Finding a picture…
Not listedEstimate $667k – $846k
3
21 Kotare Street, Ahipara
Title boundary · 2,349 m² · LINZ
Unclaimed
3 Highfields
Ahipara, Kaitaia · Far North District
Last sold Apr 2018
OwnBetter estimate
$745k
Medium confidence
We estimate it would sell for $745,000 as at 5 October 2026, in a range of $651,000 to $895,000.
Typical home in Ahipara
$538k
The median of our estimates of its 938 homes
$651kLow
$745kEstimate
$790kCouncil value
$895kHigh
How we worked this out
| Council valuation, Sept 2025 | $790,000 |
|---|---|
| Market movement in Far North District since the council valuation | +0.4% |
| How Ahipara sells against council values | +0.3% |
| Homes of this age in Ahipara | −0.3% |
| Land as a share of the value | +0.4% |
| Nearby recent sales (7) | +1.3% |
| Its own sale in 2017 | −7.6% |
| Our estimate | $745,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 3 Highfields
Estimated repayments
$1,391
$596,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $144 less a fortnight — about $3,740 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,391/fn
ICBC4.65%s$1,418/fn
Bank of China4.68%s$1,423/fn
AIA New Zealand4.99%$1,474/fn
ANZ Bank New Zealand4.99%s$1,474/fn
ASB Bank4.99%$1,474/fn
Bank of Baroda4.99%$1,474/fn
Police Credit Union4.99%$1,474/fn
Unity Credit Union4.99%s$1,474/fn
Kiwibank5.15%s$1,501/fn
Bank of New Zealand5.19%$1,508/fn
SBS Bank5.19%s$1,508/fn
The Co-operative Bank5.19%s$1,508/fn
TSB Bank5.19%s$1,508/fn
Westpac New Zealand5.19%s$1,508/fn
First Credit Union5.29%s$1,525/fn- Kookmin Bank Auckland Branch5.35%$1,535/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 3 Highfields. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
3 Highfields as a rental
Rent estimate$655/wk$570–$760 · Little evidence
Gross yield4.6%$34,060 a year on $745k
Net yield3.8%After $6,026 of costs
Cash flow+$35/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $34,060 |
|---|---|
| Empty between tenants 2 weeks | −$1,310 |
| Property management 9.2% incl. GST | −$3,013 |
| Maintenance 5% of rent | −$1,703 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $28,034 |
| Interest $521,500 at 5.03%, interest only | −$26,231 |
| Cash flow before tax | +$1,803 |
The rent covers the interest at rates up to 5.38%. That is 0.8% a year on a $224k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area100 m²
- Decade built1970s
- Bedrooms3
- Bathrooms1
- Property categoryUse not published
- CouncilFar North District
- Valuation #39-50421
- Valuation date1 Sep 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberNA123B/178
- Title typeFreehold, with a 1/36 share of common land
- Estate descriptionFee Simple, 1/1, Lot 3 Deposited Plan 194819, 974 m2; Fee Simple, 1/36, Lot 25 Deposited Plan 127889, 1,377 m2
- Land area974 m²
- Shared land1/36 share of 1,377 m² common lot · held with 14 other places
- Title issued29 Sep 2000
- Land districtNorth Auckland
Instruments on this title4 registered instrumentsEasement Certificate ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Mortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 13 land use or subdivision consents within 250 m.
Within 250 m
- 12 Dec 2023Land use and subdivision
Subdivision to create one additional lot in the rural production zone breaching the subdivision within the rural production zone rule as a restricted discretionary activity. Land use consent to breach Rule 14.6.3 Waivers and Reductions as a Discretionary Activity.
2240261-RMASUB · Far North District13 mGranted - 31 Aug 2021Subdivision
To subdivide by way of boundary adjustment, creating no additional lots in the Residential Zone requiring resource consent as a Controlled Activity pursuant to Rule 13.7.1 “Boundary Adjustments”.
2220144-RMASUB · Far North District13 mGranted - 25 Sep 2019Land use
Cut and fill earthworks for subdivision roading at 39 Reef View Road, Ahipara
AUT.039799.01.02 · Northland Regional168 mGranted - 27 Jul 2019Land use
proposed development to construct 3 attached residential units which breach residential intensity within a residential zone
2200040-RMALUC.2 · Far North District146 mGranted - 27 Jul 2019Land use
proposed development to construct 3 attached residential units which breach residential intensity within a residential zone
2200040-RMALUC.1 · Far North District146 mGranted - 23 Aug 2018Subdivision
i) undertake a subdivision to create one new allotment and in addition a boundary adjustment in the Residential Zone ii) landuse is required as there is a breach to Private Access Ways in all Zones Rule
2190123-RMACOM.2 · Far North District160 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Far North District yet.
- Far North District Council publishes this map; we have not loaded it yet.
District Plan Zones
Not loaded yetDistrict plan zones as Far North District publishes them. What a site may be used for, and what may be built on it.
- None within 250 m
Paihia Commercial Zones
Not mapped hereDistrict plan zones as Far North District publishes them. What a site may be used for, and what may be built on it.
Source: Far North District Council
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Northland Regional Council maps its register online, but only for non-commercial use, so we link to it rather than show it.
See the Selected Land Use RegisterWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Ahipara
Far North District
1,103
Properties on the rating roll
1 Sep 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Ahipara
People whose office is within 5 km of Ahipara, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Alan FoxSalesperson
Independent
Carrie-Ann SummersSalesperson
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Trina BlakeySalesperson
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Michael CrosbieSalesperson
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Susan FerensSalesperson
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Camille HansenSalesperson
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Leigh IngleSalesperson
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Beren KnoxSalesperson
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Laura Knox-WhyteAgent
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Nancy LoaneSalesperson
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Donald MckenzieSalesperson
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Gerard PonsonbyAgent
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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