Estimate $879k – $1.17m
4
12 Cornwall Place, Karaka
Title boundary · 297 m² · LINZ
Unclaimed
21 Fort Lincoln Loop, Karaka
Papakura · Auckland
Last sold Dec 2020
What you’ll love about this place
- About 50 m from the coast
From LINZ's topographic maps: how near the land comes to the water's edge.
OwnBetter estimate
$984k
Medium confidence
We estimate it would sell for $984,000 as at 5 October 2026, in a range of $883,000 to $1,120,000.
Typical home in Karaka
$1.07m
The median of our estimates of its 5,324 homes
$883kLow
$984kEstimate
$1.07mCouncil value
$1.12mHigh
How we worked this out
| Council valuation, May 2024 | $1,075,000 |
|---|---|
| Market movement in Auckland since the council valuation | −4.8% |
| Apartments and houses in Auckland | +0.1% |
| How Karaka sells against council values | −1.2% |
| Homes of this age in Karaka | −0.7% |
| Homes in this price range | −0.2% |
| Land as a share of the value | +0.2% |
| Nearby recent sales (15) | −1.2% |
| Its own sale in 2020 | −0.8% |
| Our estimate | $984,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 21 Fort Lincoln Loop
Estimated repayments
$1,840
$788,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $190 less a fortnight — about $4,945 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,840/fn
ICBC4.65%s$1,874/fn
Bank of China4.68%s$1,881/fn
AIA New Zealand4.99%$1,949/fn
ANZ Bank New Zealand4.99%s$1,949/fn
ASB Bank4.99%$1,949/fn
Bank of Baroda4.99%$1,949/fn
Police Credit Union4.99%$1,949/fn
Unity Credit Union4.99%s$1,949/fn
Kiwibank5.15%s$1,985/fn
Bank of New Zealand5.19%$1,994/fn
SBS Bank5.19%s$1,994/fn
The Co-operative Bank5.19%s$1,994/fn
TSB Bank5.19%s$1,994/fn
Westpac New Zealand5.19%s$1,994/fn
First Credit Union5.29%s$2,016/fn- Kookmin Bank Auckland Branch5.35%$2,030/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 21 Fort Lincoln Loop. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
21 Fort Lincoln Loop as a rental
Rent estimate$755/wk$650–$870 · Little evidence
Gross yield4.0%$39,260 a year on $984k
Net yield3.3%After $6,946 of costs
Cash flow−$45/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $39,260 |
|---|---|
| Empty between tenants 2 weeks | −$1,510 |
| Property management 9.2% incl. GST | −$3,473 |
| Maintenance 5% of rent | −$1,963 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $32,314 |
| Interest $688,800 at 5.03%, interest only | −$34,647 |
| Cash flow before tax | −$2,333 |
The rent covers the interest at rates up to 4.69%. That is -0.8% a year on a $295k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area167 m²
- Decade built2010s
- Bedrooms4
- Bathrooms2
- Parking4 car spaces
- Property categoryUse not published
- CouncilAuckland
- Valuation #37401-00000001243
- Valuation date1 May 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number815276
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 45 Deposited Plan 519131, 297 m2
- Land area297 m²
- Title issued13 Feb 2019
- Land districtNorth Auckland
Instruments on this title10 registered instrumentsConsent Notice under s221(4)(a) Resource Management Act 1991 ×3 · Transfer ×3 · Easement Instrument · Mortgage · Partial Surrender of Easement · Variation of Covenant See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Bus stop
Oakland Road
16 min walk · 921 m · about hourly
379
Stops: Auckland TransportWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 25 land use or subdivision consents within 250 m.
Within 250 m
- 9 Nov 2021Land use
Proposed three level dwelling on a vacant site with earthworks area and volume exceeding permitted amounts
LUC60390520 · Auckland129 mGranted - 18 Jun 2021Land use
The construction of a new dwelling and associated earthworks on a residential zoned vacant site. 2.6m high retaining wall on south and western and eastern boundary has retaining wall taper down to Natural ground level
LUC60380152 · Auckland115 mGranted - 29 Mar 2021Land use
The construction of a new dwelling and associated earthworks on a residential zoned vacant site.
LUC60375022 · Auckland99 mGranted - 1 Oct 2020Land use
The applicant is proposing to undertake earthworks to construct a double storey dwelling and attached garaging. The new dwelling wil l be constructed in accordance with the plans prepared by Signature Homes enclosed with this application. The new dwelling contains five bedrooms and a double attached garage. Complying outlook and outdoor living spaces have been shown on the plans. The developmen t triggers minor bulk and location infringements including setback and height in relation to boundary
LUC60364555 · Auckland196 mGranted - 21 Aug 2020Land use
Construction of 2.4m High retaining wall. We already have building consent for need resource consent for boundary infringements. Als o have HIRB infringement which we have written approval from neighbors for. Also are over on earthworks due to amount of work requi red
LUC60362177 · Auckland172 mGranted - 27 Mar 2020Land use
Construction of a single level 3 bedroom dwelling with attached garaging in the Mixed Housing Suburban zone
LUC60355263 · Auckland86 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
A mapped flood area comes close to this property, but not onto it.
- Over the whole section
Unitary Plan Base Zone
On this propertyDistrict plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.
- Nearest 107 m away
Flood plain
Not mapped hereLand the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.
- Nearest 117 m away
Flood prone area
Not mapped hereA low point where stormwater ponds if its outlet blocks or overflows.
- None within 250 m
Flood sensitive area
Not mapped hereLand beside a flood plain that could flood if the model is out, or the storm is bigger.
- 47 m from the boundary
Coastal inundation
NearbyLand the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.
- None within 250 m
Special character area
Not mapped hereStreets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.
- None within 250 m
Historic heritage place
Not mapped hereA scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.
- None within 250 m
Height variation control
Not mapped hereAn explicit building height for this land, replacing the one its zone would give.
- None within 250 m
Volcanic viewshaft
Not mapped hereA protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.
- None within 250 m
Locally significant viewshaft
Not mapped hereA locally protected view of a cone, with its own height ceiling.
- None within 250 m
Museum viewshaft
Not mapped hereThe protected view of the Auckland War Memorial Museum.
- None within 250 m
Ridgeline protection
Not mapped hereSkyline land where building height is controlled so the ridge stays a ridge.
- None within 250 m
Notable tree
Not mapped hereA scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.
- None within 250 m
Notable group of trees
Not mapped hereA scheduled stand of trees, protected as a group.
- Over the whole section
Precinct
On this propertyLocal rules written for this area alone, which override the underlying zone where they differ.
- Precinct
- Hingaia 2
Source: Auckland Council (CC BY 4.0)
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.
Ask Auckland CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Karaka
Auckland
5,756
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
6 people looked at properties in Karaka this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Karaka
People whose office is within 5 km of Karaka, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Ray White
Jiha ChungSalesperson
Ray White
Yadwinder DsorSalesperson
Independent
Tanja DumperSalesperson
Independent
Qinghui Fan-CurtinSalesperson
Independent
Navdeep GillSalesperson
Independent
Jaspreet KaurSalesperson
Independent
Ji Seon LimSalesperson
Independent
Minju YoonSalesperson
Independent
Lin ZhangSalesperson
Independent
Rahul BehlSalesperson
Independent
Sudesh KumarAgent
Independent
Faumuina LauluSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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