- 4
- 2
- 5
- 20,026 m²
- Lifestyle
- 1 Lounge
- Separate laundry
- 3 Garage
- 2 Off-street parks
Horse Haven
Welcome to your own private rural retreat.
Nestled amongst mature trees, this beautiful 2.0026ha property offers the perfect blend of privacy, space, and lifestyle for you and your family.
Step inside the spacious 151m² home and discover four generously-sized bedrooms—one complete with a private ensuite—ensuring everyone has their own sanctuary to unwind. The inviting living areas are filled with natural light, making every gathering feel warm and welcoming. A family shower room, separate toilet, and ample storage add comfort and convenience.
For the equestrian enthusiast, this property is truly a dream come true. With five fully-fenced paddocks, each supplied with water, your horses will thrive. The huge four-bay shed, with one bay enclosed, provides secure storage for your equipment, and there’s plenty of extra space for your boat, float, or all the toys you could wish for.
Enjoy peaceful mornings overlooking lush, green fields, and afternoons exploring your own slice of countryside paradise. You’ll love the close-knit community, just down the road from the local pony club and only a short drive to the vibrant township of Mangawhai, where you’ll find shops, cafes, and all the amenities you need.
This is more than just a house—it’s a lifestyle. Bring your family, bring your horses, and start making memories today.
Your rural dream awaits—move in and make it yours! Contact us now to arrange your private viewing.
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $675 × 52 weeks = $35,100, against our estimate of $783,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| From its value what rentals in the area typically yield | $673 | 100% |
We read this property as a house with 4 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
These are computer-generated guides only, not a rental appraisal.
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
What it would cost to buy 539 Settlement Road
CCB · special
KookminThe lowest rather than the highest is $189 less a fortnight — about $4,920 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,830/fn
ICBC4.65%s$1,865/fn
Bank of China4.68%s$1,871/fn
AIA New Zealand4.99%$1,939/fn
ANZ Bank New Zealand4.99%s$1,939/fn
ASB Bank4.99%$1,939/fn
Bank of Baroda4.99%$1,939/fn
Police Credit Union4.99%$1,939/fn
SBS Bank4.99%s$1,939/fn
TSB Bank4.99%s$1,939/fn
Unity Credit Union4.99%s$1,939/fn
Kiwibank5.15%s$1,975/fn
Bank of New Zealand5.19%$1,984/fn
The Co-operative Bank5.19%s$1,984/fn
Westpac New Zealand5.19%s$1,984/fn
First Credit Union5.29%s$2,006/fn- Kookmin Bank Auckland Branch5.35%$2,020/fn
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
539 Settlement Road as a rental
| Line | ||
|---|---|---|
| Price Council valuation | ||
| Deposit | ||
| Interest rate 5.01% is today’s 1-year average | ||
| Rent a week our estimate $675 | ||
| Property manager | ||
| Rent, 52 weeks | $35,100 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $28,890 | |
| Interest $686,000 at 5.01%, interest only | −$34,369 | |
| Cash flow before tax | −$5,479 | |
| Cash flow a week | −$105 | |
| Gross / net yield on the price | 3.6% / 2.9% | |
| Return on equity cash flow on the deposit, before tax | −1.9% | |
| Loses money above this interest rate, before tax | 4.21% | |
The rent covers the interest at rates up to 4.21%. That is -1.9% a year on a $294k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area151 m²
- Land area20,026 m²
- Decade built1990s
- Bedrooms4
- Property categoryLI199B
- Zoning (valuer’s record)1A
- CouncilKaipara District
- Valuation #1220-5016
- Valuation date1 Sep 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number399877
- Title typeFreehold
- Legal descriptionLot 1 Deposited Plan 400328
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
The hazard maps could not be read just now.
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Kaiwaka
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.