Estimate $407k – $542k
3
56 Ida Road, Outer Kaiti
Title boundary · 747 m² · LINZ
Unclaimed
5 Halley Street, Outer Kaiti
Gisborne · Gisborne District
Last sold May 2019
OwnBetter estimate
$464k
Medium confidence
We estimate it would sell for $464,000 as at 5 October 2026, in a range of $397,000 to $528,000.
Typical home in Outer Kaiti
$456k
The median of our estimates of its 1,127 homes
$397kLow
$428kCouncil value
$464kEstimate
$528kHigh
How we worked this out
| Council valuation, Aug 2023 | $428,000 |
|---|---|
| Market movement in Gisborne District since the council valuation | +4.8% |
| How Outer Kaiti sells against council values | +1.4% |
| Homes of this age in Outer Kaiti | +1.6% |
| Homes in this price range | +1.2% |
| Land as a share of the value | −1.2% |
| Nearby recent sales (15) | +0.5% |
| Our estimate | $464,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 5 Halley Street
Estimated repayments
$869
$372,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $90 less a fortnight — about $2,334 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$869/fn
ICBC4.65%s$885/fn
Bank of China4.68%s$888/fn
AIA New Zealand4.99%$920/fn
ANZ Bank New Zealand4.99%s$920/fn
ASB Bank4.99%$920/fn
Bank of Baroda4.99%$920/fn
Police Credit Union4.99%$920/fn
Unity Credit Union4.99%s$920/fn
Kiwibank5.15%s$937/fn
Bank of New Zealand5.19%$941/fn
SBS Bank5.19%s$941/fn
The Co-operative Bank5.19%s$941/fn
TSB Bank5.19%s$941/fn
Westpac New Zealand5.19%s$941/fn
First Credit Union5.29%s$952/fn- Kookmin Bank Auckland Branch5.35%$958/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 5 Halley Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
5 Halley Street as a rental
Rent estimate$520/wk$450–$600 · Little evidence
Gross yield5.8%$27,040 a year on $464k
Net yield4.8%After $4,784 of costs
Cash flow+$114/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $27,040 |
|---|---|
| Empty between tenants 2 weeks | −$1,040 |
| Property management 9.2% incl. GST | −$2,392 |
| Maintenance 5% of rent | −$1,352 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $22,256 |
| Interest $324,800 at 5.03%, interest only | −$16,337 |
| Cash flow before tax | +$5,919 |
The rent covers the interest at rates up to 6.85%. That is 4.3% a year on a $139k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area95 m²
- Decade built1970s
- Bedrooms3
- Bathrooms1
- Parking2 car spaces
- Property categoryUse not published
- CouncilGisborne District
- Valuation #8420-69900
- Valuation date1 Aug 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberGS5A/196
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 22 Deposited Plan 5569, 743 m2
- Land area747 m²
- Title issued3 Jun 1986
- Land districtGisborne
Instruments on this title1 registered instrumentMortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.
Within 250 m
- 8 Aug 2022Subdivision
to subdivide the property located at 196 Tyndall Road into two lots.
111331* · Gisborne District62 mGranted - 3 Mar 2022Land use
To relocate a single storey 85m2 building which has the Code Compliance Certificate issued over 10 years ago on to a residential property.
110990* · Gisborne District62 mGranted - 23 Sep 2021Land use
To relocate newly constructed dwellings to three residential sites, to exceed the maximum site coverage, to breach yard distances, to breach minimum distances between vehicle crossings, and to exceed the permitted number of vehicle crossings in the General Residential Zone.
110688* · Gisborne District127 mGranted - 4 Aug 2020Subdivision
CHANGE OF CONDITIONS 14 AND 16 TO RESOURCE CONSENT LU-2020-109429-00 AND SG-2020-109428-00 TO REMOVE THE NEED FOR STORMWATER TREATMENT BEFORE DISCHARGING IT TO THE PUBLIC STORMWATER NETWORK.
SG-2020-109428-01 · Gisborne District223 mGranted - 16 Jan 2020Subdivision
**BUNDLED** To subdivide and develop two residential dwelling units at 21 Martin Road, Gisborne
109428- · Gisborne District223 mGranted - 16 Jan 2020Land use
**BUNDLED** To subdivide and develop two residential dwelling units at 21 Martin Road, Gisborne
109429- · Gisborne District223 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Gisborne District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
We show the sites the district plan schedules as contaminated. Gisborne does not publish a wider register; ask the council or check the LIM.
Ask Gisborne District CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Outer Kaiti
Gisborne District
1,190
Properties on the rating roll
1 Aug 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Outer Kaiti
People whose office is within 5 km of Outer Kaiti, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Juliane BrandAgent
Independent
James ProudeAgent
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Mikaela AdamsSalesperson
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Sabrina HaddadSalesperson
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Bronwyn KayAgent
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Jacob StevensSalesperson
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Jennifer VirtueSalesperson
Harriet AndersonSalesperson
Simon BousfieldSalesperson
Katherine BowenSalesperson
Michael FloranceSalesperson
Jacob GeuzeSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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