2/5 Teddy Street, Whitiora
Also 3A Teddy StreetHamilton · Hamilton City
$569,000
- 2
- 2
- 1
- 99m²
- 1 Lounge
- 1 Garage
- Fencing
- Partially Fenced
- Insulation
- Ceiling, Walls
- Exterior
- Masonry Block/Brick
River Lifestyle, Dual Living
Positioned just metres from the iconic Fairfield Bridge and the Waikato River, this is more than just a townhouse - it's an opportunity to secure a lifestyle, an investment and a home that offers flexibility few properties in this price range can match.
Designed across two levels, the layout provides options that will suit a wide range of buyers. Upstairs, light-filled open plan living flows effortlessly to a sunny balcony, creating the perfect place to unwind. The well-appointed kitchen, spacious master bedroom and modern bathroom complete an inviting living space.
Downstairs is where this home really stands apart. With its own bathroom, kitchenette and private patio, it's ideal for extended family, independent teenagers, flatmates, working from home or a possible potential Airbnb income.
Internal access garaging completes the package, while the easy-care design means less time maintaining and more time enjoying everything this outstanding location has to offer.
Take a stroll along the river, walk to cafes, enjoy nearby Beerescourt shopping, or head into Hamilton CBD and FMG Stadium within minutes. Locations like this continue to be tightly held for good reason.
Whether you're searching for your first home, a city base, an investment or a property that offers genuine flexibility, this townhouse delivers on every level.
Our vendor's instructions are clear, this property must be sold. Opportunities in this location, offering this level of versatility and value, are seldom available for long.
Don't miss your chance. Contact Sue or Donna today to arrange your viewing.
We estimate it would sell for $636,000 as at 5 October 2026, in a range of $544,000 to $724,000.
How we worked this out
| Council valuation, Sept 2024 | $630,000 |
|---|---|
| Market movement in Hamilton City since the council valuation | +1.4% |
| Apartments and houses in Hamilton City | −0.2% |
| How Whitiora sells against council values | +0.1% |
| Homes of this age in Whitiora | −0.3% |
| Homes in this price range | +0.4% |
| Land as a share of the value | −0.3% |
| Nearby recent sales (15) | −0.1% |
| Our estimate | $636,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
What it would cost to buy 2/5 Teddy Street
CCB · special
KookminThe lowest rather than the highest is $123 less a fortnight — about $3,188 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,186/fn
ICBC4.65%s$1,208/fn
Bank of China4.68%s$1,213/fn
AIA New Zealand4.99%$1,257/fn
ANZ Bank New Zealand4.99%s$1,257/fn
ASB Bank4.99%$1,257/fn
Bank of Baroda4.99%$1,257/fn
Police Credit Union4.99%$1,257/fn
TSB Bank4.99%s$1,257/fn
Unity Credit Union4.99%s$1,257/fn
Kiwibank5.15%s$1,280/fn
Bank of New Zealand5.19%$1,285/fn
SBS Bank5.19%s$1,285/fn
The Co-operative Bank5.19%s$1,285/fn
Westpac New Zealand5.19%s$1,285/fn
First Credit Union5.29%s$1,300/fn- Kookmin Bank Auckland Branch5.35%$1,309/fn
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
2/5 Teddy Street as a rental
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.02% is today’s 1-year average | ||
| Rent a week our estimate $605 | ||
| Property manager | ||
| Rent, 52 weeks | $31,460 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Body corporate levy operating levy | ||
| Net income before interest | $25,894 | |
| Interest $445,200 at 5.02%, interest only | −$22,349 | |
| Cash flow before tax | +$3,545 | |
| Cash flow a week | +$68 | |
| Gross / net yield on the price | 4.9% / 4.1% | |
| Return on equity cash flow on the deposit, before tax | 1.9% | |
| Loses money above this interest rate, before tax | 5.82% | |
The rent covers the interest at rates up to 5.82%. That is 1.9% a year on a $191k deposit. We don’t know this unit’s body corporate levy yet: type it in, or ask the agent for the disclosure statement. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area99 m²
- Decade built2020s
- Bedrooms2
- Bathrooms2
- Parking1 car space
- Property categoryUse not published
- CouncilHamilton City
- Valuation #4012-9300-B
- Valuation date1 Sep 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number928935
- Title typeUnit TitleGuaranteedStandard registered title
- Estate descriptionStratum in Freehold, 1/1, Principal Unit 2 Deposited Plan 546095
- Legal descriptionPrincipal Unit 2 Deposited Plan 546095
- Title issued19 Jan 2021
- Land districtSouth Auckland
- Addresses on this property2
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.
Within 250 m
- 31 Jan 2025187 mGranted
- 31 Jan 2025Land use
CONCURRENT - 20 Residential Units comprising Seven Townhouses and Seven Duplex Dwellings
010.2025.00013289.001 · Hamilton City187 mGranted - 17 Jun 2024Land use
CONCURRENT - Five Apartments Units in one Apartment Building
010.2024.00013092.001 · Hamilton City99 mGranted - 17 Jun 2024Subdivision
CONCURRENT - Unit Title subdivision into 5 principal units
011.2024.00008428.001 · Hamilton City99 mGranted - 9 Jun 2021Land use
Land Use Visitor Accommodation failing standards This application proposes the conversion of use of the existing building and site layout from apartments as originally constructed in the 1970’s to a visitor accommodation activity.
010.2021.00011646.001 · Hamilton City197 mGranted - 16 Feb 2021Land use
construct use and maintain 2-3 wells for ground water monitoring purposes
AUTH142928.01.01 · Waikato Regional230 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Hamilton City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Waikato Regional Council does not publish its register. Ask it for a HAIL search on the property; some district councils sell their own report.
Ask Waikato Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Whitiora
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
Agents active in Whitiora
People whose office is within 5 km of Whitiora, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.