Estimate $976k – $1.30m
, Tamatea
2 title boundaries · 115,894 m² · LINZ
What you’ll love about this place
- Waterfront: the land runs down to a river
From LINZ's topographic maps: how near the land comes to the water's edge.
OwnBetter estimate
$8.82m
Medium confidence
We estimate it would sell for $8,820,000 as at 5 October 2026, in a range of $7,540,000 to $10,000,000.
Typical home in Tamatea
$648k
The median of our estimates of its 1,753 homes
$7.54mLow
$8.82mEstimate
$8.82mCouncil value
$10.0mHigh
How we worked this out
| Council valuation, Oct 2023 | $8,820,000 |
|---|---|
| Market movement in Napier City since the council valuation | −0.1% |
| Apartments and houses in Napier City | +0.1% |
| How Tamatea sells against council values | +1.7% |
| Homes in this price range | +0.1% |
| Land as a share of the value | −1.6% |
| Our estimate | $8,820,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 398 Prebensen Drive
Estimated repayments
$16,474
$7,056,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $1,703 less a fortnight — about $44,278 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$16,474/fn
ICBC4.65%s$16,784/fn
Bank of China4.68%s$16,843/fn
AIA New Zealand4.99%$17,454/fn
ANZ Bank New Zealand4.99%s$17,454/fn
ASB Bank4.99%$17,454/fn
Bank of Baroda4.99%$17,454/fn
Police Credit Union4.99%$17,454/fn
Unity Credit Union4.99%s$17,454/fn
Kiwibank5.15%s$17,773/fn
Bank of New Zealand5.19%$17,854/fn
SBS Bank5.19%s$17,854/fn
The Co-operative Bank5.19%s$17,854/fn
TSB Bank5.19%s$17,854/fn
Westpac New Zealand5.19%s$17,854/fn
First Credit Union5.29%s$18,055/fn- Kookmin Bank Auckland Branch5.35%$18,177/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 398 Prebensen Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Property data
- Property categoryUse not published
- CouncilNapier City
- Valuation #9830-8501
- Valuation date1 Oct 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numbers1166676, 690866
- Title typeFreehold, plus a gazette notice title
- Registered ownerNapier City Council
- Public landHeld by a council
- Estate descriptionFee Simple, 1/1, Section 8 Survey Office Plan 497780, 100,777 m2
- Land area109,658 m²
- Title issued17 Nov 2023
- Land districtHawkes Bay
Instruments on these titles7 registered instrumentsEasement Instrument ×5 · Compensation Certificate · Transfer and Grant of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 2 land use or subdivision consents within 250 m.
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
Free. Takes about a minute.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Napier City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Hawke's Bay publishes verified sites only; unverified ones are on its register but not mapped. Its hazard portal gives a free property report.
Ask Hawke's Bay Regional CouncilWhat could you build here?
See how big a house this section takes at one, two and three storeys, inside the zone’s yards and height rules. Then ask builders to price the shape you pick.
About Tamatea
Napier City
1,978
Properties on the rating roll
10 Jun 2026
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Tamatea
People whose office is within 5 km of Tamatea, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Grant BaileyBranch Manager
Lynda BaileySalesperson
Shelley GilmartinSalesperson
Grant HadfieldBranch Manager
Christine McIntyreSalesperson
Kaylene PhilipSalesperson
Elizabeth WalshSalesperson
Deborah WhiteSalesperson
Ray White
Tracey CampbellSalesperson
Ray White
Tina ChamberlainAgent
Ray White
Chanel De VrijeSalesperson
Ray White
Kerry FormanSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
Free for property owners
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.