Title boundary · 20,019 m² · LINZ
Unclaimed

23 Pine Hill Road, Ruby Bay

Māpua · Tasman District

Last sold Oct 2012

OwnBetter estimate
$1.17m
Medium confidence

We estimate it would sell for $1,170,000 as at 5 October 2026, in a range of $997,000 to $1,330,000.

Typical home in Ruby Bay
$1.24m
The median of our estimates of its 359 homes
How we worked this out
Council valuation, Sept 2023$1,235,000
Market movement in Tasman District since the council valuation+2.0%
How Ruby Bay sells against council values−3.9%
Homes of this age in Ruby Bay−0.9%
Homes in this price range−1.1%
Land as a share of the value−0.3%
Nearby recent sales (15)−1.5%
Our estimate$1,170,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,737a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 23 Pine Hill Road

Every rate from 36 lenders →
Estimated repayments
$2,185
$936,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $226 less a fortnight — about $5,874 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,185/fn
  • ICBC4.65%s$2,226/fn
  • Bank of China4.68%s$2,234/fn
  • AIA New Zealand4.99%$2,315/fn
  • ANZ Bank New Zealand4.99%s$2,315/fn
  • ASB Bank4.99%$2,315/fn
  • Bank of Baroda4.99%$2,315/fn
  • Police Credit Union4.99%$2,315/fn
  • Unity Credit Union4.99%s$2,315/fn
  • Kiwibank5.15%s$2,358/fn
  • Bank of New Zealand5.19%$2,368/fn
  • SBS Bank5.19%s$2,368/fn
  • The Co-operative Bank5.19%s$2,368/fn
  • TSB Bank5.19%s$2,368/fn
  • Westpac New Zealand5.19%s$2,368/fn
  • First Credit Union5.29%s$2,395/fn
  • Kookmin Bank Auckland Branch5.35%$2,411/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 23 Pine Hill Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

23 Pine Hill Road as a rental

Rent estimate$825/wk$710–$950 · Little evidence
Gross yield3.7%$42,900 a year on $1.17m
Net yield3.0%After $7,590 of costs
Cash flow−$113/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$42,900
Empty between tenants 2 weeks−$1,650
Property management 9.2% incl. GST−$3,795
Maintenance 5% of rent−$2,145
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$35,310
Interest $819,000 at 5.03%, interest only−$41,196
Cash flow before tax−$5,886

The rent covers the interest at rates up to 4.31%. That is -1.7% a year on a $351k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area145 m²
  • Decade built1920s
  • Bedrooms4
  • Bathrooms2
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilTasman District
  • Valuation #19380-401
  • Council Property ReportView the council’s report
  • Valuation date1 Sep 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number8720
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 302219, 20,032 m2
  • Land area20,019 m²
  • Title issued28 Sep 2001
  • Land districtNelson
Instruments on this title4 registered instrumentsCertificate under s321 Local Government Act 1974 · Easement Certificate · Easement Instrument · Mortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 2 land use or subdivision consents within 250 m.

Within 250 m

  1. 7 Mar 2024
    Land use

    Retrospective land use consent for recontouring to provide a flat area for equestrian purposes in the Rural Residential zone and Land Disturbance Area 1, at 23 Pine Hill Road, Ruby Bay

    240123 · Tasman District
    66 mGranted
  2. 22 May 2017
    Subdivision

    Subdivision of NL5D/501 of 7.9746 hectares to create: (a) Lot 1 of 1.1889 hectares; and (b) Lot 2 of 2.3323 hectares to be re-amalgamated with Lot 1 DP 302219 for a total area of 6.7857 hectares.

    170634 · Tasman District
    164 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Tasman District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

We show Tasman's historic pesticide sites. The rest of its register is not yet published; the LIM, or the council's duty planner, will say what it holds.

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Ruby Bay

Tasman District
396
Properties on the rating roll
1 Sep 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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Agents active in Ruby Bay

People whose office is within 5 km of Ruby Bay, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Independent
Martina BoorSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Independent
Giovana MiltonSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Independent
Terence MiltonSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Who sold the most in Ruby Bay →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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