40 Gummer Road, Havelock North
Hastings District
Negotiation
- 4
- 3
- 3
- House
Sweeping views, sophisticated living
Set among the rolling hills of Tauroa Valley, this substantial Havelock North residence enjoys breathtaking views of the surrounding ranges. On 9,990 sqm (more or less), it offers a compelling combination of space, privacy and convenience, with the changing landscape providing a beautiful backdrop to everyday life.
Designed for both entertaining and family living, the home centres on generous open-plan kitchen, dining and living areas that flow onto expansive decking. Large double-glazed windows frame the outlook, while the northerly aspect brings natural light into the home. A wood burner and underfloor heating throughout the whole house add warmth and ambience in the cooler months, and a separate media and living room offers space for movie nights, quiet time or guests. The kitchen combines quality benchtops and appliances with excellent storage and a well-appointed scullery.
The accommodation is arranged in separate wings, giving family members and guests room to retreat. The main bedroom has a cedar wall, an ensuite and a walk-through wardrobe. The additional bedrooms are generously sized and enjoy views of the landscape, while the bathrooms are finished to a high standard. A dedicated office provides a practical place to work from home.
Outside, three-car garaging and an automatically irrigated lawn add everyday convenience. Established landscaping, a home orchard with mature fruit trees and a stone-lined fish pond lend the grounds a welcoming, natural character. The expansive deck connects the central living area with the two other wings, creating a wonderful setting for entertaining family and friends while taking in the views.
With its striking outlook, substantial landholding and thoughtfully designed home, 40 Gummer Road offers a rare opportunity to enjoy premium spacious contemporary living within easy reach of Havelock North village.
Tender closes 2pm Thursday 22 October 2026, Bayleys, 15 Havelock Road, Havelock North (unless sold prior).
We estimate it would sell for $3,350,000 as at 5 October 2026, in a range of $2,860,000 to $3,810,000.
How we worked this out
| Council valuation, Aug 2025 | $3,470,000 |
|---|---|
| Market movement in Hastings District since the council valuation | −0.6% |
| How Havelock North sells against council values | −1.5% |
| Homes in this price range | −1.3% |
| Nearby recent sales (15) | −0.2% |
| Our estimate | $3,350,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
40 Gummer Road as a rental
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate | ||
| Rent a week our estimate $1,115 | ||
| Property manager | ||
| Rent, 52 weeks | $57,980 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $47,722 | |
| Interest $2,345,000 at 6.00%, interest only | −$140,700 | |
| Cash flow before tax | −$92,978 | |
| Cash flow a week | −$1,788 | |
| Gross / net yield on the price | 1.7% / 1.4% | |
| Return on equity cash flow on the deposit, before tax | −9.3% | |
| Loses money above this interest rate, before tax | 2.04% | |
The rent covers the interest at rates up to 2.04%. That is -9.3% a year on a $1.0m deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area323 m²
- Land area9,990 m²Boundary measures 1.65 ha
- Decade built2020s
- Bedrooms4
- Bathrooms3
- Property categoryUse not published
- CouncilHastings District
- Valuation #10500-38982
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number722717
- Title typeFreehold
- Legal descriptionLot 12 Deposited Plan 493425; Lot 21 Deposited Plan 493425
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Reading the council's maps…
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Havelock North
11 people looked at properties in Havelock North this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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