Title boundary · 15,737 m² · LINZ
Unclaimed

215A Benseman Road, Raglan

Waikato District

Last sold Oct 2016

Rent estimate · 24 Oct 2026
$970 – $1,280/week
Most likely about $1,115 a week · Little evidence: a rough guide
Estimated rental yield
1.9%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $1,115 × 52 weeks = $57,980, against our estimate of $3,100,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
From its value what rentals in the area typically yield$1,114100%

We read this property as a house with 5 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

These are computer-generated guides only, not a rental appraisal.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
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What it costs to live here

Home expense estimates

Mortgage: open the section
$12,349a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 215A Benseman Road

Every rate from 36 lenders →
Estimated repayments
$5,697
$2,440,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $589 less a fortnight — about $15,311 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$5,697/fn
  • ICBC4.65%s$5,804/fn
  • Bank of China4.68%s$5,824/fn
  • AIA New Zealand4.99%$6,036/fn
  • ANZ Bank New Zealand4.99%s$6,036/fn
  • ASB Bank4.99%$6,036/fn
  • Bank of Baroda4.99%$6,036/fn
  • Police Credit Union4.99%$6,036/fn
  • TSB Bank4.99%s$6,036/fn
  • Unity Credit Union4.99%s$6,036/fn
  • Kiwibank5.15%s$6,146/fn
  • Bank of New Zealand5.19%$6,174/fn
  • SBS Bank5.19%s$6,174/fn
  • The Co-operative Bank5.19%s$6,174/fn
  • Westpac New Zealand5.19%s$6,174/fn
  • First Credit Union5.29%s$6,244/fn
  • Kookmin Bank Auckland Branch5.35%$6,286/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 215A Benseman Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

215A Benseman Road as a rental

Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield1.9%$57,980 a year on $3.05m
Net yield1.6%After $10,258 of costs
Cash flow−$1,143/wk30% deposit, interest only at 5.02%
Line
Price Council valuation
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $1,115
Property manager
Rent, 52 weeks$57,980
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$47,722
Interest $2,135,000 at 5.02%, interest only−$107,177
Cash flow before tax−$59,455
Cash flow a week−$1,143
Gross / net yield on the price1.9% / 1.6%
Return on equity cash flow on the deposit, before tax−6.5%
Loses money above this interest rate, before tax2.24%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 2.24%. That is -6.5% a year on a $915k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area379 m²
  • Decade built2020s
  • Bedrooms5
  • Bathrooms3
  • Parking3 car spaces
  • Property categoryUse not published
  • CouncilWaikato District
  • Valuation #6401-46725
  • Valuation date1 Oct 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number702599
  • Title typeFreeholdGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/1, Lot 3 Deposited Plan 489017, 15,742 m2
  • Legal descriptionLot 3 Deposited Plan 489017
  • Land area15,737 m²
  • Title issued15 May 2017
  • Land districtSouth Auckland
Registered instruments7 registered instruments on this titleEasement Instrument ×3 · Consent Notice under s221(4)(a) Resource Management Act 1991 ×2 · Mortgage · Order for New Certificate of Title Only routine instruments registered See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.

Within 250 m

  1. 4 May 2020
    Land use

    To construct a dwelling and attached carport that exceed the permitted building coverage, requires imported fill not approved by a building consent, that will be located outside of the approved building envelope and will be within 1000m of mean high water springs, within the Coastal Zone.

    LUC0422/20 · Waikato District
    162 mGranted
  2. 20 Feb 2019
    Land use

    Construct a shed that is not located within an approved building envelope within 1000m from the mean high water springs, in the Coastal Zone.

    LUC0284/19 · Waikato District
    224 mGranted
  3. 16 Aug 2018
    Land use

    S127 to change or cancel conditions of resource consent (LUC0352/18) to enable the construction of an extension to the dwelling and swimming Pool

    LUC0352/18.01 · Waikato District
    9 mGranted
  4. 16 Feb 2018
    Land use

    To establish a residential dwelling and detached travellers accommodation within the Coastal Zone that fails setback, building platform and earthwork provisions of the District Plan.

    LUC0352/18 · Waikato District
    9 mGranted
  5. 14 Nov 2017
    Land use

    To construct a dwelling with an attached Dependent Persons Dwelling in the Coastal Zone where two internal setbacks are unable to be complied with.

    LUC0238/18 · Waikato District
    204 mGranted
  6. 31 Mar 2017
    Subdivision

    To undertake a boundary relocation where the existing certificate of title was issued after 6 December 1997 and the proposed new Lot 1 exceeds the maximum allotment size, in the Rural and Coastal Zones.

    SUB0057/17 · Waikato District
    224 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

The hazard maps could not be read just now.

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Raglan

Waikato District
3,582
Properties on the rating roll
1 Oct 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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