Title boundary · 1,012 m² · LINZ
UnclaimedResidentialMulti-unit

12 Otanerua Road, Hatfields Beach

Also 12A Otanerua Road

Orewa · Auckland

Last sold Apr 2017

OwnBetter estimate
$1.07m
Medium confidence

We estimate it would sell for $1,070,000 as at 5 October 2026, in a range of $911,000 to $1,210,000.

Typical home in Hatfields Beach
$951k
The median of our estimates of its 516 homes
How we worked this out
Council valuation, May 2024$1,150,000
Market movement in Auckland since the council valuation−4.8%
Apartments and houses in Auckland−1.3%
How Hatfields Beach sells against council values−0.1%
Homes of this age in Hatfields Beach−1.1%
Homes in this price range+0.1%
Land as a share of the value+0.6%
Nearby recent sales (15)−0.8%
Our estimate$1,070,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free report
What it costs to live here

Home expense estimates

Mortgage: open the section
$4,332a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 12 Otanerua Road

Every rate from 36 lenders →
Estimated repayments
$1,998
$856,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $207 less a fortnight — about $5,372 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,998/fn
  • ICBC4.65%s$2,036/fn
  • Bank of China4.68%s$2,043/fn
  • AIA New Zealand4.99%$2,117/fn
  • ANZ Bank New Zealand4.99%s$2,117/fn
  • ASB Bank4.99%$2,117/fn
  • Bank of Baroda4.99%$2,117/fn
  • Police Credit Union4.99%$2,117/fn
  • TSB Bank4.99%s$2,117/fn
  • Unity Credit Union4.99%s$2,117/fn
  • Kiwibank5.15%s$2,156/fn
  • Bank of New Zealand5.19%$2,166/fn
  • SBS Bank5.19%s$2,166/fn
  • The Co-operative Bank5.19%s$2,166/fn
  • Westpac New Zealand5.19%s$2,166/fn
  • First Credit Union5.29%s$2,190/fn
  • Kookmin Bank Auckland Branch5.35%$2,205/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 12 Otanerua Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

12 Otanerua Road as a rental

Rent estimate$785/wk$680–$910 · Little evidence
Gross yield3.8%$40,820 a year on $1.07m
Net yield2.7%After $12,353 of costs
Cash flow−$176/wk30% deposit, interest only at 5.02%
Line
Price Our estimate
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $785
Property manager
Rent, 52 weeks$40,820
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$28,467
Interest $749,000 at 5.02%, interest only−$37,600
Cash flow before tax−$9,133
Cash flow a week−$176
Gross / net yield on the price3.8% / 2.7%
Return on equity cash flow on the deposit, before tax−2.8%
Loses money above this interest rate, before tax3.80%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 3.80%. That is -2.8% a year on a $321k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area159 m²
  • Land area1,012 m²
  • Decade built1950s
  • Bedrooms3
  • Bathrooms1
  • Parking1 car space
  • ImprovementsDwelling, outbuildings, other improvements, unit
  • Property categoryMulti-unit
  • CouncilAuckland
  • Valuation #31210-00000003300
  • Valuation date1 May 2024
  • Rates this year, 2026/2027$5,130.98

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberNA1126/261
  • Title typeFreehold
  • Legal descriptionLot 19 Deposited Plan 41598
  • Land area1,012 m²
  • Addresses on this property2
Registered instruments0 registered instruments on this title See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Bus stop
Hammond Avenue
5 min walk · 244 m · about hourly
981
Stops: Auckland TransportWalk times estimated, not routed

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 13 land use or subdivision consents within 250 m.

Within 250 m

  1. 26 Oct 2023
    Land use

    New minor dwelling on the rear of the site. SMAF provisions for 29 and 29A.

    LUC60424980 · Auckland
    160 mGranted
  2. 2 May 2022
    Land use

    To construct a new, two storey detached dwelling on the subject site that requires consent for an infringement to height in relation to boundary and for an encroachment to the 3m front yard setback by the proposed 41,000L in ground pool. Consent is also required for earthworks of 210m3 over an area of 285m2 within the significant ecological areas (SEA) overlay.

    LUC60401490 · Auckland
    235 mGranted
  3. 21 Oct 2021
    Land use

    SMAF - RBW - Single level dwelling. Metal tile roofing. James Hardies product cladding and brick cladding. Slab to grade. 3 Bedrooms, 2 bathrooms, 1 office/4th bedroom and kitchen. 2 Car garage.

    LUC60389188 · Auckland
    69 mGranted
  4. 8 Jun 2021
    Land use

    To construct a new dwelling with a minor dwelling. SMAF, Earthworks and Vehicle Platform

    LUC60379349 · Auckland
    60 mGranted
  5. 2 Jun 2020
    Land use

    To create an impervious area greater than 50m² in a Stormwater Management Area

    LUC60358120 · Auckland
    76 mGranted
  6. 12 Feb 2018
    Subdivision

    To update to cross-lease title of the subject site, because an extension was added to the original dwelling. The dwelling is shown as Area 1 on the proposed Scheme Plan

    SUB60315082 · Auckland
    105 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
Nobody is tracking this property yet

If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.

Free. Takes about a minute.

We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.

What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

The hazard maps could not be read just now.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.

Ask Auckland Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Hatfields Beach

Auckland
535
Properties on the rating roll
1 May 2024
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Like Hatfields Beach?

Find your perfect home

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

Free for property owners

Claim it, then find everything else you own.

A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.

Find all my properties