a vehicle accessway that is underwidth both legally and physically

    LUC-2023-28 · Dunedin City
    136 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
Nobody is tracking this property yet

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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Dunedin City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Roslyn

Dunedin City
805
Properties on the rating roll
1 Jun 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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Agents active in Roslyn

People whose office is within 5 km of Roslyn, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Independent
Timothy AdamsSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Cushla AitchisonAgent
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Jessica BarnesSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Rebecca BellewSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Sean BellewSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Nicholas BerrymanSalesperson
Bayleys (Otago Realty Group)Office in this suburbView profile →
Independent
Deni BevinSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Robert BevinSalesperson
Bayleys (Otago Realty Group)Office in this suburbView profile →
Marika Bevin-JukesSalesperson
Bayleys (Otago Realty Group)Office in this suburbView profile →
Independent
Ronald BirchallSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Nicola ButlerSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Independent
Sandra ClarkSalesperson
One Agency The Property SpecialistsOffice in this suburbView profile →
Who sold the most in Roslyn →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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