Estimate $628k – $795k
4
2 Magnolia Street, Outer Kaiti
Title boundary · 752 m² · LINZ
Unclaimed
25 Ida Road, Outer Kaiti
Also 25A Ida RoadGisborne · Gisborne District
Last sold Dec 2018
Rent estimate · 17 Oct 2026
$520 – $690/week
Most likely about $600 a week · Little evidence: a rough guide
Estimated rental yield
5.0%
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $600 × 52 weeks = $31,200, against the council valuation of $622,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| From its value what rentals in the area typically yield | $600 | 100% |
We read this property as a house with 4 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
These are computer-generated guides only, not a rental appraisal.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 25 Ida Road
Estimated repayments
$1,158
$496,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $120 less a fortnight — about $3,112 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,158/fn
ICBC4.65%s$1,180/fn
Bank of China4.68%s$1,184/fn
AIA New Zealand4.99%$1,227/fn
ANZ Bank New Zealand4.99%s$1,227/fn
ASB Bank4.99%$1,227/fn
Bank of Baroda4.99%$1,227/fn
Police Credit Union4.99%$1,227/fn
Unity Credit Union4.99%s$1,227/fn
Kiwibank5.15%s$1,249/fn
Bank of New Zealand5.19%$1,255/fn
SBS Bank5.19%s$1,255/fn
The Co-operative Bank5.19%s$1,255/fn
TSB Bank5.19%s$1,255/fn
Westpac New Zealand5.19%s$1,255/fn
First Credit Union5.29%s$1,269/fn- Kookmin Bank Auckland Branch5.35%$1,278/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 25 Ida Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
25 Ida Road as a rental
Rent estimate$600/wk$520–$690 · Little evidence
Gross yield5.0%$31,200 a year on $622k
Net yield4.1%After $5,520 of costs
Cash flow+$73/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $31,200 |
|---|---|
| Empty between tenants 2 weeks | −$1,200 |
| Property management 9.2% incl. GST | −$2,760 |
| Maintenance 5% of rent | −$1,560 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $25,680 |
| Interest $435,400 at 5.03%, interest only | −$21,901 |
| Cash flow before tax | +$3,779 |
The rent covers the interest at rates up to 5.90%. That is 2.0% a year on a $187k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area230 m²
- Decade built1980s
- Bedrooms4
- Bathrooms2
- Parking2 car spaces
- Property categoryUse not published
- CouncilGisborne District
- Valuation #8430-42900
- Valuation date1 Aug 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberGS4A/369
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 44 Deposited Plan 5950, 748 m2
- Legal descriptionLot 44 Deposited Plan 5950
- Land area752 m²
- Title issued31 Oct 1975
- Land districtGisborne
- Addresses on this property2
Instruments on this title1 registered instrumentTransfer See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 15 land use or subdivision consents within 250 m.
Within 250 m
- 10 Feb 2025Subdivision
to subdivide 8 Coldstream Road, Gisborne into four separate allotments
112777* · Gisborne District67 mGranted - 25 Oct 2024Land use
**BUNDLED** to construct three dwellings, being 2x two-bedroom units and 1x four-bedroom unit at 22 Coldstream Road, Kaiti, Gisborne, and undertake associated subdivision.
112650* · Gisborne District133 mGranted - 25 Oct 2024Subdivision
**BUNDLED** to construct three dwellings, being 2x two-bedroom units and 1x four-bedroom unit at 22 Coldstream Road, Kaiti, Gisborne, and undertake associated subdivision.
112651* · Gisborne District133 mGranted - 5 Sep 2024145 mGranted
- 3 Sep 2024Land use
to vary conditions 1, 2, 5, 7, 9, 19, 20, 21, and 22 of resource consent (reference LU-2014-106302-00) and allow a change of use in order to establish and operate a whare wananga within the existing gymnasium building at Te Tini o Porou.
106302*01 · Gisborne District239 mGranted - 27 Jun 2024Land use
**BUNDLED** Establishment of three residential units that do not meet minimum site area, exceed maximum site coverage; provision of two vehicle crossings separated by less than 15 metres; earthworks that change the permanent level of the land within a Flood Hazard Area; NES:CS- to disturb soils containing heavy metal concentrations above background level but below permitted NES:CS criteria for high-density residential land use.
112427* · Gisborne District67 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Gisborne District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
We show the sites the district plan schedules as contaminated. Gisborne does not publish a wider register; ask the council or check the LIM.
Ask Gisborne District CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Outer Kaiti
Gisborne District
1,209
Properties on the rating roll
1 Aug 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
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Agents active in Outer Kaiti
People whose office is within 5 km of Outer Kaiti, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Juliane BrandAgent
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James ProudeAgent
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Mikaela AdamsSalesperson
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Sabrina HaddadSalesperson
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Bronwyn KayAgent
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Jacob StevensSalesperson
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Jennifer VirtueSalesperson
Harriet AndersonSalesperson
Simon BousfieldSalesperson
Katherine BowenSalesperson
Michael FloranceSalesperson
Jacob GeuzeSalesperson
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