Finding a picture…
Estimate $878k – $1.11m
4
3 The Masthead, Whitby
Title boundary · 676 m² · LINZ
Unclaimed
4 Navigation Drive, Whitby
Porirua · Porirua City
Last sold Jun 2019
OwnBetter estimate
$1.04m
Medium confidence
We estimate it would sell for $1,040,000 as at 5 October 2026, in a range of $934,000 to $1,180,000.
Typical home in Whitby
$880k
The median of our estimates of its 4,205 homes
$934kLow
$1.04mEstimate
$1.07mCouncil value
$1.18mHigh
How we worked this out
| Council valuation, Sept 2025 | $1,070,000 |
|---|---|
| Market movement in Porirua City since the council valuation | −3.7% |
| How Whitby sells against council values | +0.4% |
| Homes of this age in Whitby | −0.4% |
| Homes in this price range | +0.3% |
| Nearby recent sales (15) | +0.5% |
| Its own sale in 2019 | +0.3% |
| Our estimate | $1,040,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 4 Navigation Drive
Estimated repayments
$1,942
$832,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $201 less a fortnight — about $5,221 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,942/fn
ICBC4.65%s$1,979/fn
Bank of China4.68%s$1,986/fn
AIA New Zealand4.99%$2,058/fn
ANZ Bank New Zealand4.99%s$2,058/fn
ASB Bank4.99%$2,058/fn
Bank of Baroda4.99%$2,058/fn
Police Credit Union4.99%$2,058/fn
Unity Credit Union4.99%s$2,058/fn
Kiwibank5.15%s$2,096/fn
Bank of New Zealand5.19%$2,105/fn
SBS Bank5.19%s$2,105/fn
The Co-operative Bank5.19%s$2,105/fn
TSB Bank5.19%s$2,105/fn
Westpac New Zealand5.19%s$2,105/fn
First Credit Union5.29%s$2,129/fn- Kookmin Bank Auckland Branch5.35%$2,143/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 4 Navigation Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
4 Navigation Drive as a rental
Rent estimate$775/wk$670–$890 · Little evidence
Gross yield3.9%$40,300 a year on $1.04m
Net yield3.2%After $7,130 of costs
Cash flow−$66/wk30% deposit, interest only at 5.03%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.03% is today’s 1-year average | ||
| Rent a week our estimate $775 | ||
| Property manager | ||
| Rent, 52 weeks | $40,300 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $33,170 | |
| Interest $728,000 at 5.03%, interest only | −$36,618 | |
| Cash flow before tax | −$3,448 | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 4.56%. That is -1.1% a year on a $312k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area210 m²
- Decade built1990s
- Bedrooms3
- Bathrooms2
- Property categoryUse not published
- CouncilPorirua City
- Valuation #15445-50600
- Valuation date1 Sep 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberWN49A/550
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 2617 Deposited Plan 82535, 676 m2
- Legal descriptionLot 2617 Deposited Plan 82535
- Land area676 m²
- Title issued3 Jul 1997
- Land districtWellington
Instruments on this title1 registered instrumentTransfer See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Bus stop
Whitby - Navigation Drive
2 min walk · 99 m · about every 35 min
236441465
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
Building work the council has consented on this property, newest first. 1 consent on record.
- 1 Jul 2026Adds/Alts$100,000 declared
Minor extension to existing home to increase bdrm & kitchen size
Consent ABA/2026/0343 · Porirua City
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.
Within 250 m
- 7 Jan 2020Land use
Second dwelling with non-complying car parking, height recession plane and outdoor living area
LU0007/20 RC8051 · Porirua City174 mGranted - 30 Apr 2019Land use
Land Use General - Additions/alterations decking, othe & front yard non-compliances
LU0045/19 RC7878 · Porirua City58 mGranted - 17 Jul 2017Land use
To remove vegetation from the bed of a tributary to the Pautahanui Stream including any associated; Disturbance to the stream bed; and Discharge of re-suspended stream sediment during the works period.
WGN180019-[34908*] · Greater Wellington Regional177 mGranted - 14 Nov 2016Land use
Residential additions that fail to comply with permitted activity standards
LU0185/16 RC7223 · Porirua City241 mGranted - 28 Sep 2016191 mGranted
- 17 Nov 2015240 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Porirua City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Greater Wellington will send the file on a listed site on request; quote the site number.
Ask Greater Wellington Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Whitby
Porirua City
4,482
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
7 people looked at properties in Whitby this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Whitby
People whose office is within 5 km of Whitby, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Michelle BarberSalesperson
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Joanne EastlakeSalesperson
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Theresa SullivanSalesperson
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Philip WheartyAgent
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Stephen BaileySalesperson
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Sharon Bannerman-CooperBranch Manager
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Graeme CollingeAgent
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Andrew CoolingSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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