Estimate $505k – $671k
3
133 Shakespeare Road, Bluff Hill
Title boundary · 515 m² · LINZ
Unclaimed
13 Cameron Road, Bluff Hill
Napier · Napier City
Last sold Nov 1998
OwnBetter estimate
$557k
Medium confidence
We estimate it would sell for $557,000 as at 5 October 2026, in a range of $476,000 to $633,000.
Typical home in Bluff Hill
$838k
The median of our estimates of its 1,021 homes
$476kLow
$557kEstimate
$590kCouncil value
$633kHigh
How we worked this out
| Council valuation, Oct 2023 | $590,000 |
|---|---|
| Market movement in Napier City since the council valuation | −0.1% |
| Apartments and houses in Napier City | +0.1% |
| How Bluff Hill sells against council values | −2.0% |
| Homes of this age in Bluff Hill | −0.2% |
| Homes in this price range | +0.5% |
| Land as a share of the value | −0.6% |
| Nearby recent sales (15) | −3.4% |
| Our estimate | $557,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 13 Cameron Road
Estimated repayments
$1,037
$444,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $107 less a fortnight — about $2,786 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,037/fn
ICBC4.65%s$1,056/fn
Bank of China4.68%s$1,060/fn
AIA New Zealand4.99%$1,098/fn
ANZ Bank New Zealand4.99%s$1,098/fn
ASB Bank4.99%$1,098/fn
Bank of Baroda4.99%$1,098/fn
Police Credit Union4.99%$1,098/fn
Unity Credit Union4.99%s$1,098/fn
Kiwibank5.15%s$1,118/fn
Bank of New Zealand5.19%$1,123/fn
SBS Bank5.19%s$1,123/fn
The Co-operative Bank5.19%s$1,123/fn
TSB Bank5.19%s$1,123/fn
Westpac New Zealand5.19%s$1,123/fn
First Credit Union5.29%s$1,136/fn- Kookmin Bank Auckland Branch5.35%$1,144/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 13 Cameron Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
13 Cameron Road as a rental
Rent estimate$580/wk$500–$670 · Little evidence
Gross yield5.4%$30,160 a year on $557k
Net yield4.5%After $5,336 of costs
Cash flow+$100/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $30,160 |
|---|---|
| Empty between tenants 2 weeks | −$1,160 |
| Property management 9.2% incl. GST | −$2,668 |
| Maintenance 5% of rent | −$1,508 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $24,824 |
| Interest $389,900 at 5.03%, interest only | −$19,612 |
| Cash flow before tax | +$5,212 |
The rent covers the interest at rates up to 6.37%. That is 3.1% a year on a $167k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area126 m²
- Decade built1900s
- Bedrooms3
- Bathrooms1
- Parking1 car space
- Property categoryUse not published
- CouncilNapier City
- Valuation #9880-27500
- Valuation date1 Oct 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberHB148/31
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 8888, 514 m2
- Land area515 m²
- Title issued15 Dec 1954
- Land districtHawkes Bay
Instruments on this title2 registered instrumentsPartial Surrender of Easement · Transfer and Grant of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 5 land use or subdivision consents within 250 m.
Within 250 m
- 20 May 2024127 mGranted
- 9 Jan 2023241 mGranted
- 31 Jan 2019Subdivision
Napier Hill Character zone subdivision to create six lots around six existing residential units not complying with on-site parking provision
S19010 · Napier City82 mGranted - 6 Sep 2018Land use
Construct a studio within the 3m front yard & infringing 3m/45 degree height control
180160 · Napier City108 mGranted - 21 Feb 2017Land use
Construct a garage which infringes the 5m front yard within the Napier Hill Character zone
170018 · Napier City69 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Napier City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Hawke's Bay publishes verified sites only; unverified ones are on its register but not mapped. Its hazard portal gives a free property report.
Ask Hawke's Bay Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Bluff Hill
Napier City
1,140
Properties on the rating roll
1 Oct 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Bluff Hill
People whose office is within 5 km of Bluff Hill, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Aaron TunstallAgent
Independent
Keighly AbelBranch Manager
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Nathan AbelSalesperson
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Deborah BrettAgent
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Nicola ClarkSalesperson
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Edward CoxSalesperson
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Gregory CurrieAgent
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Kirstin Daly TaylorSalesperson
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Sarah DavidsonBranch Manager
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Kathleen DaviesAgent
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Leon DearSalesperson
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Gabrielle EllettAgent
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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