Title boundary · 23,962 m² · LINZ
Unclaimed

12-14 Kinloch Road, Lichfield

Putāruru · South Waikato District

Last sold Jul 2011

Bakehouse, Lichfield
Heritage listCategory 2 historic place

Bakehouse

List No. 4237Listed 1985

Read the entry on the Heritage List →

Matched to this property by the list's map position. Check the entry's address: Kinloch Road, LICHFIELD.

Photo: Jamie Mackay, 1994, © Heritage New Zealand Pouhere Taonga

Rent estimate · 17 Oct 2026
$660 – $880/week
Most likely about $760 a week · Little evidence: a rough guide
Estimated rental yield
3.9%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $760 × 52 weeks = $39,520, against the council valuation of $1,005,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
From its value what rentals in the area typically yield$762100%

We read this property as a house with 4 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

These are computer-generated guides only, not a rental appraisal.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,069a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 12-14 Kinloch Road

Every rate from 36 lenders →
Estimated repayments
$1,877
$804,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $194 less a fortnight — about $5,045 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,877/fn
  • ICBC4.65%s$1,912/fn
  • Bank of China4.68%s$1,919/fn
  • AIA New Zealand4.99%$1,989/fn
  • ANZ Bank New Zealand4.99%s$1,989/fn
  • ASB Bank4.99%$1,989/fn
  • Bank of Baroda4.99%$1,989/fn
  • Police Credit Union4.99%$1,989/fn
  • Unity Credit Union4.99%s$1,989/fn
  • Kiwibank5.15%s$2,025/fn
  • Bank of New Zealand5.19%$2,034/fn
  • SBS Bank5.19%s$2,034/fn
  • The Co-operative Bank5.19%s$2,034/fn
  • TSB Bank5.19%s$2,034/fn
  • Westpac New Zealand5.19%s$2,034/fn
  • First Credit Union5.29%s$2,057/fn
  • Kookmin Bank Auckland Branch5.35%$2,071/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 12-14 Kinloch Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

12-14 Kinloch Road as a rental

Rent estimate$760/wk$660–$880 · Little evidence
Gross yield3.9%$39,520 a year on $1.0m
Net yield3.2%After $6,992 of costs
Cash flow−$55/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$39,520
Empty between tenants 2 weeks−$1,520
Property management 9.2% incl. GST−$3,496
Maintenance 5% of rent−$1,976
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$32,528
Interest $703,500 at 5.03%, interest only−$35,386
Cash flow before tax−$2,858

The rent covers the interest at rates up to 4.62%. That is -0.9% a year on a $302k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area260 m²
  • Decade built1970s
  • Bedrooms4
  • Bathrooms2
  • Property categoryUse not published
  • CouncilSouth Waikato District
  • Valuation #5413-4200
  • Valuation date1 Jul 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title numberSA1409/28
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Part Lot 2 Deposited Plan 34725, 23,699 m2
  • Legal descriptionPart Lot 2 Deposited Plan 34725
  • Land area23,962 m²
  • Title issued23 Aug 1957
  • Land districtSouth Auckland
  • Addresses on this property2
Instruments on this title1 registered instrumentTransfer and Grant of Easement See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

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Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Unclaimed
Nobody is tracking this property yet

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We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.

What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for South Waikato District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Waikato Regional Council does not publish its register. Ask it for a HAIL search on the property; some district councils sell their own report.

Ask Waikato Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Lichfield

South Waikato District
311
Properties on the rating roll
1 Jul 2024
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

Agents active in Lichfield

People whose office is within 5 km of Lichfield, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Lichfield →
Free for property owners

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