Title boundary · 506 m² · LINZ
Unclaimed

35 Pharazyn Street

Melling, Lower Hutt · Lower Hutt City

Last sold May 2020

OwnBetter estimate
$732k
Medium confidence

We estimate it would sell for $732,000 as at 5 October 2026, in a range of $657,000 to $833,000.

Typical home in Melling
$741k
The median of our estimates of its 82 homes
How we worked this out
Council valuation, Aug 2025$750,000
Market movement in Lower Hutt City since the council valuation−2.1%
Homes in this price range+0.4%
Land as a share of the value+0.1%
Nearby recent sales (15)−1.4%
Its own sale in 2020+0.6%
Our estimate$732,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes

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What it costs to live here

Home expense estimates

Mortgage: open the section
$2,956a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 35 Pharazyn Street

Every rate from 36 lenders →
Estimated repayments
$1,363
$584,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $141 less a fortnight — about $3,665 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,363/fn
  • ICBC4.65%s$1,389/fn
  • Bank of China4.68%s$1,394/fn
  • AIA New Zealand4.99%$1,445/fn
  • ANZ Bank New Zealand4.99%s$1,445/fn
  • ASB Bank4.99%$1,445/fn
  • Bank of Baroda4.99%$1,445/fn
  • Police Credit Union4.99%$1,445/fn
  • Unity Credit Union4.99%s$1,445/fn
  • Kiwibank5.15%s$1,471/fn
  • Bank of New Zealand5.19%$1,478/fn
  • SBS Bank5.19%s$1,478/fn
  • The Co-operative Bank5.19%s$1,478/fn
  • TSB Bank5.19%s$1,478/fn
  • Westpac New Zealand5.19%s$1,478/fn
  • First Credit Union5.29%s$1,494/fn
  • Kookmin Bank Auckland Branch5.35%$1,504/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 35 Pharazyn Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.

Investor insights

35 Pharazyn Street as a rental

Rent estimate$650/wk$560–$750 · Little evidence
Gross yield4.6%$33,800 a year on $732k
Net yield3.8%After $5,980 of costs
Cash flow+$39/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$33,800
Empty between tenants 2 weeks−$1,300
Property management 9.2% incl. GST−$2,990
Maintenance 5% of rent−$1,690
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$27,820
Interest $512,400 at 5.03%, interest only−$25,774
Cash flow before tax+$2,046

The rent covers the interest at rates up to 5.43%. That is 0.9% a year on a $220k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area160 m²
  • Decade built1960s
  • Bedrooms3
  • Bathrooms2
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilLower Hutt City
  • Valuation #16091-8100
  • Valuation date1 Aug 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberWN610/184
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 5 Deposited Plan 17511, 506 m2
  • Land area506 m²
  • Title issued30 Aug 1954
  • Land districtWellington
Instruments on this title1 registered instrumentMortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Train station
Western Hutt Station
12 min walk · 666 m · about every 40 min
MEL
Bus stop
Bridge Street at Normandale Road
5 min walk · 268 m · about hourly
150
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed

Real-estate Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 2 consents on record.

  1. 1 Aug 2020
    Adds/Alts$12,000 declared

    Res - alterations, convert laundry into bathrm, relocate laundry to gge

    Consent BC200867 · Lower Hutt City
  2. 1 Sep 2019
    New$350,000 declared

    New three bdrm dwg with attached dbl gge, living / dining / kitchen, wc, bathrm & ensuite timber framed walls & roof framing on rib raft concrete slab. brick veneer & bgc nuline weatherboard wall claddings, metal tile roofing

    Consent 129230/1 · Lower Hutt City

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.

Within 250 m

  1. 26 Jul 2021
    Land use

    Construction and operation of a child care facility for up to 80 children

    RM210399 · Hutt City
    133 mGranted
  2. 18 Aug 2020
    Land use

    Land Use Consent

    RM200270 · Hutt City
    87 mGranted
  3. 17 Oct 2019
    Land use

    Two lot subdivision including the relocation of the existing dwelling and construction of an additional dwelling.

    RM190359 · Hutt City
    130 mGranted
  4. 17 Oct 2019
    Subdivision

    Two lot subdivision including the relocation of the existing dwelling and construction of an additional dwelling.

    RM190359Sub · Hutt City
    130 mGranted
  5. 23 Mar 2017
    Land use

    Extension to dwelling within the Wellington Fault Special Study Area

    RM170066 · Hutt City
    64 mGranted
  6. 10 Aug 2016
    Land use

    Brothel in a residential area

    RM160192 · Hutt City
    82 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Lower Hutt City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Greater Wellington will send the file on a listed site on request; quote the site number.

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What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Melling

Lower Hutt City
250
Properties on the rating roll
1 Aug 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Melling

People whose office is within 5 km of Melling, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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