AerialNot listedEstimate $3.19m – $4.73m
92 Aporo Road, Ruby Bay
Title boundary · 5,301 m² · LINZ
Unclaimed
96 Aporo Road
Ruby Bay, Māpua · Tasman District
Last sold Apr 2018
OwnBetter estimate
$3.58m
Low confidence
We estimate it would sell for $3,580,000 as at 5 October 2026, in a range of $2,950,000 to $4,370,000.
Typical home in Ruby Bay
$1.24m
The median of our estimates of its 359 homes
$2.95mLow
$3.58mEstimate
$3.7mCouncil value
$4.37mHigh
How we worked this out
| Council valuation, Sept 2023 | $3,700,000 |
|---|---|
| Market movement in Tasman District since the council valuation | +2.0% |
| How Ruby Bay sells against council values | −3.9% |
| Homes of this age in Ruby Bay | −0.7% |
| Homes in this price range | −0.1% |
| Land as a share of the value | −0.3% |
| Our estimate | $3,580,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 96 Aporo Road
Estimated repayments
$6,687
$2,864,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $691 less a fortnight — about $17,972 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$6,687/fn
ICBC4.65%s$6,813/fn
Bank of China4.68%s$6,836/fn
AIA New Zealand4.99%$7,084/fn
ANZ Bank New Zealand4.99%s$7,084/fn
ASB Bank4.99%$7,084/fn
Bank of Baroda4.99%$7,084/fn
Police Credit Union4.99%$7,084/fn
Unity Credit Union4.99%s$7,084/fn
Kiwibank5.15%s$7,214/fn
Bank of New Zealand5.19%$7,247/fn
SBS Bank5.19%s$7,247/fn
The Co-operative Bank5.19%s$7,247/fn
TSB Bank5.19%s$7,247/fn
Westpac New Zealand5.19%s$7,247/fn
First Credit Union5.29%s$7,329/fn- Kookmin Bank Auckland Branch5.35%$7,378/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 96 Aporo Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
96 Aporo Road as a rental
Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield1.6%$57,980 a year on $3.58m
Net yield1.3%After $10,258 of costs
Cash flow−$1,506/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $57,980 |
|---|---|
| Empty between tenants 2 weeks | −$2,230 |
| Property management 9.2% incl. GST | −$5,129 |
| Maintenance 5% of rent | −$2,899 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $47,722 |
| Interest $2,506,000 at 5.03%, interest only | −$126,052 |
| Cash flow before tax | −$78,330 |
The rent covers the interest at rates up to 1.90%. That is -7.3% a year on a $1.07m deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area420 m²
- Decade built2020s
- Bedrooms5
- Bathrooms3
- Parking3 car spaces
- Property categoryUse not published
- CouncilTasman District
- Valuation #19280-86208
- Council Property ReportView the council’s report
- Valuation date1 Sep 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number543404
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 4 Deposited Plan 439005, 5,304 m2
- Land area5,301 m²
- Title issued3 Jun 2011
- Land districtNelson
Instruments on this title20 registered instrumentsEasement Instrument ×7 · Deed of Easement ×4 · Land Covenant under s116(1)(a) or (b) Land Transfer Act 2017 ×2 · Partial Surrender of Easement ×2 · Consent Notice under s221(4)(a) Resource Management Act 1991 · Gazette Notice/Order in Council/Proclamation · Revocation of Conditional Easement under s243 Resource Management Act 1991 · Variation of Consent Notice Condition under s221(5) Resource Management Act 1991 · Variation of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. 2 on this property · 7 land use or subdivision consents within 250 m.
On this property
- 10 Aug 2018Granted
- 23 Feb 2018Discharge permit
Discharge secondary treated wastewater to land within the Wastewater Management Area (Lot 4 DP 439005)
180153 · Tasman DistrictGranted
Within 250 m
- 28 Nov 2022Land use
Variation to Consent Notice 8758756.10 to vary Condition 3.1 to locate four water tanks outside the approved building location area.
220991 · Tasman District95 mGranted - 16 Sep 2022Land use
Land use consent to construct a dwelling in the Rural 3 Zone and the Coastal Environment Area with associated water tanks that are located outside the approved building location area (BLA).
220797 · Tasman District95 mGranted - 3 Dec 2019Land use
Land use consent to construct a dwelling within the Coastal Environment Area (CEA)and the Rural 3 Zone
191335 · Tasman District55 mGranted - 10 Aug 201855 mGranted
- 10 Aug 201895 mGranted
- 23 Mar 201895 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Tasman District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
We show Tasman's historic pesticide sites. The rest of its register is not yet published; the LIM, or the council's duty planner, will say what it holds.
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Ruby Bay
Tasman District
396
Properties on the rating roll
1 Sep 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Ruby Bay
People whose office is within 5 km of Ruby Bay, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Martina BoorSalesperson
Independent
Giovana MiltonSalesperson
Independent
Terence MiltonSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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