Finding a picture…
Estimate $634k – $843k
3
19 Riddlers Crescent, Petone
Title boundary · 300 m² · LINZ
Unclaimed
43 Beach Street, Petone
Lower Hutt · Lower Hutt City
Last sold May 2015
OwnBetter estimate
$734k
Medium confidence
We estimate it would sell for $734,000 as at 5 October 2026, in a range of $628,000 to $835,000.
Typical home in Petone
$753k
The median of our estimates of its 2,256 homes
$628kLow
$734kEstimate
$770kCouncil value
$835kHigh
How we worked this out
| Council valuation, Aug 2025 | $770,000 |
|---|---|
| Market movement in Lower Hutt City since the council valuation | −2.1% |
| How Petone sells against council values | −0.7% |
| Homes of this age in Petone | −1.0% |
| Homes in this price range | +0.4% |
| Land as a share of the value | −0.2% |
| Nearby recent sales (15) | −1.2% |
| Our estimate | $734,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 43 Beach Street
Estimated repayments
$1,373
$588,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $142 less a fortnight — about $3,690 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,373/fn
ICBC4.65%s$1,399/fn
Bank of China4.68%s$1,404/fn
AIA New Zealand4.99%$1,454/fn
ANZ Bank New Zealand4.99%s$1,454/fn
ASB Bank4.99%$1,454/fn
Bank of Baroda4.99%$1,454/fn
Police Credit Union4.99%$1,454/fn
Unity Credit Union4.99%s$1,454/fn
Kiwibank5.15%s$1,481/fn
Bank of New Zealand5.19%$1,488/fn
SBS Bank5.19%s$1,488/fn
The Co-operative Bank5.19%s$1,488/fn
TSB Bank5.19%s$1,488/fn
Westpac New Zealand5.19%s$1,488/fn
First Credit Union5.29%s$1,505/fn- Kookmin Bank Auckland Branch5.35%$1,515/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 43 Beach Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
43 Beach Street as a rental
Rent estimate$650/wk$560–$750 · Little evidence
Gross yield4.6%$33,800 a year on $734k
Net yield3.8%After $5,980 of costs
Cash flow+$38/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $33,800 |
|---|---|
| Empty between tenants 2 weeks | −$1,300 |
| Property management 9.2% incl. GST | −$2,990 |
| Maintenance 5% of rent | −$1,690 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $27,820 |
| Interest $513,800 at 5.03%, interest only | −$25,844 |
| Cash flow before tax | +$1,976 |
The rent covers the interest at rates up to 5.41%. That is 0.9% a year on a $220k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area90 m²
- Decade built1910s
- Bedrooms3
- Bathrooms1
- Property categoryUse not published
- CouncilLower Hutt City
- Valuation #16580-48800
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberWN43/129
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Part Lot 48 Deposited Plan 51, 341 m2
- Land area300 m²
- Title issued8 Nov 1886
- Land districtWellington
Instruments on this title2 registered instrumentsBuilding Line Restriction · Mortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Train station
Petone Station
16 min walk · 929 m · about every 15 min
HVLMELWRL
Bus stop
Jackson Street at Britannia Street
2 min walk · 97 m · about every 10 min
8183110130854N22
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
Building work the council has consented on this property, newest first. 1 consent on record.
- 1 Mar 2022Adds/Alts$100,000 declared
Rbw - housing - alterations, re-clad exterior walls, replace windows, renovate kitchen & bathrm, new deck with pergola
Consent BC211581 · Lower Hutt City
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.
Within 250 m
- 28 Jun 2024Land use
Extension to visitor accommodation, and alterations to condition 1 of RM090238 as varied by RM160062 and condition 1 of Decision 2 RM160062.
RM240243 · Hutt City127 mGranted - 31 May 2023Land use
Variation to the existing resource consent to allow for changes to the construction and roof line of the build.
RM230127 · Hutt City79 mGranted - 18 Aug 2022Land use and subdivision
Multi-unit residential development consisting of four three-storey units, and associated four-lot fee simple subdivision
RM220283 · Hutt City62 mGranted - 29 Jun 2022Land use
To construct and maintain a 4 Cone Penetration tests, BQ32/0845, BQ32/0848, BQ32/0849 and BQ32/0850 for geotechnical investigation purposes
38399* · Greater Wellington Regional239 mGranted - 28 Apr 2022Land use
To construct and maintain a sonic borehole and complete two CPT tests in the LHGZ
38311* · Greater Wellington Regional57 mGranted - 11 Apr 2022Land use
Partial demolition and reconstruction of heritage building to enable conversion to residential dwelling.
RM220101 · Hutt City244 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Lower Hutt City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Greater Wellington will send the file on a listed site on request; quote the site number.
Ask Greater Wellington Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Petone
Lower Hutt City
3,135
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
6 people looked at properties in Petone this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Petone
People whose office is within 5 km of Petone, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Ray White
Ryan BakerSalesperson
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Caleb CorbySalesperson
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Julia DakovaSalesperson
Ray White
Scott DempsterBranch Manager
Ray White
Benjamin de WeverSalesperson
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Ruby DonnellySalesperson
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Hamish DrummSalesperson
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Linda Goss-WallaceSalesperson
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Shaun HanningSalesperson
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Theodore JonesSalesperson
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Rupert KemeysSalesperson
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Sarah-Kay KilnerSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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